💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[gabu]

Got Yes First Preferred LTF 2 years back, kept using it and got upgraded to Yes First Exclusive LTF last year, which later converted to Yes Reserv

What's the use of card?
Lounge access stopped. Useless rewards pts.
Hardly any yes Bank offers.

 

[amit]

Amex	MRCC
Amex	Plat Travel
Amex	GOLD
AXIS	Atlas
AXIS	Rewards
AXIS	Vistara Inf
BOB	Premier
ICICI	Amazon Pay
IDFC	Vistara
IDFC	Power +
HDFC	TATA NUE
HDFC	Marriott
Kotak	White
Kotak	Myntra
One Card	One Metal
RBL	World Safari
Standard C	Rewards

 

[althafvly]

My 11 month old CC portfolio consists of following cards, in order i received:

1. HDFC Moneyback plus Rupay (11M)
2. ICICI Amazon pay (9M)
3. Federal bank imperio visa (9M)
4. Axis neo visa (5M)
5. ICICI Platinum (1M)
6. SBI Cashback - Paid (1M)
7. Axis Ace - Paid (1M)

CL is in between 71k to 1.8L. 71k is HDFC, Rest are 1L or above. Got rejected for 2 cards so far, Kotak rupay LTF and icici coral rupay. Cibil jumps in between 760-779.

 

[DaDarkkNight]

My 11 month old CC portfolio consists of following cards, in order i received:

1. HDFC Moneyback plus Rupay (11M)
2. ICICI Amazon pay (9M)
3. Federal bank imperio visa (9M)
4. Axis neo visa (5M)
5. ICICI Platinum (1M)
6. SBI Cashback - Paid (1M)
7. Axis Ace - Paid (1M)

CL is in between 71k to 1.8L. 71k is HDFC, Rest are 1L or above. Got rejected for 2 cards so far, Kotak rupay LTF and icici coral rupay. Cibil jumps in between 760-779.

SBI cashback at 1l+ limit for a novice cc user and axis Ace is a good achievement, well done

 

[Itachi_UchihaItachi_Uchiha is verified member.]

1. HDFC MIillenia Mastercard
2. HDFC Tata Neu Infinity Rupay (FYF)
3. ICICI Sapphiro Mastercard
4. ICICI Sapphiro Amex
5. ICICI Rubyx Visa
6. ICICI Coral Rupay
7. Federal One card Visa
8. Axis MyZone Visa
9. IndusInd Legend Visa
10. RBL shoprite Visa
11. BoB Premier Rupay Select

Except Infinity card, everything else is LTF

 

[mayankcse10]

My active cards, looking to trim the portfolio further due to the recent devaluations:

1​	Standard Chartered	Smart	Paid
2​	HDFC	Millennia	Paid
3​	SBI	Cashback	Paid
4​	ICICI	Amazon Pay	LTF
5​	ICICI	Sapphiro	LTF
6​	AU	Zenith	LTF
7​	Axis	Select	LTF
8​	Axis	Neo	LTF
9​	HDFC	Tata Neu Infinity	LTF
10​	BOB	Eterna	LTF
11​	South Indian	OneCard	LTF
12​	Kotak	League Platinum	LTF
13​	IndusInd	Legend	LTF
14​	IndusInd	Eazydiner	LTF
15​	IDFC First	Select	LTF

 

[Krishna Kumar]

My active cards, looking to trim the portfolio further due to the recent devaluations:

1​	Standard Chartered	Smart	Paid
2​	HDFC	Millennia	Paid
3​	SBI	Cashback	Paid
4​	ICICI	Amazon Pay	LTF
5​	ICICI	Sapphiro	LTF
6​	AU	Zenith	LTF
7​	Axis	Select	LTF
8​	Axis	Neo	LTF
9​	HDFC	Tata Neu Infinity	LTF
10​	BOB	Eterna	LTF
11​	South Indian	OneCard	LTF
12​	Kotak	League Platinum	LTF
13​	IndusInd	Legend	LTF
14​	IndusInd	Eazydiner	LTF
15​	IDFC First	Select	LTF

Cool! How did u got Eterna as LTF?

 

[mayankcse10]

Cool! How did u got Eterna as LTF?

As part of their Radiance banking programme.

 

[DaDarkkNight]

As part of their Radiance banking programme.

How to get enrolled in radiance banking programme? I have their premium savings account maintenaning over 25k monthly

 

[nitinmits]

1	AMEX SmartEarn	AMEX	AMEX	PAID
2	Amex Gold	AMEX	AMEX	PAID
3	AU VETTA	AU	VISA SIGNATURE	LTF
4	Airtel Axis	AXIS	Mastercard	PAID
5	Flipkart Axis	AXIS	VISA	LTF
6	Axis LIC	AXIS	VISA SIGNATURE	LTF
7	BOB PREMIER	BOB	VISA PLATINUM	LTF
8	Canara Select	Canara	RUPAY SELECT	LTF
9	Federal Signet	Federal	VISA PLATINUM	LTF
10	TATA NEU INF	HDFC	RUPAY SELECT	LTF
11	HDFC Regalia	HDFC	RUPAY SELECT	LTF
12	ICICI Coral	ICICI	Rupay PLATINUM	LTF
13	HPCL ICICI	ICICI	VISA PLATINUM	LTF
14	Amazon ICICI	ICICI	VISA	LTF
15	IDFC WOW	IDFC	VISA	FD
16	IndusPinnacle	INDUSIND	Mastercard	LTF
17	IndusLEGEND	INDUSIND	VISA SIGNATURE	LTF
18	IndusPlatinum	INDUSIND	Rupay	LTF
19	Kotak IOCL	Kotak	Rupay	PAID
20	KOTAK League	Kotak	VISA PLATINUM	LTF
21	PNB Select	PNB	RUPAY SELECT	LTF
22	BAJAJ Finserv	RBL	Mastercard	PAID
23	PB DUET	RBL	Mastercard	LTF
24	IRCTC SBI	SBI	VISA PLATINUM	LTF
25	One CARD	SBM	VISA SIGNATURE	FD
26	SC PLAT REWARDS	SC	VISA PLATINUM	LTF
27	SC SMART	SC	VISA PLATINUM	PAID
28	YES Finbooster	YES	VISA PLATINUM	LTF

 

[TheGuy]

@nitinmits use of Bajaj Finserv CC? I never understood their game.

 

[nitinmits]

Its Bajaj platinum supercard. Just normal card. Not EMI card. Will close later

 

[Rahul92]

Its Bajaj platinum supercard. Just normal card. Not EMI card. Will close later

That too paid 😁

 

[sai99488]

Current Active Cards

1. OneCard BOB: Limit 2L

2. ICICI Amazon Pay: Limit 2.3L

3. ICICI Platinum Chip: Limit 2.3L

4. Axis My Zone: Limit 97K

5. Axis Neo RuPay: Limit 97K

6. SC Platinum Rewards: Limit 2.1L

All are LTF,
CIBIL score fluctuating between 781 and 786
Feel free to share any suggestions!

 

[CreditWorthy]

1	AMEX SmartEarn	AMEX	AMEX	PAID
2	Amex Gold	AMEX	AMEX	PAID
3	AU VETTA	AU	VISA SIGNATURE	LTF
4	Airtel Axis	AXIS	Mastercard	PAID
5	Flipkart Axis	AXIS	VISA	LTF
6	Axis LIC	AXIS	VISA SIGNATURE	LTF
7	BOB PREMIER	BOB	VISA PLATINUM	LTF
8	Canara Select	Canara	RUPAY SELECT	LTF
9	Federal Signet	Federal	VISA PLATINUM	LTF
10	TATA NEU INF	HDFC	RUPAY SELECT	LTF
11	HDFC Regalia	HDFC	RUPAY SELECT	LTF
12	ICICI Coral	ICICI	Rupay PLATINUM	LTF
13	HPCL ICICI	ICICI	VISA PLATINUM	LTF
14	Amazon ICICI	ICICI	VISA	LTF
15	IDFC WOW	IDFC	VISA	FD
16	IndusPinnacle	INDUSIND	Mastercard	LTF
17	IndusLEGEND	INDUSIND	VISA SIGNATURE	LTF
18	IndusPlatinum	INDUSIND	Rupay	LTF
19	Kotak IOCL	Kotak	Rupay	PAID
20	KOTAK League	Kotak	VISA PLATINUM	LTF
21	PNB Select	PNB	RUPAY SELECT	LTF
22	BAJAJ Finserv	RBL	Mastercard	PAID
23	PB DUET	RBL	Mastercard	LTF
24	IRCTC SBI	SBI	VISA PLATINUM	LTF
25	One CARD	SBM	VISA SIGNATURE	FD
26	SC PLAT REWARDS	SC	VISA PLATINUM	LTF
27	SC SMART	SC	VISA PLATINUM	PAID
28	YES Finbooster	YES	VISA PLATINUM	LTF

How did you got Canara Select as LTF?

 

[TheGuy]

How did you got Canara Select as LTF?

Read more about the card. Canara Rupay cards are LTF. Only inactivity fee is there.

 

[nitinmits]

How did you got Canara Select as LTF?

I think 300. Its like LTF only

 

[Kumar93196]

You got cards from all banks?

I have sbm magnet fd cc but I can't find the app on Play Store where to download it?????

 

[Krishna Kumar]

My 3 year journey of CCs:

HDFC Regalia - 8 L - LTF
IDFC First Wealth - 8 L - LTF
RBL Icon - 3.25 L - LTF
ICICI Amazon Pay - 6.1 L - LTF
ICICI Platinum - 6.1 L - LTF
SBI Cashback - 2.5 L - FYF
Axis MyZone - 3.3 L - LTF
Axis Flipkart - 3.3 L - LTF

Applied for SBI SimplyClick for festive offers.

Eyeing for: Infinia/DCB, ICICI Sapphiro, BoB Eterna

My primary banker is HDFC (Imperia account).

My updated credit card portfolio after becoming a regular at TF:

1. Amex Platinum Travel - FYF
2. Amex MRCC - FYF
3. Amex Gold Charge - Paid
4. AU Zenith - LTF
5. Axis Airtel - FYF
6. Axis Flipkart - LTF
7. Axis Neo Rupay - LTF
8. BoB Eterna - Paid
9. BoB Snapdeal Rupay(Digital) - LTF
10. BoB Easy Rupay (Digital x 4) - LTF
11. Federal Celesta - LTF
12. HDFC Regalia - LTF
13. HDFC Tata Neu Infinity - FYF
14. ICICI Coral Rupay - LTF
15. ICICI Platinum - LTF
16. ICICI Amazon Pay - LTF
17. IDFC Wealth - LTF
18. IDFC Power+ - Paid
19. IndusInd Legend - LTF
20. IndusInd Platinum Rupay - LTF
21. IndusInd Eazydiner Platinum - LTF
22. RBL Icon - LTF
23. SBI Cashback - FYF
24. SBI SimplySave - FYF
25. SBI SimplyClick - Paid
26. Axis Ace - Addon - FYF
27. HDFC Regalia Gold - Addon - LTF
28. ICICI Sapphiro - Addon - LTF

Most used Cards: SBI Cashback, Eterna, Power+, Ace and Airtel.

 

[keerthirahul123]

CC Name	Limit	Annual Fees	Holding Since
Axis Flipkart	6,36,000	LTF	2020
HSBC Platinum	10,00,000	LTF	2016
ICICI Amazon Pay	15,00,000	LTF	2019
ICICI Coral Rupay	15,00,000 (shared limit)	LTF	2023
IndusInd Platinum Rupay	5,00,000	LTF	2023
AmEx MRCC	8,00,000	4500 + GST	2023
IndusInd Legend	10,00,000	LTF	2017
IDFC First Credit	8,75,000	LTF	2022
One Card	10,00,000	LTF	2023
SBI Simply Click	1,75,000	500+gst	2019
RBL MoneyTap	4,75,000	500+gst	2019
HDFC Infinia	12,00,000	12,500 + gst	2023

Anything to remove? I feel RBL, Simplyclick and Legend are useless.