💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[ashwinkashwink is verified member.]

Card	Fees	Limit
Axis Flipkart	LTF	3.75 L
Axis MyZone	LTF	3.75 L
IndusInd EazyDiner	LTF	5 L
Yes First Preferred	LTF	1.26 L
SBI Elite	5,000	2.62 L
Citi Rewards	LTF	1 L
Citi Payment Card	500	80 K
Standard Chartered Manhattan	LTF	1.25 L
HDFC Infinia	LTF	10.4 L
IDFC Wealth	LTF	10 L
ICICI Amazon	LTF	4.5 L
Slice	LTF	4.65 L
Uni	LTF	2.65 L
One Card	LTF	4k
RBL Platinum Maxima	500	3.5 L
BOB Premier	LTF	1 L
Priority Passes

Secured one card

 

[anish1516]

Secured one card

Yes it's against FD.

 

[Wealth is my birth right!]

What was limit earlier?

In 2017 I had 225000 and now they gave more than 60% LE with new ITR

 

[Akshay9512]

Here is my Portfolio



Axis Bank Neo Rs 250 per year
Axis Bank Magnus Rs 10000 per year
Vistara SBI Prime Rs 2999 per year
Rest all are Lifetime Free

 

[anish1516]

whats the easiest way to get IDFC weath? any idea.. i dont have account or any relation with them as of now

What’s the issue you are facing? Even I wasn’t having any relationship with IDFC. But my pin code was not serviceable. So I used a random delhi pincode and my actual office address and asked for delivery at office. The income requirement for Wealth is also pretty easy I think but I believe I was offered 10L limit on the basis of my existing Infinia limit of 10.4 L. They won’t ask for any proof feel free to bluff.

 

[manikP]

What’s the issue you are facing? Even I wasn’t having any relationship with IDFC. But my pin code was not serviceable. So I used a random delhi pincode and my actual office address and asked for delivery at office. The income requirement for Wealth is also pretty easy I think but I believe I was offered 10L limit on the basis of my existing Infinia limit of 10.4 L. They won’t ask for any proof feel free to bluff.

I thought the aadhar address needs to match with the address you provide

 

[Sevendar@01]

Here is my Portfolio

View attachment 5526

Axis Bank Neo Rs 250 per year
Axis Bank Magnus Rs 10000 per year
Vistara SBI Prime Rs 2999 per year
Rest all are Lifetime Free

Ask axis via mail to make neo ltf as you have other cards too with them and they are chargeable also there is no spend based reversal on neo so you want it ltf

 

[anish1516]

I thought the aadhar address needs to match with the address you provide

Nope not at all. They specifically mention we are asking your adhaar just for our records. I got a message 10 mins back that my card has already been dispatched. Also you get a virtual card immediately in the app.

 

[anirbanm]

What was limit earlier?

Actually i had amex cards as ltf in 2017 under employer tie up and further closed due to merchants not accepting issues and when re applied I think amex considers that long relationship but not sure

 

[Wealth is my birth right!]

What was limit earlier?

Replied at 946 comment

 

[anirbanm]

Sehi hai ... But did they do any additional Cibil enquiries for LE with ITR?

 

[Wealth is my birth right!]

Sehi hai ... But did they do any additional Cibil enquiries for LE with ITR?

Yes I got hard enquiries in cibil by Amex

 

[ARV]

My cards

1. Axis Flipkart - 1.46L - 500+Gst
2. Sbi Prime 1.36L - 2999+Gst
3. One Card (South Indian Bank) - 2L - LTF
4. HDFC Millennia - 1L - LTF ( add on method)
5. Icici Platinum 90k -LTF
6. Kotak 811 (FD) - 75k -LTF
5. UNI credit line - 1L
6. Slice credit line - 50K
7. BOB - got approval message yesterday. Not sure of the limit

Added some more cards after this, below is the updated one

 

[anish1516]

Currently they are providing easy, select & premier as LTF, Eterna is LTF only for ITR>=30L.
To get Paid Eterna ITR>=12L
They accept C2C also.

For C2C, is there any critieria?

 

[Wealth is my birth right!]

Added some more cards after this, below is the updated one

View attachment 5738

Awesome collection!
Kindly provide some tips/tricks to gold charge of AmEx since I'm new there and want to earn more 5x rewards with short span. Any option of vouchers to get recycled to pay bill back🙂

 

[Guddu pandit]

Just texted

Please text me the same.

 

[ARV]

Awesome collection!
Kindly provide some tips/tricks to gold charge of AmEx since I'm new there and want to earn more 5x rewards with short span. Any option of vouchers to get recycled to pay bill back🙂

Thanks. I also got the cards recently. Not sure of the voucher recycling

 

[shubham0976]

Here is mine

do u hold icici platinum chip as well as coral cc by same name?

 

[John123]

Am I the only guy here with only one card( ICICI Amazon pay) ? haha

 

[vip3rc5]

My Portfolio is updated so sharing Details Again -
1. HDFC Diners Privilege - LTF - 2.38 Lakh
2. Axis Flipkart - LTF - 1.49 Lakh
3. Amazon Pay ICICI - LTF - 4.9 Lakh
4. Amex Smart Earn - 499 + GST - 2.32 Lakh
5. One Card - LTF - 80K - Federal Bank
6. Kotak League Platinum - LTF - 3.92 Lakh
7. IDFC First Millinea - LTF - 1.25 Lakh
8. SBI SimplySave - 499 + GST - 75K
Would probably apply for another ICICI Card, Maybe ICICI Platinum Chip or MMT Black next year.
Oldest Card - Amazon Pay ICICI - Received in March 2021
Newest - Amex - Oct 2022

Have PreApproved IndusInd Platinum Card and Aura Edge Card with Limit of 5 Lakh, not sure if I should get it or not