💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

---

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

---

I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[amit]

My Credit Card Portfolio

1. HDFC IOCL - 1,21,000 - LTF
2. Axis Flipkart - 80,000 - LTF
3. Axis Ace - 2,00,000 - 500₹
4. Axis MyZone - 35,000 - LTF
5. ICICI Platinum - 4,00,000 - LTF
6. ICICI Amazonpay - 2,10,000 - LTF
7. SBI SimplyClick - 2,54,000 - LTF
8. SBI Cashback - 2,54,000 - 1000₹
9. Citi Rewards - 90,000 - LTF
10. Kotak Zen - 1,90,000 - LTF
11. BOB Premier - 75,000 - LTF
12 BOB HPCL Energie - 75,000 - 500₹
13 One Metal Card - 1,80,000 - LTF
14 IDFC Millennia First - 76,000 - LTF
15 Indusind Legend - 86,000 - LTF
16 HSBC Visa Platinum - 1,50,000 - LTF

I wish to add Amex MRCC, One of RBL bank Card, Standard Chartered Ultimate, One of AU bank Card

any use of these or to collect only?

 

[Satish]

My Credit Card Portfolio

1. HDFC IOCL - 1,21,000 - LTF
2. Axis Flipkart - 80,000 - LTF
3. Axis Ace - 2,00,000 - 500₹
4. Axis MyZone - 35,000 - LTF
5. ICICI Platinum - 4,00,000 - LTF
6. ICICI Amazonpay - 2,10,000 - LTF
7. SBI SimplyClick - 2,54,000 - LTF
8. SBI Cashback - 2,54,000 - 1000₹
9. Citi Rewards - 90,000 - LTF
10. Kotak Zen - 1,90,000 - LTF
11. BOB Premier - 75,000 - LTF
12 BOB HPCL Energie - 75,000 - 500₹
13 One Metal Card - 1,80,000 - LTF
14 IDFC Millennia First - 76,000 - LTF
15 Indusind Legend - 86,000 - LTF
16 HSBC Visa Platinum - 1,50,000 - LTF

I wish to add Amex MRCC, One of RBL bank Card, Standard Chartered Ultimate, One of AU bank Card

how did you get SBI SimplyClick LTF?

 

[sachinvenga]

SBI Prime 1.71L - Annual fees - reversed mostly (but planning to shift to SBI cash back ) 10 year old account.
Axis Flipkart 1.25 L LTF. 2022
Citi IKEA 80K LTF. 2022
HDFC millennia - on the way LTF.

 

[CMGCMG is verified member.]

SBI Prime 1.71L - Annual fees - reversed mostly (but planning to shift to SBI cash back ) 10 year old account.
Axis Flipkart 1.25 L LTF. 2022
Citi IKEA 80K LTF. 2022
HDFC millennia - on the way LTF.

Can you please share the photo of Citi IKEA?

 

[vaibhavpp0707]

any use of these or to collect only?

I use most of them.

Axis Flipkart during sale for 15 or 13% discount

ICICI Amazon on Amazon for 5% discount

HDFC IOCL I was using earlier on smartbuy GV purchase and fuel. now fuel points are not getting so using it for online offers only.

axis Ace for utility bill payments and offline spends

bob premier on Amazon bill pay to get 50₹ discount

bob hpcl Energie also on Amazon for bill pay. For fuel i m not getting reward points through a
HP Pay also.

ICICI platinum for Amazon Flipkart offers

indusind legend for weekend BMS BOGO offer

Citi Rewards for Amazon Flipkart instant discount offers

SBI SimplyClick - I was using it for rentayment earlier. now they are applying charges so not using.

SBI Cashback- recently added. using it for gv purchase

one card - movie offers

Axis myzone - using it sometimes on swiggy

idfc Millennia first - Not using much

hsbc - Not using

kotak - not using

I don't travel frequently but I have used airport lounge couple of times with family.

 

[vaibhavpp0707]

how did you get SBI SimplyClick LTF?

had raised request from SBI card app for closure with reason annual fee. they called and made LTF.

 

[sachinvenga]

Can you please share the photo of Citi IKEA?

https://www.online.citibank.co.in/p...08050120238F&Section=MGM&eOfferCode=MGMSOCIAL

 

[Satish]

had raised request from SBI card app for closure with reason annual fee. they called and made LTF.

ok, how old was your card?

 

[sachinvenga]

ok, how old was your card?

Applied during Diwali 2022 when visited Ikea Navi Mumbai. This card is not available for online application

 

[pxg]

https://www.online.citibank.co.in/p...08050120238F&Section=MGM&eOfferCode=MGMSOCIAL

Did they require income proof at the store or later on?

 

[sachinvenga]

Did they require income proof at the store or later on?

No income proof asked. Only Cibil score checked on the spot and approved with limit details. You can use digital card for billing same day. Also get Rs 1000 cashback in first bill.

 

[CMGCMG is verified member.]

https://www.online.citibank.co.in/p...08050120238F&Section=MGM&eOfferCode=MGMSOCIAL

To which card are they going to transfer this to?

 

[sachinvenga]

To which card are they going to transfer this to?

It’s not clear yet, but they did told and took signs on paper for approval for transfer in Axis bank card.

 

[vaibhavpp0707]

ok, how old was your card?

2 years old

 

[cm9]

Axis Vistara Infinite (Paid 10k Limit 5 Lakhs)
Icici Bank Sapphiro (LTF Limit 10 Lakhs)
One Card (LTF Limit 4.3 Lakhs)
Axis Bank Select (LTF Limit 4.3 Lakhs)
Axis Bank Neo (LTF Limit 20k)
Bank Of America Power Rewards (Add on Card )
Au Bank LIT ( LTF Limit of 8 Lakhs)

 

[rayhan12]

As of January - 10 - 2023

ICICI Amazon Pay - LTF ( Shared limit 1,10,000 )
ICICI Platinum - LTF ( Shared limit 1,10,000 )
ICICI MakeMyTrip - PAID a joining fee of 2500rs ( Shared limit 1,10,000 )

HDFC Millenia - LTF ( 1.38,000 )

SBI SimplyClick - PAID 500rs ( 58,000 )
SBI Prime - PAID 3000rs ( 90,000 )
SBI Cashback - PAID 1000rs ( 30,000 )

IndusInd Platinum - LTF ( 70,000 )

RBL Zomato - LTF ( 1.27,000 )

OneCard Metal - LTF ( 1.20,000 )

Flipkart Axis card - LTF ( 68,000 )

BOB Select 2 cards ( 40,000 and 74,000 )

AU Vetta - PAID 3000rs ( 1,25,000 )

Kotak Mojo - PAID 1000rs ( 96,1000 )

 

[AsB]

As of January - 10 - 2023

ICICI Amazon Pay - LTF ( Shared limit 1,10,000 )
ICICI Platinum - LTF ( Shared limit 1,10,000 )
ICICI MakeMyTrip - PAID a joining fee of 2500rs ( Shared limit 1,10,000 )

HDFC Millenia - LTF ( 1.38,000 )

SBI SimplyClick - PAID 500rs ( 58,000 )
SBI Prime - PAID 300rs ( 90,000 )
SBI Cashback - PAID 1000rs ( 30,000 )

IndusInd Platinum - LTF ( 70,000 )

RBL Zomato - LTF ( 1.27,000 )

OneCard Metal - LTF ( 1.20,000 )

Flipkart Axis card - LTF ( 68,000 )

BOB Select 2 cards ( 40,000 and 74,000 )

AU Vetta - PAID 3000rs ( 1,25,000 )

Kotak Mojo - PAID 1000rs ( 96,1000 )

Why paid cards from Kotak and AU? Kotak has some better paid cards but not Mojo.

 

[rayhan12]

Why paid cards from Kotak and AU? Kotak has some better paid cards but not Mojo.

As they were the first cards I got confused which one to get.

For Kotak I thought MOJO ( received a month back ) is good one, do recommend which one is better.

For AU, I applied for zenith and got vetta. ( thinking of closing this card. )

 

[AsB]

As they were the first cards I got confused which one to get.

For Kotak I thought MOJO ( received a month back ) is good one, do recommend which one is better.

For AU, I applied for zenith and got vetta. ( thinking of closing this card. )

Take White or similar for Kotak. Although now that I realise, other than massive Airlines offer, Kotak paid cards are not that useful.
However, I could have saved around 20-30k last year from flights, if I had a Kotak card. Unfortunately, my address was not serviceable at that time.

 

[anirban.choudhuryanirban.choudhury is verified member.]

As they were the first cards I got confused which one to get.

For Kotak I thought MOJO ( received a month back ) is good one, do recommend which one is better.

For AU, I applied for zenith and got vetta. ( thinking of closing this card. )

I think zen signature at 1500 annual fees is better than 1000 Mojo , for extra 500 you get PP with 3 vistis per year . probably the lowest paid card for PP. Not comparing with LTF DCB and LTF Infinia