💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[StanRoute66]

Employee

nice collection

 

[papuni]

Icici apay card:- 220000 (LTF) oct 2021
one card :- 160000 (LTF)
Bob premier:- 160000 (LTF)
Sbi simple click:-33000 (499)
Hdfc money back:-38000 (LTF)
Kotak 811- 35000 (500)

 

[ashwinkashwink is verified member.]

Kotak white:- 35000 (500)

Means?

 

[yolofino]

Credit Card	Limit	Cost
HDFC Regalia (Rupay)	5,70,000	LTF
ICICI Amazon Pay	4,90,000	LTF
ICICI Platinum	4,90,000	LTF
SBI IRCTC (Rupay)	1,68,000	300 + GST. Reversed on spends above 1 lakh
SBI SimplyClick	70,000	500 + GST. Reversed on spends above 1 lakh
Axis Freecharge Plus	1,00,000	350 + GST. Reversed on spends above 50,000
AU Altura Plus	90,000	No annual fee if spends above 1 lakh
BoB Premier (Rupay)	75,000	LTF
Citi Rewards	60,000	No annual fee if spends above 30,000
OneCard (Federal) metal	3,30,000	LTF
IDFC First Select	3,50,000	LTF

Here's my small portfolio.

Of these, 5 cards were acquired this year.

 

[papuni]

Isn't charge of Kotak White 3K?

Sorry it's 811

 

[jatinkrmalik]

I like your confidence, dropping a mail now!

Update



I dropped an email as promised, but haven't really heard back in 4 days. Planning to drop a "humble reminder" tomorrow morning to bump my mail on top of their stack.

 

[Manu624]

Can u also tell me the trick....I want to increase my sbi card from 15k

Just texted

 

[AshishR]

Credit Card	Limit	Cost
HDFC Regalia (Rupay)	5,70,000	LTF
ICICI Amazon Pay	4,90,000	LTF
ICICI Platinum	4,90,000	LTF
SBI IRCTC (Rupay)	1,68,000	300 + GST. Reversed on spends above 1 lakh
SBI SimplyClick	70,000	500 + GST. Reversed on spends above 1 lakh
Axis Freecharge Plus	1,00,000	350 + GST. Reversed on spends above 50,000
AU Altura Plus	90,000	No annual fee if spends above 1 lakh
BoB Premier (Rupay)	75,000	LTF
Citi Rewards	60,000	No annual fee if spends above 30,000
OneCard (Federal) metal	3,30,000	LTF
IDFC First Select	3,50,000	LTF

Here's my small portfolio.

Of these, 5 cards were acquired this year.

why do you have au banks annunal fee card, they give ltf to anyone these days

better close it and reapply after 3-6 months, its not worth holding as paid card

 

[yolofino]

why do you have au banks annunal fee card, they give ltf to anyone these days

better close it and reapply after 3-6 months, its not worth holding as paid card

I am self-employed, they don't give LTF to non-salaried people.

Plus, I took it when they hadn't launched the LIT card which is LTF for everyone.

I will probably ask them to convert it to LTF in a few months. If they deny, then I will close it.

 

[yolofino]

Just followed a simple trick , which is only applicable on SBI , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

Can you DM me the trick? Thanks.

 

[AshishR]

Just followed a simple trick , which is only applicable on SBI , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

same i got no LE offer since ages, could u DM me as well , thank you

 

[alphadark7]

Just followed a simple trick , which is only applicable on SBI , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

Can you please DM me as well

 

[TechnoFinoTechnoFino is verified member.]

Let me share my latest portfolio.
View attachment 18

There have been a lot of changes,
Here is my card portfolio photo -
LTF - Indusind Heritage Metal, SBI BPCL, ICICI Sapphiro, Coral HPCL, APY, Indusind Legend,Kotak League Signature, Onecard, IDFC First Select, HDFC Diners Privilege, AU Zenith, BOB Eterna, Premier, Select, Easy, IRCTC, Amex Smartearn, RBL Zomato Black.

 

[sauchadh]

There have been a lot of changes,
Here is my card portfolio photo -

View attachment 3114

Are we allowed to take multiple cards from BOB ? I thought BOB allows only 1 card

 

[ashwinkashwink is verified member.]

Are we allowed to take multiple cards from BOB ? I thought BOB allows only 1 card

Try offline.

 

[alphadark7]

Try offline.

Anyone has any contact for offline process of BOB CC?

 

[TechnoFinoTechnoFino is verified member.]

FYF Emeralde?

yes

Only one MC world elite?

two... Heritage & yes private

Are we allowed to take multiple cards from BOB ? I thought BOB allows only 1 card

it's special quota for me...

 

[ashwinkashwink is verified member.]

yes

two... Heritage & yes private


it's special quota for me...

What's happened poineer metal in mc

 

[Sevendar@01]

yes

two... Heritage & yes private


it's special quota for me...

@TechnoFino how u got the special quota, let us also know the trick

 

[AsB]

@TechnoFino how u got the special quota, let us also know the trick

Keep a lot of money and make great transactions in your bank account,