💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[manikP]

H

Let me also share my portfolio
View attachment 5161

How did you get axis ace LTF?

 

[Sevendar@01]

Let me also share my portfolio
View attachment 5161

How you got ace LTF?

 

[emadiqbalali]

H

How did you get axis ace LTF?

I called up Axis Bank CC and told them to close my card. They asked a reason and I said to them that I was not using it and was not willing to pay the Annual fee, they put me on hold for some time and then told me that they are ready to make it LTF. However, I am not sure till the next year to see if I am being charged or not.

 

[AmitMishra]

My Card List:
1. ICICI Coral - 5.3 Lacs (LTF)
2. ICICI Amazon Pay - 5.7 Lacs (LTF)
3. HDFC Millenia - 2.52 Lacs (LTF)
4. Citi Paytm First - 80k (Chargeable)
5. Citi Rewards - 80k (Chargeable)
6. Axis Ace - 1.9 Lacs (Chargeable)
7. Axis Freecharge - 1.9 Lacs (Chargeable)
8. Axis Flipkart - 60k (LTF)
9. IDFC Select - 2.51 Lacs (LTF)
10. BOB Eterna - 2 Lacs (Chargeable)
11. One Card - 2.69 Lacs (LTF)
12. AU Zenith - 5.3 Lacs (LTF)
13. FBB SBI - 2.4 Lacs (Chargeable)
14. SCB Ultimate - 3.54 Lacs (Chargeable)

How did you get SCB Ultimate with 3.54 Lacs limit as far as I know they are not issuing card with limit less that 4 Lacs

 

[Wealth is my birth right!]

F

How did you get SCB Ultimate with 3.54 Lacs limit as far as I know they are not issuing card with limit less that 4 Lacs

If u fall into their banking groups it’s possible bcos i have a scb premium banking for that ultimate eligibility is 3 lac only but I am having 2.54 only lol so I denied but I got sbi cb card as lifesaving card at the moment

 

[fatehbajwa]

Might have missed a few.

 

[AmitMishra]

Might have missed a few.

View attachment 5418

Love your card holder man. From where did you get it ?

 

[jack333]

Might have missed a few.

View attachment 5418

How you got pioneer legacy and heritage both? Are they LTF?

 

[Eye of AjayEye of Ajay is verified member.]

Might have missed a few.

View attachment 5418

Numbers are visible remove asap

 

[fatehbajwa]

Love your card holder man. From where did you get it ?

Was made by a friend who dabbled in leather craft as a hobby.

 

[Darthvader]

Here's my List :

EazyDiner Indusind - 1Lac (2k Annual Fees)
SBI Simply Click - 1.78L (500 Annual Fees)
One Card Federal Bank - 3.45L (LTF)
Citi Rewards - 2L (500 Annual Fees)
Amazon Pay ICICI - 3L (LTF)
Flipkart Axis - 1.33L (LTF)
Regalia HDFC - 3L (Add on Card - LTF)
Uni Card - 4.85L ( LTF)
IDFC First Select - 1.96L (LTF)


Need to aim for premium cards going forward, Any advices/ suggestions please do .

 

[prc1990]

Here's my List :

EazyDiner Indusind - 1Lac (2k Annual Fees)
SBI Simply Click - 1.78L (500 Annual Fees)
One Card Federal Bank - 3.45L (LTF)
Citi Rewards - 2L (500 Annual Fees)
Amazon Pay ICICI - 3L (LTF)
Flipkart Axis - 1.33L (LTF)
Regalia HDFC - 3L (Add on Card - LTF)
Uni Card - 4.85L ( LTF)
IDFC First Select - 1.96L (LTF)


Need to aim for premium cards going forward, Any advices/ suggestions please do .

CITI Rewards comes with a fee of 1K, not 500 🙅.

 

[aditya001]

Here's my List :

EazyDiner Indusind - 1Lac (2k Annual Fees)
SBI Simply Click - 1.78L (500 Annual Fees)
One Card Federal Bank - 3.45L (LTF)
Citi Rewards - 2L (500 Annual Fees)
Amazon Pay ICICI - 3L (LTF)
Flipkart Axis - 1.33L (LTF)
Regalia HDFC - 3L (Add on Card - LTF)
Uni Card - 4.85L ( LTF)
IDFC First Select - 1.96L (LTF)


Need to aim for premium cards going forward, Any advices/ suggestions please do .

apply for magnus c2c using regalia

 

[AshishR]

apply for magnus c2c using regalia

c2c for magnus can be applied online or offline?

 

[aditya001]

c2c for magnus can be applied online or offline?

offline

 

[AshishR]

CITI Rewards comes with a fee of 1K, not 500 🙅.

true

but may be he meant citi cash back card, which comes at 500

 

[Darthvader]

CITI Rewards comes with a fee of 1K, not 500 🙅.

Honestly i forgot the renewal amount, because i always use it above 30k spends and it renewal fees would be waived off. 😒

 

[AshishR]

Honestly i forgot the renewal amount, because i always use it above 30k spends and it renewal fees would be waived off. 😒

if your usage is decent and card is old enough, you could call and ask them for LTF conversion, threaten them for card closure.
mine was converted to LTF with same method
but yes, 30k is easy to spend ...

 

[prc1990]

if your usage is decent and card is old enough, you could call and ask them for LTF conversion, threaten them for card closure.
mine was converted to LTF with same method
but yes, 30k is easy to spend ...

Is your card on MasterCard?

 

[Darthvader]

if your usage is decent and card is old enough, you could call and ask them for LTF conversion, threaten them for card closure.
mine was converted to LTF with same method
but yes, 30k is easy to spend ...

Nice, Let me try this method. Will update on how it goes.