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💳 Share & brag your cards portfolio here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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I wanted to wait till I have some decent cards. When this thread was started, I only had one card. So, I had nothing to brag. Now , I have a few. But, most limits are miserable.

Card I own :-
Amazon Pay ICICI VISA (LTF) : Rs 2,00,000 /-
(Use it mostly on Amazon)
Axis MyZone VISA (LTF) : Rs 69,000/- (LE recently)
Axis Ace VISA (499/499) : Rs 69,000/- (applied on 11 Nov 2022, card got approved on 12 Nov 2022) (Will use it where RuPay is not accepted or when Axis Bank has instant discount offers)
SBI BPCL VISA (500/500) : Rs 82,000/-
HDFC Moneyback+ RuPay (LTF) : Rs 78,000/- (LE recently. Primary Card. I use it almost everywhere, unless RuPay is not accepted)
BOB Premier RuPay (LTF) : Rs 35,000/- (Mostly for bill payments)
RBL Bank Zomato Edition VISA (LTF) : Rs 1,97,000/- (This card has become history for me, after the recent devaluation. However, this card is very dear, because I got introduced to Technofino Community while trying to get this card 😆)


Cards I closed :-
BOB Easy VISA (LTF) : Rs 35,000 /-
HDFC Moneyback + VISA (LTF) : Rs 60,000/-
Axis Flipkart VISA (500/500) : Rs 25,000/-
--> Card was given to me using false promises
SBI Simply Click VISA (500/500) : Rs 82,000 /-
ICICI Platinum Chip VISA (LTF) Secured Card : Rs 13,500/-
--> My first true card
ICICI Platinum Chip VISA (LTF) Secured Card : Rs 58,500 /-
One Card VISA (LTF) : Rs 11,000 /-


Cards I want :-
ICICI Non-Cobranded card (LTF) --> I lost a lot of great deals during the Festival sales, because I didn't have this card.
Kotak Non-Cobranded Card (LTF)
AU Bank Card (LTF)
IDFC First Card (LTF
) --> Some investors say that this bank has the potential to become the next HDFC Bank. I don't see that potential yet, since I held an account with them for a short period , but, I want this card, just to be safe. Otherwise, they will start monopoly ,if I am wrong.


Cards I may want :-
SBI Cashback (not sure, if I want this. I have this pre-approved though, with shared limit with other card)
Amex Card (again, not sure , if I want this card. But, I want to keep it as a collection, and to get a glimpse of Amex offers and Amex Customer Support)
Futuristic cards - if they are worthy of my collection 🤣
How did u upgrade easy to premier? Any conditions need to be satisfied?
 
How did u upgrade easy to premier? Any conditions need to be satisfied?
No. Just mail BOB Cards (conversions@bob...) and ask tell them that since most of your purchases are online, you would better off with Premier Card. They will ask you to fill up a form and send it via the same email. Do that and they will upgrade
 
No. Just mail BOB Cards (conversions@bob...) and ask tell them that since most of your purchases are online, you would better off with Premier Card. They will ask you to fill up a form and send it via the same email. Do that and they will upgrade
I bet , premier is even more useless.
 
Can anyone suggest me a way to get a higher limit on any of my existing credit cards, so I can apply for premium cards on a C2C basis?
or suggest me to how can I get high limit card?

current portfolio-

1. SBI limit -59k------ 1-year old
2. Icici Platinum CC- 100k ----- 2.5-year-old
3. Indusind Legend - 111k - 6 Months old
4. Axis Myzone - 80k ------ 10 months old
5. BOB Select- 50k ------ 4 month old
6. Citi Credit Card -60k------ 4 Months old
7. Zomato RBL - 55k --- 4-month-old
 
Can anyone suggest me a way to get a higher limit on any of my existing credit cards, so I can apply for premium cards on a C2C basis?
or suggest me to how can I get high limit card?

current portfolio-

1. SBI limit -59k------ 1-year old
2. Icici Platinum CC- 100k ----- 2.5-year-old
3. Indusind Legend - 111k - 6 Months old
4. Axis Myzone - 80k ------ 10 months old
5. BOB Select- 50k ------ 4 month old
6. Citi Credit Card -60k------ 4 Months old
7. Zomato RBL - 55k --- 4-month-old
Send all the banks 3 things:

1) Latest 3 payslips
2) Past 6 months bank statement
3) The credit card statement of the card with highest limit

You would get some credit limit increase.
 
Send all the banks 3 things:

1) Latest 3 payslips
2) Past 6 months bank statement
3) The credit card statement of the card with highest limit

You would get some credit limit increase.
Is there any way without pay slip , I can give them Bank statement and Card Statement ?
 
CardFeesLimit
Axis FlipkartLTF3.75 L
Axis MyZoneLTF3.75 L
IndusInd EazyDinerLTF5 L
Yes First PreferredLTF1.26 L
SBI Elite5,0002.62 L
Citi RewardsLTF1 L
Citi Payment Card50080 K
Standard Chartered ManhattanLTF1.25 L
HDFC InfiniaLTF10.4 L
IDFC WealthLTF10 L
ICICI AmazonLTF4.5 L
SliceLTF4.65 L
UniLTF2.65 L
One CardLTF4k
RBL Platinum Maxima5003.5 L
BOB PremierLTF1 L
Priority Passes
How u got SC manhattan as LTF?
 
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