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💳 Share & brag your cards portfolio here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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amex how can the smart earn or the mrcc be made ltf i have asked them multiple times they are not converting it, same with citi bank as well, how can this be made ltf please guide.
 
my portfolio is -- (all acquired in the last 6 months except hdfc and icici). just started the journey..lol

axis my zone
axis ace
axis airtel
hdfc millenia
sbi cashback
icici amazon pay
rbl zomato
paytm citi
sc digismart
indusind legend
sc ultimate on the way
amex smart earn on the way
 
My Portfolio is updated so sharing Details Again -
1. HDFC Diners Privilege - LTF - 2.38 Lakh
2. Axis Flipkart - LTF - 1.49 Lakh
3. Amazon Pay ICICI - LTF - 4.9 Lakh
4. Amex Smart Earn - 499 + GST - 2.32 Lakh
5. One Card - LTF - 80K - Federal Bank
6. Kotak League Platinum - LTF - 3.92 Lakh
7. IDFC First Millinea - LTF - 1.25 Lakh
8. SBI SimplySave - 499 + GST - 75K
Would probably apply for another ICICI Card, Maybe ICICI Platinum Chip or MMT Black next year.
Oldest Card - Amazon Pay ICICI - Received in March 2021
Newest - Amex - Oct 2022

Have PreApproved IndusInd Platinum Card and Aura Edge Card with Limit of 5 Lakh, not sure if I should get it or not
Addition - 8. Replaced SimplySAVE with SimplyClick with LE - 1.28 Lakh
 
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my portfolio is -- (all acquired in the last 6 months except hdfc and icici). just started the journey..lol

axis my zone
axis ace
axis airtel
hdfc millenia
sbi cashback
icici amazon pay
rbl zomato
paytm citi
sc digismart
indusind legend
sc ultimate on the way
amex smart earn on the way
Can you please guide how have you applied for sc ultimate since you already have sc DIGISMART card ?
 
amex how can the smart earn or the mrcc be made ltf i have asked them multiple times they are not converting it, same with citi bank as well, how can this be made ltf please guide.
They most probably won't. Unless they run some campaign, offering LTF cards, they will most likely never make your card LTF. You can try after 5-6 years of usage.
Or, you can get a higher variant card, and Amex will give you a secondary card as LTF. Example - if you have Amex MRCC, you will get SmartEarn as LTF.

Their business model mostly revolves around Joining/Annual Fees.

Here is a good YouTube video with a good analysis of Amex Business Model
 
Plz mention the limits and charges
1. HDFC Millenia - LTF - 2L
2. ICICI Amazon Pay - LTF - 1L
3. RBL Zomato Edition - LTF - 2.25L
4. Axis Vistara Platinum - 1.5k - 3L
5. SBI Vistara Prime - 3k - 3L
6. IDFC First Select - LTF - 2L
7. Amex MRCC - 1k (for first year) - 2.5L
 
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