💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Tarun239]

Converted after receiving.

How were you able to convert, kindly share the procedure

 

[mrclown]

How were you able to convert, kindly share the procedure

I sent a mail stating that I "got" the LTF offer on Swiggy after issuance of chargeable card. Also I didn't activate the card until I got confirmation that the card was converted to LTF.

 

[Tarun239]

I sent a mail stating that I "got" the LTF offer on Swiggy after issuance of chargeable card. Also I didn't activate the card until I got confirmation that the card was converted to LTF.

Thanks and congratulations🎉🎉

 

[Rohith-2009]

I sent a mail stating that I "got" the LTF offer on Swiggy after issuance of chargeable card. Also I didn't activate the card until I got confirmation that the card was converted to LTF.

Can we try the same method?

 

[cardio_guy]

I want these cards: HDFC Tata Neu Infinity, HDFC Regalia Gold, ICICI Emeralde.
Any tips and tricks?

 

[Juganta]

Experts Any suggestions for me to Getting new CC/ Closing ?

 

[Divyank gulabani]

Here is my CC portfolio

Cards on my name
AMEX platinum travel 1.09L (paid)
SBI BPCL OCTANE 1.04L (paid)
One card federal bank 70k (LTF)
ICICI HPCL & Amazon pay 60k (LTF)

my wife card
Regalia gold 4.9L (LTF)
Axis IOCL 25k (LTF)

My moms card
Diners privilege 2L (paid)

I would like to get suggestions if anything needs to be changes

 

[viickviickviick]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• HDFC Tata Neu Infinity (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• ICICI Sapphiro (LTF)
• IDFC Wealth (LTF)
• IDFC WOW (Secured / LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF)
• RBL Zomato Classic Edition (LTF)
• Axis MyZone (LTF)
• Onecard (BOB) (LTF)
• PNB Rupay Select (500/yr)
• Union Bank Rupay JCB Select Wellness (999/yr)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)
• StanC Ultimate (5000/yr)

Happy to help.

How you got MRCC and Tata neu infinity for LTF

 

[indraneal89]

`My portfolio of cards is fairly small compared to the members of this forum

Active Cards

Card Name	Variant	Credit Limit	Holding Since
HDFC Infinia Metal	VISA	18,34,000	June 2023
ICICI Sapphiro (LTF)	Mastercard + AMEX Dual Variant	300,000 (shared)	May 2023
ICICI Coral	VISA	300,000 (shared)	October 2021
RBL Bank Movies and More	Mastercard	33,000	Jan 2019

Don't really use the RBL card anymore, planning to close that. Probably won't be using Coral much either

Expired Cards

• Regalia Gold (upgraded to Infinia Metal)
• Regalia (upgraded to Regalia Gold)

 

[indraneal89]

You are talking like..

“Mai ambani ka ladka hun but mere paas pese ni hain”

It was merely an observation about how I have seen many members with 10+ credit cards and my collection is small in comparison, no other meaning was implied 🙂

 

[sv004]

It was merely an observation about how I have seen many members with 10+ credit cards and my collection is small in comparison, no other meaning was implied 🙂

I think if u have infinia then u dont need any other card

 

[raghu.rokda]

I think if u have infinia then u dont need any other card

That’s what I wanted to say 😊

 

[Obhi]

This is my current CC portfolio. Any suggestions?

 

[vaibhavpp0707]

Updated Card portfolio from January 2023

1. HDFC IOCL Rupay- 2,20,000 - LTF
2. HDFC Tata Neu Plus - 2,20,000 - LTF
3. Axis Flipkart - 3,00,000 - LTF
4. Axis Ace - 3,00,000 - 500₹
5. Axis MyZone - 3,00,000 -LTF
6. ICICI Platinum - 4,00,000 - LTF
7. ICICI Amazonpay - 2,10,000 - LTF
8. ICICI MMT Visa Signature - 4,00,000 - LTF
9. ICICI Coral Rupay - 4,00,000 - LTF
10. SBI SimplyClick - 2,54,000 - LTF
11. SBI Cashback - 2,54,000 - 1000₹
12. Citi Rewards - 90,000 - LTF
13. Kotak Zen - 6,00,000 - LTF
14. Kotak League Platinum Rupay - 6,00,000 - LTF
15. BOB Premier Rupay- 97,500 - LTF
16. BOB HPCL Energie Rupay- 97,500 - 500₹
17. BOB Snapdeal Rupay - 97,500 - 250₹
18. One Metal Card - 1,80,000 - LTF
19. IDFC Millennia First - 76,000 - LTF
20. Indusind Legend - 1,03,200 - LTF
21. HSBC Visa Platinum - 3,00,000 - LTF
22. RBL World Safari - 1,53,000 - LTF
23. Amex MRCC - 4,80,000 - 1500₹
24. PNB Rupay Platinum - 50,000 - LTF
25. AU Bank Lit - 3,00,000 - LTF
26. AU Instapay UPI- 1,00,000 - LTF
27. Standard chartered Smart - 3,20,000 - FYF - 500₹
28. Kotak Rupay UPI Virtual - 6,00,000 - LTF

Wife's Cards
29. HDFC Millennia - 1,00,000 - LTF
30. Airtel Axis - 49,000 - 500₹
31. Indusind Legend - 1,00,000 - LTF
32. Scapia Federal - 50,000 - LTF
33. AU Xcite Ace - 2,00,000 - LTF
34. Standard chartered EaseMyTrip - 90,000 - FYF - 350₹

Here's my latest portfolio

1. HDFC IOCL Rupay- 2,43,000 - LTF
2. HDFC Tata Neu Infinity - 2,43,000 - LTF
3. HDFC Swiggy - 2,43,000 - LTF
4. Axis Flipkart - 3,00,000 - LTF
5. Axis Ace - 3,00,000 - 500₹
6. Axis Previlige - 3,00,000 -1500₹
7. ICICI Platinum - 7,50,000 - LTF
8. ICICI Amazonpay - 5,00,000 - LTF
9. ICICI MMT Visa Sign - 4,00,000 - LTF
10. ICICI Coral Rupay - 7,50,000 - LTF
11. ICICI Rubyx MC - 7,50,000 - LTF
12. ICICI Rubyx Amex - 7,50,000 - LTF
13. ICICI Mine - 4,00,000 - LTF
14. SBI SimplyClick - 15,000 - LTF
15. SBI Cashback - 1,64,000 - LTF
16. SBI SimplySave - 75,000 - 500₹
17. BOB Premier Rupay- 97,500 - LTF
18. BOB HPCL Rupay- 97,500 - 500₹
19. BOB Snapdeal Rupay - 97,500 - 250₹
20. Kotak Zen - 6,00,000 - LTF
21. Kotak League Rupay - 6,00,000 - LTF
22. Kotak virtual rupay - 6,00,000 - LTF
23. Indusind Legend - 1,03,200 - LTF
24. Indus Rupay Platinum - 1,03,200 - LTF
25. Indusind Eazydiner Plat - 1,03,200 - LTF
26. AU Bank Lit - 3,00,000 - LTF
27. AU Instapay Rupay - 1,00,000 - LTF
28. Yes Finbooster - 3,00,000 - LTF
29. Yes Virtual Rupay - 3,00,000 - LTF
30. Amex MRCC - 6,80,000 - 1500₹
31. PNB Rupay Select - 80,000 - LTF
32. SC Smart - 7,50,000 - 500₹
33. SC Platinum - 7,50,000 - 500₹
34. RBL World Safari - 2,28,000 - LTF
35. Citi Rewards - 90,000 - LTF
36. One Metal Card - 1,80,000 - LTF
37. HSBC Visa Platinum - 3,00,000 - LTF
38. IDFC Select - 2,00,000 - LTF
39. IDFC Power + - 2,00,000 - 500₹
40. IDFC Virtual Rupay - 2,00,000 - 200₹
41. Federal Signet - 2,00,000 - LTF
42. Federal Wave Rupay - 2,00,000 - LTF
43. CSB Rupay Edge - 3,00,000 - LTF

Wife's Cards

44. HDFC Millennia - 1,10,000 - LTF
45. HDFC Virtual Rupay - 1,10,000 - 99₹
46. HDFC Tata Neu Plus - 1,10,000 - 500₹
47. Airtel Axis - 49,000 - 500₹
48. Indusind Legend - 1,00,000 - LTF
49. Indus Rupay Platinum - 1,00,000 - LTF
50. Scapia Federal Bank - 20,000 - LTF
51. AU Excite Ace - 2,00,000 - LTF
52. AU virtual rupay - 1,00,000 - LTF
53. SC EaseMyTrip - 3,00,000 - 350₹

 

[indraneal89]

Here's my latest portfolio

1. HDFC IOCL Rupay- 2,43,000 - LTF
2. HDFC Tata Neu Infinity - 2,43,000 - LTF
3. HDFC Swiggy - 2,43,000 - LTF
4. Axis Flipkart - 3,00,000 - LTF
5. Axis Ace - 3,00,000 - 500₹
6. Axis Previlige - 3,00,000 -1500₹
7. ICICI Platinum - 7,50,000 - LTF
8. ICICI Amazonpay - 5,00,000 - LTF
9. ICICI MMT Visa Sign - 4,00,000 - LTF
10. ICICI Coral Rupay - 7,50,000 - LTF
11. ICICI Rubyx MC - 7,50,000 - LTF
12. ICICI Rubyx Amex - 7,50,000 - LTF
13. ICICI Mine - 4,00,000 - LTF
14. SBI SimplyClick - 15,000 - LTF
15. SBI Cashback - 1,64,000 - LTF
16. SBI SimplySave - 75,000 - 500₹
17. BOB Premier Rupay- 97,500 - LTF
18. BOB HPCL Rupay- 97,500 - 500₹
19. BOB Snapdeal Rupay - 97,500 - 250₹
20. Kotak Zen - 6,00,000 - LTF
21. Kotak League Rupay - 6,00,000 - LTF
22. Kotak virtual rupay - 6,00,000 - LTF
23. Indusind Legend - 1,03,200 - LTF
24. Indus Rupay Platinum - 1,03,200 - LTF
25. Indusind Eazydiner Plat - 1,03,200 - LTF
26. AU Bank Lit - 3,00,000 - LTF
27. AU Instapay Rupay - 1,00,000 - LTF
28. Yes Finbooster - 3,00,000 - LTF
29. Yes Virtual Rupay - 3,00,000 - LTF
30. Amex MRCC - 6,80,000 - 1500₹
31. PNB Rupay Select - 80,000 - LTF
32. SC Smart - 7,50,000 - 500₹
33. SC Platinum - 7,50,000 - 500₹
34. RBL World Safari - 2,28,000 - LTF
35. Citi Rewards - 90,000 - LTF
36. One Metal Card - 1,80,000 - LTF
37. HSBC Visa Platinum - 3,00,000 - LTF
38. IDFC Select - 2,00,000 - LTF
39. IDFC Power + - 2,00,000 - 500₹
40. IDFC Virtual Rupay - 2,00,000 - 200₹
41. Federal Signet - 2,00,000 - LTF
42. Federal Wave Rupay - 2,00,000 - LTF
43. CSB Rupay Edge - 3,00,000 - LTF

Wife's Cards

44. HDFC Millennia - 1,10,000 - LTF
45. HDFC Virtual Rupay - 1,10,000 - 99₹
46. HDFC Tata Neu Plus - 1,10,000 - 500₹
47. Airtel Axis - 49,000 - 500₹
48. Indusind Legend - 1,00,000 - LTF
49. Indus Rupay Platinum - 1,00,000 - LTF
50. Scapia Federal Bank - 20,000 - LTF
51. AU Excite Ace - 2,00,000 - LTF
52. AU virtual rupay - 1,00,000 - LTF
53. SC EaseMyTrip - 3,00,000 - 350₹

Man you have a lot of credit cards, how do you manage all of them? Additionally which of those cards do you use frequently?

 

[Krishna Kumar]

Here's my latest portfolio

1. HDFC IOCL Rupay- 2,43,000 - LTF
2. HDFC Tata Neu Infinity - 2,43,000 - LTF
3. HDFC Swiggy - 2,43,000 - LTF
4. Axis Flipkart - 3,00,000 - LTF
5. Axis Ace - 3,00,000 - 500₹
6. Axis Previlige - 3,00,000 -1500₹
7. ICICI Platinum - 7,50,000 - LTF
8. ICICI Amazonpay - 5,00,000 - LTF
9. ICICI MMT Visa Sign - 4,00,000 - LTF
10. ICICI Coral Rupay - 7,50,000 - LTF
11. ICICI Rubyx MC - 7,50,000 - LTF
12. ICICI Rubyx Amex - 7,50,000 - LTF
13. ICICI Mine - 4,00,000 - LTF
14. SBI SimplyClick - 15,000 - LTF
15. SBI Cashback - 1,64,000 - LTF
16. SBI SimplySave - 75,000 - 500₹
17. BOB Premier Rupay- 97,500 - LTF
18. BOB HPCL Rupay- 97,500 - 500₹
19. BOB Snapdeal Rupay - 97,500 - 250₹
20. Kotak Zen - 6,00,000 - LTF
21. Kotak League Rupay - 6,00,000 - LTF
22. Kotak virtual rupay - 6,00,000 - LTF
23. Indusind Legend - 1,03,200 - LTF
24. Indus Rupay Platinum - 1,03,200 - LTF
25. Indusind Eazydiner Plat - 1,03,200 - LTF
26. AU Bank Lit - 3,00,000 - LTF
27. AU Instapay Rupay - 1,00,000 - LTF
28. Yes Finbooster - 3,00,000 - LTF
29. Yes Virtual Rupay - 3,00,000 - LTF
30. Amex MRCC - 6,80,000 - 1500₹
31. PNB Rupay Select - 80,000 - LTF
32. SC Smart - 7,50,000 - 500₹
33. SC Platinum - 7,50,000 - 500₹
34. RBL World Safari - 2,28,000 - LTF
35. Citi Rewards - 90,000 - LTF
36. One Metal Card - 1,80,000 - LTF
37. HSBC Visa Platinum - 3,00,000 - LTF
38. IDFC Select - 2,00,000 - LTF
39. IDFC Power + - 2,00,000 - 500₹
40. IDFC Virtual Rupay - 2,00,000 - 200₹
41. Federal Signet - 2,00,000 - LTF
42. Federal Wave Rupay - 2,00,000 - LTF
43. CSB Rupay Edge - 3,00,000 - LTF

Wife's Cards

44. HDFC Millennia - 1,10,000 - LTF
45. HDFC Virtual Rupay - 1,10,000 - 99₹
46. HDFC Tata Neu Plus - 1,10,000 - 500₹
47. Airtel Axis - 49,000 - 500₹
48. Indusind Legend - 1,00,000 - LTF
49. Indus Rupay Platinum - 1,00,000 - LTF
50. Scapia Federal Bank - 20,000 - LTF
51. AU Excite Ace - 2,00,000 - LTF
52. AU virtual rupay - 1,00,000 - LTF
53. SC EaseMyTrip - 3,00,000 - 350₹

Hereafter bro will issue credit cards to the poor banks 😉

 

[SSV]

`My portfolio of cards is fairly small compared to the members of this forum

Active Cards

Card Name	Variant	Credit Limit	Holding Since
HDFC Infinia Metal	VISA	18,34,000	June 2023
ICICI Sapphiro (LTF)	Mastercard + AMEX Dual Variant	300,000 (shared)	May 2023
ICICI Coral	VISA	300,000 (shared)	October 2021
RBL Bank Movies and More	Mastercard	33,000	Jan 2019

Don't really use the RBL card anymore, planning to close that. Probably won't be using Coral much either

Expired Cards

• Regalia Gold (upgraded to Infinia Metal)
• Regalia (upgraded to Regalia Gold)

Very simple and cute portfolio !!

 

[SSV]

Here's my latest portfolio

1. HDFC IOCL Rupay- 2,43,000 - LTF
2. HDFC Tata Neu Infinity - 2,43,000 - LTF
3. HDFC Swiggy - 2,43,000 - LTF
4. Axis Flipkart - 3,00,000 - LTF
5. Axis Ace - 3,00,000 - 500₹
6. Axis Previlige - 3,00,000 -1500₹
7. ICICI Platinum - 7,50,000 - LTF
8. ICICI Amazonpay - 5,00,000 - LTF
9. ICICI MMT Visa Sign - 4,00,000 - LTF
10. ICICI Coral Rupay - 7,50,000 - LTF
11. ICICI Rubyx MC - 7,50,000 - LTF
12. ICICI Rubyx Amex - 7,50,000 - LTF
13. ICICI Mine - 4,00,000 - LTF
14. SBI SimplyClick - 15,000 - LTF
15. SBI Cashback - 1,64,000 - LTF
16. SBI SimplySave - 75,000 - 500₹
17. BOB Premier Rupay- 97,500 - LTF
18. BOB HPCL Rupay- 97,500 - 500₹
19. BOB Snapdeal Rupay - 97,500 - 250₹
20. Kotak Zen - 6,00,000 - LTF
21. Kotak League Rupay - 6,00,000 - LTF
22. Kotak virtual rupay - 6,00,000 - LTF
23. Indusind Legend - 1,03,200 - LTF
24. Indus Rupay Platinum - 1,03,200 - LTF
25. Indusind Eazydiner Plat - 1,03,200 - LTF
26. AU Bank Lit - 3,00,000 - LTF
27. AU Instapay Rupay - 1,00,000 - LTF
28. Yes Finbooster - 3,00,000 - LTF
29. Yes Virtual Rupay - 3,00,000 - LTF
30. Amex MRCC - 6,80,000 - 1500₹
31. PNB Rupay Select - 80,000 - LTF
32. SC Smart - 7,50,000 - 500₹
33. SC Platinum - 7,50,000 - 500₹
34. RBL World Safari - 2,28,000 - LTF
35. Citi Rewards - 90,000 - LTF
36. One Metal Card - 1,80,000 - LTF
37. HSBC Visa Platinum - 3,00,000 - LTF
38. IDFC Select - 2,00,000 - LTF
39. IDFC Power + - 2,00,000 - 500₹
40. IDFC Virtual Rupay - 2,00,000 - 200₹
41. Federal Signet - 2,00,000 - LTF
42. Federal Wave Rupay - 2,00,000 - LTF
43. CSB Rupay Edge - 3,00,000 - LTF

Wife's Cards

44. HDFC Millennia - 1,10,000 - LTF
45. HDFC Virtual Rupay - 1,10,000 - 99₹
46. HDFC Tata Neu Plus - 1,10,000 - 500₹
47. Airtel Axis - 49,000 - 500₹
48. Indusind Legend - 1,00,000 - LTF
49. Indus Rupay Platinum - 1,00,000 - LTF
50. Scapia Federal Bank - 20,000 - LTF
51. AU Excite Ace - 2,00,000 - LTF
52. AU virtual rupay - 1,00,000 - LTF
53. SC EaseMyTrip - 3,00,000 - 350₹

This is like a train reservation chart hanging outside the railway coach !!..
Well done..

the second list( wifes' cards) is like RAC or Waitng list...

 

[helloworld]

This is like Train reservation chart hanging outside the IR coach !!..
Well done..

the second list( wifes' cards) is like RAC or Waitng list...

looks like applied whatever the bank offered and got them. hope @vaibhavpp0707 improve relationship with any bank and get 1 super premium card.

 

[indraneal89]

Very simple and cute portfolio !!

My philosophy so far has been minimalism when it comes to my finances in general which means limited number of bank accounts, demat accounts, mutual funds, cards etc

I may add cards in the future but they need to offer some advantage that my current portfolio isn't addressing