💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[AshishR]

Is your card on MasterCard?

 

[Wealth is my birth right!]

Friends thought long time to prepare this portfolio to share here and just got time today for the same: (picture wise details)
======================================================================
HDFC Regalia - 300,000 - LTF
ICICI Coral - 110,000(shared) - LTF
ICICI APay - 110,000(shared) - LTF
SCB Manhattan - 249,900 - 999+GST
SBI Cash Back - 410,000 - 999+GST
AmEx MRCC - 400,000 - 4500+GST(1st yr 1k)
AmEx Smart Earn - 393,000 - 495+GST
AmEx Gold - Charge(no preset limit) - 4500+GST(1st yr 1k)
IndusInd Legend - 374,000 - LTF.
======================================================================

 

[aditya001]

Friends thought long time to prepare this portfolio to share here and just got time today for the same: (picture wise details)
======================================================================
HDFC Regalia - 300,000 - LTF
ICICI Coral - 110,000(shared) - LTF
ICICI APay - 110,000(shared) - LTF
SCB Manhattan - 249,900 - 999+GST
SBI Cash Back - 410,000 - 999+GST
AmEx MRCC - 400,000 - 4500+GST(1st yr 1k)
AmEx Smart Earn - 393,000 - 495+GST
AmEx Gold - Charge(no preset limit) - 4500+GST(1st yr 1k)
IndusInd Legend - 374,000 - LTF.
======================================================================

How did you manage to get this much limit on your amex cards?

 

[Wealth is my birth right!]

How did you manage to get this much limit on your amex cards?

Actually i had amex cards as ltf in 2017 under employer tie up and further closed due to merchants not accepting issues and when re applied I think amex considers that long relationship but not sure

 

[anish1516]

Card	Fees	Limit
Axis Flipkart	LTF	3.75 L
Axis MyZone	LTF	3.75 L
IndusInd EazyDiner	LTF	5 L
Yes First Preferred	LTF	1.26 L
SBI Elite	5,000	2.62 L
Citi Rewards	LTF	1 L
Citi Payment Card	500	80 K
Standard Chartered Manhattan	LTF	1.25 L
HDFC Infinia	LTF	10.4 L
IDFC Wealth	LTF	10 L
ICICI Amazon	LTF	4.5 L
Slice	LTF	4.65 L
Uni	LTF	2.65 L
One Card	LTF	4k
RBL Platinum Maxima	500	3.5 L
BOB Premier	LTF	1 L
Priority Passes

 

[Darthvader]

Card	Fees	Limit
Axis Flipkart	LTF	3.75 L
Axis MyZone	LTF	3.75 L
IndusInd EazyDiner	LTF	5 L
Yes First Preferred	LTF	1.26 L
SBI Elite	5,000	2.62 L
Citi Rewards	LTF	1 L
Citi Payment Card	500	80 K
Standard Chartered Manhattan	LTF	1.25 L
HDFC Infinia	LTF	10.4 L
IDFC Wealth	LTF	10 L
ICICI Amazon	LTF	4.5 L
Slice	LTF	4.65 L
Uni	LTF	2.65 L
One Card	LTF	4k
RBL Platinum Maxima	500	3.5 L
BOB Premier	LTF	1 L
Priority Passes

How did you manage to get EazyDiner as LTF ?

 

[anish1516]

How did you manage to get EazyDiner as LTF ?

I first got Legend as LTF and within couple of days got an upgrade or degrade request for Eazydiner (god knows). I just clicked the mail and was sent this card in 2 days.

 

[anish1516]

I first got Legend as LTF and within couple of days got an upgrade or degrade request for Eazydiner (god knows). I just clicked the mail and was sent this card in 2 days.

But I am happy with Eazydiner. The discount with their Prime restaurants is dope!

 

[aditya001]

Card	Fees	Limit
Axis Flipkart	LTF	3.75 L
Axis MyZone	LTF	3.75 L
IndusInd EazyDiner	LTF	5 L
Yes First Preferred	LTF	1.26 L
SBI Elite	5,000	2.62 L
Citi Rewards	LTF	1 L
Citi Payment Card	500	80 K
Standard Chartered Manhattan	LTF	1.25 L
HDFC Infinia	LTF	10.4 L
IDFC Wealth	LTF	10 L
ICICI Amazon	LTF	4.5 L
Slice	LTF	4.65 L
Uni	LTF	2.65 L
One Card	LTF	4k
RBL Platinum Maxima	500	3.5 L
BOB Premier	LTF	1 L
Priority Passes

whats the easiest way to get IDFC weath? any idea.. i dont have account or any relation with them as of now

 

[Darthvader]

I first got Legend as LTF and within couple of days got an upgrade or degrade request for Eazydiner (god knows). I just clicked the mail and was sent this card in 2 days.

But I am happy with Eazydiner. The discount with their Prime restaurants is dope!

Are you sure its LTF ? Even i was with legend LTF then when asked for upgrade they sent me Eazydiner. Although i paid 2k as Fees in First statement.

True that the prime restaurants and additional pay by this card is totally worth it.

 

[anish1516]

Are you sure its LTF ? Even i was with legend LTF then when asked for upgrade they sent me Eazydiner. Although i paid 2k as Fees in First statement.

True that the prime restaurants and additional pay by this card is totally worth it.

Hahahahha bro you have put doubts in my mind now. Although I remember checking it with customer care. But now I will wait for the monthly statement.

 

[anish1516]

Are you sure its LTF ? Even i was with legend LTF then when asked for upgrade they sent me Eazydiner. Although i paid 2k as Fees in First statement.

True that the prime restaurants and additional pay by this card is totally worth it.

I just checked my last month statement. There's no fee in there.

 

[prc1990]

Card	Fees	Limit
Axis Flipkart	LTF	3.75 L
Axis MyZone	LTF	3.75 L
IndusInd EazyDiner	LTF	5 L
Yes First Preferred	LTF	1.26 L
SBI Elite	5,000	2.62 L
Citi Rewards	LTF	1 L
Citi Payment Card	500	80 K
Standard Chartered Manhattan	LTF	1.25 L
HDFC Infinia	LTF	10.4 L
IDFC Wealth	LTF	10 L
ICICI Amazon	LTF	4.5 L
Slice	LTF	4.65 L
Uni	LTF	2.65 L
One Card	LTF	4k
RBL Platinum Maxima	500	3.5 L
BOB Premier	LTF	1 L
Priority Passes

CITI Rewards on MasterCard?

 

[anish1516]

CITI Rewards on MasterCard?

CITI Rewards on MasterCard?

Visa Platinum

 

[prc1990]

Visa Platinum

So you requested them to make it LTF?

 

[anish1516]

So you requested them to make it LTF?

No, I got it long time back. May be 4-5 years. They came to our office and gave cards.

 

[prc1990]

No, I got it long time back. May be 4-5 years. They came to our office and gave cards.

Wow so offered as LTF since inception? 🫣🫣🫣

 

[anish1516]

So you requested them to make it LTF?

Wow so offered as LTF since inception? 🫣🫣🫣

Yes

 

[Darthvader]

if your usage is decent and card is old enough, you could call and ask them for LTF conversion, threaten them for card closure.
mine was converted to LTF with same method
but yes, 30k is easy to spend ...

No, I got it long time back. May be 4-5 years. They came to our office and gave cards.

Spoke to Citi Customer Care they didn't agree to make it LTF, rather they credited 1k extra back to my Credit card as a goodwill gesture being with them since 2016.
I have already Spent 30k so Until Dec 2023 no need to worry about they said. Next year same time may be will call and say same words again. LOL.

 

[anish1516]

Spoke to Citi Customer Care they didn't agree to make it LTF, rather they credited 1k extra back to my Credit card as a goodwill gesture being with them since 2016.
I have already Spent 30k so Until Dec 2023 no need to worry about they said. Next year same time may be will call and say same words again. LOL.

Last week I called to close my Paytm Citi and they gave me 1000 bucks awell.