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jatinkrmalik

jatinkrmalik

TF Select
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Update: Here's my updated cc portfolio ‼️


We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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Apply For LTF AU LIT Credit Card
Lobogris said:
Will you be satisfied at half century or would you consider completing a century? I definitely would if it were possible.
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I am really curious how it is possible for him to get 1638 cards? We don’t have that many banks that offer cards and many don’t allow more than a few per bank. So realistically, even 100 cards are very difficult to get. Anyone has any ideas how it could have been done?
 
Lobogris said:
I am really curious how it is possible for him to get 1638 cards? We don’t have that many banks that offer cards and many don’t allow more than a few per bank. So realistically, even 100 cards are very difficult to get. Anyone has any ideas how it could have been done?
Click to expand...
He can get cards from all banks in India. Then Many cards give up to 3 or 4 add-on cards. So take for all family members.
Do the reverse also, Take cards for parents and wife and take add-on cards in his name for all those cards. Then also get all possible variants, and ask for duplicate cards. Put 5000 Rs FD in all banks and get secured cards also.
Like that many ways to get cards. But if he is not an influencer, or if he is not getting any benefit from it, then no use of spending so much time. See our admin Technofino, he got some 9 or 12 lakh points and bought a new car with the referral reward points alone. If you are going behind card, then at least some benefit should be there otherwise it is a waste of time and effort.
 
Apply For LTF HDFC Swiggy Credit Card
Lobogris said:
Is HSBC limited to salaried folks?
Click to expand...
Yes
cardio_guy said:
He can get cards from all banks in India. Then Many cards give up to 3 or 4 add-on cards. So take for all family members.
Do the reverse also, Take cards for parents and wife and take add-on cards in his name for all those cards. Then also get all possible variants, and ask for duplicate cards. Put 5000 Rs FD in all banks and get secured cards also.
Like that many ways to get cards. But if he is not an influencer, or if he is not getting any benefit from it, then no use of spending so much time. See our admin Technofino, he got some 9 or 12 lakh points and bought a new car with the referral reward points alone. If you are going behind card, then at least some benefit should be there otherwise it is a waste of time and effort.
Click to expand...
I booked 15 reward nights in 5 star hotels across the world, 5 free business flights and even more economy flights this year all with my reward points.
 
rahulsethi said:
Yes

I booked 15 reward nights in 5 star hotels across the world, 5 free business flights and even more economy flights this year all with my reward points.
Click to expand...
That's great. We need to get the privileges. Banks try their best not to give it. Happy that you are enjoying the benefits.
 
cardio_guy said:
He can get cards from all banks in India. Then Many cards give up to 3 or 4 add-on cards. So take for all family members.
Do the reverse also, Take cards for parents and wife and take add-on cards in his name for all those cards. Then also get all possible variants, and ask for duplicate cards. Put 5000 Rs FD in all banks and get secured cards also.
Like that many ways to get cards. But if he is not an influencer, or if he is not getting any benefit from it, then no use of spending so much time. See our admin Technofino, he got some 9 or 12 lakh points and bought a new car with the referral reward points alone. If you are going behind card, then at least some benefit should be there otherwise it is a waste of time and effort.
Click to expand...
Add on cards for family members won't count as your own cards. Even if you took 4 cards from each issuing bank in India, there are only about 20 to 30 such banks. So you won't be able to go above 100 to 200 at the most. Getting add on cards from family members doesn't help. It there are total 100 cards available then the number remains the same whether you get it directly or via a family member. So I don't see how 1638 valid credit cards are possible. Why don't we see anyone here or on amy other forum with even 200 cards?
 
Lobogris said:
Add on cards for family members won't count as your own cards. Even if you took 4 cards from each issuing bank in India, there are only about 20 to 30 such banks. So you won't be able to go above 100 to 200 at the most. Getting add on cards from family members doesn't help. It there are total 100 cards available then the number remains the same whether you get it directly or via a family member. So I don't see how 1638 valid credit cards are possible. Why don't we see anyone here or on amy other forum with even 200 cards?
Click to expand...
It's really surprising. 1638 is really crazy number. Not sure if all are active. Whatsoever, it just serves the purpose of guinness record. For daily use he might be just. using 3 or 4.
 
cardio_guy said:
It's really surprising. 1638 is really crazy number. Not sure if all are active. Whatsoever, it just serves the purpose of guinness record. For daily use he might be just. using 3 or 4.
Click to expand...
Yes, all are supposed to be active as per the record criteria.
 
1. Amazon icici - LTF
2. ICICI Platinum - LTF
3. ICICI Coral - LTF
4. SBI Cashback - 999+ GST
5. BOB Premier - LTF
6. IDFC Classic - LTF
7. Flipkart axis - 499+GST
8. Axis Privilege - 1500+GST
9. Airtel Axis - 499+GST
10. HDFC Money-back plus - LTF
11. HDFC UPI Rupay - 99+GST
12. PNB Platinum- LTF
13. SBI IRCTC - 300+GST
14. Kotak 811 Dream Different - LTF
15. Niyo Global - LTF
16. Axis my zone - LTF (closed)
 
CardWale_Baba said:
Here is the small list of my card.
  • HDFC DCB (LTF)
  • HDFC Infinia (LTF)
  • HDFC Tata Neu Infinity (LTF)
  • Amex MRCC (LTF)
  • Yes Bank First Exclusive (LTF)
  • ICICI Platinum (Secured / LTF)
  • ICICI Amazon Pay (LTF)
  • ICICI Sapphiro (LTF)
  • IDFC Wealth (LTF)
  • IDFC WOW (Secured / LTF)
  • BOB Eterna (LTF)
  • Kotak League (LTF)
  • IndusInd Legend (LTF)
  • HSBC Visa Platinum (LTF)
  • AU Bank Zenith (LTF)
  • RBL Zomato Classic Edition (LTF)
  • Axis MyZone (LTF)
  • Onecard (BOB) (LTF)
  • PNB Rupay Select (500/yr)
  • Union Bank Rupay JCB Select Wellness (999/yr)
  • Citi Paytm First (500/yr)
  • Axis Flipkart (500/yr)
  • SBI Simply Click (500/yr)
  • StanC Ultimate (5000/yr)
Happy to help.
Click to expand...
how u got infinia ltf
 
Shvmchhbr said:
indusind(legend) is already there..applied for kotak under pre approved offer while opening 811 account 2 months ago, now whenever i go to apply it again , it shows that your application is already under process . CIBIL - 775
Click to expand...
Hey did you find any solution to the kotak "your application is already under process" issue. It happened when i click the Dream defferent Secured CC accidentally till then I'm not able to apply other for any CC from kotak.
 
This is my first post. I am from Guwahati. My collection of cards are :
1. HDFC Millenia - 3.35 lakhs-LTF
2. SBI Cashback-3.61 lakhs-Annual Fees
3. SBI BPCL Octane- 0.58 lakh- Annual Fees
4. Amex Smart Earn- 3.52 lakhs- Annual Fees
5. ICICI Platinum - 4.30 lakhs-LTF
6. Indus Ind Legend- 5 lakhs-LTF
7. Axis Neo- 2.15 lakhs-LTF
8. IDFC HP First Power +- 3.90 Lakhs-Annual Fees
9. Kotak IOCL- 2.10 lakhs- Annual Fees
10. BOB Premier- 2.20 lakhs- LTF
I have 3 fuel cards because my monthly fuel consumption is Rs 15k plus.
The cards with annual fees have been taken in last 4 months. So hopefully will try for LTF before renewal
 
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Collecting CCs mostly for online offers and occasional movies.
  • Axis Flipkart LTF
  • Axis Neo LTF
  • BOB Select LTF
  • ICICI Amazon Pay LTF
  • ICICI RubyX LTF
  • IDFC FIRST Select LTF
  • IDFC FIRST WOW LTF
  • Indusind Legend LTF
  • Kotak League Platinum LTF
  • RBL Shoprite FYF
  • SBI Cashback LTF
  • SBI SimplyCLICK Paid
  • YES FinBooster LTF
Working towards HDFC now!
 
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