💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[bdnbje]

whats the minimum requirement for upgrade to eterna

 

[prc1990]

whats the minimum requirement for upgrade to eterna

12LPA+ gross income.

 

[Cryptopsycho]

Here is my latest Portfolio:-

1. ICICI Bank Sapphiro=LTF-->6,00,000
2. Amazon Pay ICICI=LTF--> 6,70,000(Limit shared)
2. HDFC DCB=LTF--> 7,73,000
3. One Card=LTF-->4,65,000
4. IndusInd Legend=LTF-->5,00,000
5. IDFC First Wealth=LTF-->9,28,000
6. Citi Indian Oil=LTF-->3,18,000
7. HSBC Cashback=FYF-->1,21,000
8, Axis Select=LTF-->1,00,000
9. BOB--> Don't which variant & what limit I would get but something will get for sure

ICICI Sapphiro I have managed to convert my existing Chargeable card in to LTF after a long fight with their Regional Head.
I'm waiting for the One Metal to arrive, post that will try to post a picture for sure.

can u tell the procedure how u got Sapphiro upgraded to LTF!!

 

[bdnbje]

12LPA+ gross income.

i meant the credit limit on your current bob cc to get a upgrade. i already hold bob premier

 

[SujeethP]

My list

HDFC Infinia - Mostly for smartbuy n other offers
Axis Vistara Infinite - Got this FYF, using till milestones achieved(2.5L)
Axis Atlas - Just received - end of Jul'22
SC Ultimate - Pretty much all the spends after the milestones achieved on other cards
Amex Plat Travel - Mostly for Reward Multiplier n target to spend only 4L
IDFC Select - Not using much
ICICI Amazon Pay - Not using much till last month, will start using for Amazon purchases

 

[ashwinkashwink is verified member.]

Infinia - Mostly for smartbuy

Sadly Smartbuy is no more 😞

 

[SujeethP]

Sadly Smartbuy is no more 😞

Smartbuy is still there, Hotels can be booked with 10X, Flights, vouchers, Apple products can be bought with 5X. Yes they have devalued a lot, still Infinia with Smartbuy is better than many cards especially for travel & gyftr vouchers, barring the limit on flipkart(10k/month) & amazon(5K/month & conv. fees) vouchers.

 

[CardWale_Baba]

Let me share my latest portfolio.
View attachment 18
🙌

@TechnoFino Can we have updated list?

 

[alphadark7]

Will try using my Imperia status to ask for LTF DCB, though I doubt it's going to help. Fingers crossed for now.

Let me know too
My RM upfront said No

 

[Cierdo]

Let me know too
My RM upfront said No

Same, no help from the bank.

 

[rj_arora]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• ICICI Sapphiro (LTF)
• IDFC Wealth (LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF)
• RBL Zomato Classic Edition (LTF)
• Axis MyZone (LTF)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)
• StanC Ultimate (5000/yr)

Happy to help.

How did you get

• Amex MRCC (LTF)

bro? Mine is chargeable.
Same for ICICI Sapphiro . They are not ready to give it to me LTF, even though I threatened them to close my bank account otherwise.

 

[BMR]

Here's my list:

2008 - Citi Cashback - LTF - 10 Lac
2016 - HDFC Regalia First - LTF - 8 Lac
2018 - Amex MRCC - (spend-based waiver) - 4 Lac
2019- ICICI Amazon Pay - LTF - 8 Lac
2020 - OneCard Federal Bank - LTF - 9 Lac
2020 - Axis Vistara Infinite - 10k fee- 1 Lac
2021 - Axis Flipkart - LTF - 2.62 Lac

 

[ashwinkashwink is verified member.]

Here's my list:

2006 - Citi Cashback - LTF - 10 Lac
2016 - HDFC Regalia First - LTF - 8 Lac
2018 - Amex MRCC - (spend-based waiver) - 4 Lac
2019- ICICI Amazon Pay - 8 Lac
2020 - OneCard Federal Bank - LTF - 9 Lac
2020 - Axis Vistara Infinite - 1 Lac
2021 - Axis Flipkart - LTF - 2.62 Lac

Why don't you request vip lounge?

 

[BMR]

Why don't you request vip lounge?

I didn't like the idea of having a separate section as such...btw what really happens in that lounge area?

 

[ashwinkashwink is verified member.]

I didn't like the idea of having a separate section as such...btw what really happens in that lounge area?

You will get a special tag as vip lounge member and access to private threads of luxury cards related discussions and queries and solutions from experts from experienced ones 😀

 

[abhinav00702]

Kotak is old, started collecting all other cards in the last 5 months:

Indian Cards

Kotak League Platinum	₹150,000	LTF
HDFC Millenia	₹100,000	Checking if LTF (Upgraded from MoneyBack after raising grievance)
One Card	₹100,000	LTF
RBL Zomato Classic	₹95,000	LTF
Citi Rewards	₹86,000	1000 (Free if 30K Spend in a year)
ICICI Platinum	₹60,000	LTF
Axis Flipkart	₹26,000	LTF

US Cards

Amex Blue Cash Everyday	$13,600	LTF
Apple Card	$5,500	LTF
Quicksilver Cash Rewards	$10,000	LTF
Chase Freedom Unlimited	$17,100	LTF
Chase Freedom Flex	$17,100	LTF
BOA Rewards	$16,100	LTF

 

[AsB]

Kotak is old, started collecting all other cards in the last 5 months:

Kotak League Platinum	₹150,000	LTF
HDFC Millenia	₹100,000	Checking if LTF (Upgraded from MoneyBack after raising grievance)
One Card	₹100,000	LTF
RBL Zomato Classic	₹95,000	LTF
Citi Rewards	₹86,000	1000 (Free if 30K Spend in a year)
ICICI Platinum	₹60,000	LTF
Axis Flipkart	₹26,000	LTF

No Amazon?

 

[abhinav00702]

No Amazon?

Got rejected due to some documents issues, hence got the ICICI platinum, will apply for Amazon after the freeze period is over in 3 months probably.

 

[StanRoute66]

Kotak is old, started collecting all other cards in the last 5 months:

Indian Cards

Kotak League Platinum	₹150,000	LTF
HDFC Millenia	₹100,000	Checking if LTF (Upgraded from MoneyBack after raising grievance)
One Card	₹100,000	LTF
RBL Zomato Classic	₹95,000	LTF
Citi Rewards	₹86,000	1000 (Free if 30K Spend in a year)
ICICI Platinum	₹60,000	LTF
Axis Flipkart	₹26,000	LTF

US Cards

Amex Blue Cash Everyday	$13,600	LTF
Apple Card	$5,500	LTF
Quicksilver Cash Rewards	$10,000	LTF
Chase Freedom Unlimited	$17,100	LTF
Chase Freedom Flex	$17,100	LTF
BOA Rewards	$16,100	LTF

You were in the US as a student/employee ?

 

[abhinav00702]

You were in the US as a student/employee ?

Employee