💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[indraneal89]

Suggest me next best card?
I am thinking about diners club black metal

DCB Metal is usually the next step from Regalia Gold. What kind of spends do you have?

 

[raghavb6]

Grocery ( tata neu and Axis airtel) min 10% off
Bill payment (axis Airtel/Ace/tata neu) 10% upto 250 and then Ace card for 5%
Online shopping (sbi cashback) flat 5%
Flights (Atlas/ Regalia Gold) min 10%
offline (Atlas/ Regalia Gold) for 3-4%
Movies offer ( Sapphiro) 1+1 offer two times in a month
UPI ( tata neu) flat 1.5%
Irctc ( regalia gold) 3x reward points

These are the major spends.


Tata neu infinity has all the offers what we have on Axis Ace. I am thinking to close the ace.

Now looking for a card that rewards govt spends

DCB Metal is usually the next step from Regalia Gold. What kind of spends do you have?

 

[metal_heart]

Addition/Changes since then

• AXIS MyZone (Life Time Free)
• AXIS IOCL (Life Time Free)
• PNB Platinum (Life Time Free)
• American Express MRCC ( FYF, Rs 1500/year, waiver on Rs1,50,000 spends)
• SBI Cashback (FYF, Rs999/Year, waiver on Rs2,00,000 spends)
• KOTAK League (Life Time Free)
• ICICI Sapphirro (Life Time Free)
• SBI BPCL (Converted to LTF)

For over 15-18 months, I have been able to control urge to grab new cards. Few changes in portfolio

• CITI Rewards - Closed Now
• HDFC Regalia (Life Time Free) - Closed Now
• AXIS IOCL (Life Time Free) - Closed Now

• HDFC TATA NEU Infinity (Converted to Life Time Free)
• SBI Cashback (Converted to Life Time Free)
• RBL Zomato Classic (Life Time Free) converted -> RBL World Safari (Life Time Free)
• Standard Chartered Rewards (Life Time Free)

Many of the cards have not been out of drawer for over an year. Only thing they get is a special mentioned here

 

[sethpriyam1]

I am 22 and have just started with the journey, here is my Portfolio:

Bank	Card	Limit	Yearly Charges	Purpose
AU	Ixigo	1.5L	LTF	0 Forex
SC	EaseMyTrip	2L	350	Priority pass
ICICI	Coral Visa/Rupay + Sapphiro MasterCard/Amex	3L	LTF	Bank offers
ICICI	Amazon Pay	50K	LTF	Amazon
SBM	OneCard	10K	LTF	Groceries + Offers

I am stuck with OneCard based on FD, I want to increase it's limit, but unable to. The limit is too low!

My Debit Card portfolio is good, I have SBI JCB, Diamond Debit card and PNB Rupay select debit card. My Debit cards are better than credit cards right now 😂.