💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[SSV]

My philosophy so far has been minimalism when it comes to my finances in general which means limited number of bank accounts, demat accounts, mutual funds, cards etc

I may add cards in the future but they need to offer some advantage that my current portfolio isn't addressing

You are perfectly on the right path..
Simplicity is the best way of leading life in every aspect...
All the best ..

 

[m4b]

Bank	Card	Annual Charge
SBI	Cashback	999
Axis	Flipkart	500 (soon to be closed)
Axis	Select	Burgundy LTF
Axis	Burgundy Magnus	Burgundy LTF
ICICI	Saphiro (Mastercard)	LTF
ICICI	Saphiro (AMEX)	LTF
Indusind	Legend	LTF
Indusind	Rupay Platinum	LTF
Indusind	EazyDiner Platinum	LTF
Federal Bank	OneCard	LTF
AMEX	Platinum Travel	5000

 

[SSV]

looks like applied whatever the bank offered and got them. hope @vaibhavpp0707 improve relationship with any bank and get 1 super premium card.

This is just opposite of @indraneal89 ...
Two opposite spectrums...in the same page... wonders of life ...

 

[m4b]

Bank	Card	Annual Charge
SBI	Cashback	999
Axis	Flipkart	500 (soon to be closed)
Axis	Select	Burgundy LTF
Axis	Burgundy Magnus	Burgundy LTF
ICICI	Saphiro (Mastercard)	LTF
ICICI	Saphiro (AMEX)	LTF
Indusind	Legend	LTF
Indusind	Rupay Platinum	LTF
Indusind	EazyDiner Platinum	LTF
Federal Bank	OneCard	LTF
AMEX	Platinum Travel	5000

I mostly use SBI CB, M4B and Rupay Platinum for UPI.
Rare:
Select and Saphiro(AMEX) for Swiggy Discount.
Recent Addition:
ED Platinum as I don't trust Axis because it can revoke ED offer anytime 😛 just like with BMS offer.
Achieved 4L milestone with Platinum Travel, tata bye bye to it

 

[SSV]

Bank	Card	Annual Charge
SBI	Cashback	999
Axis	Flipkart	500 (soon to be closed)
Axis	Select	Burgundy LTF
Axis	Burgundy Magnus	Burgundy LTF
ICICI	Saphiro (Mastercard)	LTF
ICICI	Saphiro (AMEX)	LTF
Indusind	Legend	LTF
Indusind	Rupay Platinum	LTF
Indusind	EazyDiner Platinum	LTF
Federal Bank	OneCard	LTF
AMEX	Platinum Travel	5000

You should write True Burgundy LTF.. so that @drsel will be happy and proud !!

 

[m4b]

You should write True Burgundy LTF.. so that @drsel will be happy and proud !!

He knows, we are friends already 🤣 🤣 🤣 🤣

 

[SSV]

He knows, we are friends already 🤣 🤣 🤣 🤣

Yeah but everyone else also should know .. that your are a True Burgundy...
sounds like this..

.
.
When I was in Australia...

 

[m4b]

Yeah but everyone also should know .. that your are True Burgundy...

Till HDFC offers me Infinia at my door front ☠️

 

[SSV]

Till HDFC offers me Infinia at my door front ☠️

You dont need anything else mate.. Bundaberg is just fine for you for the rest of your life !! oops.. Burgundy !!

 

[m4b]

You dont need anything else mate.. Bundaberg is just fine for you for the rest of your life !!

Gotta live as Bundy as it seems 😓

 

[m4b]

1. Axis Magnus (eazydiner 🙂 )

For this reason only!!!!!

 

[magnusfan]

Deleted my post by mistake while editing..reposting..

Mine in the order of usage / preference:

1. HDFC Infinia (use only for 5x/10x)
2. SBI Air India Signature (all rest usage)
3. HDFC Tata Neu Infinity (upi)
4. Amex Platinum Travel (till 4 L)
5. Axis Magnus (eazydiner 🙂 - was burgundy but downgraded due to unknown reasons - fight for another day with Axis to redeem my 2L reward points and close relationship as well as my Burgundy salary account)
6. ICICI Amazon Pay (amazon big purchase emi)
7. BOB ICAI members exclusive (rarely)

Canceled:

1. Amex Platinum charge
2. Axis Vistara Infinite
3. ICICI Emeralde (cancelled before activation)
4. Citi rewards
5. Citi Indian Oil
6. HDFC Regalia

 

[indraneal89]

Yeah but everyone also should know .. that your are True Burgundy...

How @m4b feels wielding his true burgundy 😉

 

[the_collector]

I mostly use SBI CB, M4B and Rupay Platinum for UPI.
Rare:
Select and Saphiro(AMEX) for Swiggy Discount.
Recent Addition:
ED Platinum as I don't trust Axis because it can revoke ED offer anytime 😛 just like with BMS offer.
Achieved 4L milestone with Platinum Travel, tata bye bye to it

The irony if you werent using M4B ( hint your name 😛)

 

[m4b]

The irony if you werent using M4B ( hint your name 😛)

for obvious reasons lol

 

[magnusfan]

Quick one: I shifted very fast from "TRUE education spends" to "education spends"
Any other good alternative to education?
[I had seen "home paint" at some app (forgot the app name) and also not sure that it will go under which spend code]

 

[jack333]

was burgundy but downgraded due to unknown reasons

Did you enquire the reason for downgrade?

 

[drsel]

Did you enquire the reason for downgrade?

It's for not maintaining 30 lacs FD or 10 lakhs in savings account when they check every quarter

 

[magnusfan]

I was on salary account criteria and nothing has changed since I got the Burgundy account - same salary every month!

I have written to MD desk and I m getting the same stupid revert every time I follow up - that I will hear back from them in 3 working days! I think it's time for me to knock ombudsman!

 

[raghavb6]

Suggest me next best card?
I am thinking about diners club black metal