💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[rayhan12]

I think zen signature at 1500 annual fees is better than 1000 Mojo , for extra 500 you get PP with 3 vistis per year . probably the lowest paid card for PP. Not comparing with LTF DCB and LTF Infinia

I will be closing this card then and will apply for Zen signature.

 

[rayhan12]

Which one do you recommend should I close from all of the cards ?

 

[AsB]

I will be closing this card then and will apply for Zen signature.

Btw, how many cards did you have, when you applied for Kotak

 

[anirban.choudhuryanirban.choudhury is verified member.]

I will be closing this card then and will apply for Zen signature.

No need to close , ask them for upgrade might be you will get FYF . I got Zen signature as FYF

 

[AsB]

Which one do you recommend should I close from all of the cards ?

SBI Prime (no use)

AU Vetta (ask them to consider converting to LtF first)

Kotak Mojo (ask them to swap it with an LTF first

Swap one of BoB Select to BoB premier Rupay

 

[rayhan12]

Btw, how many cards did you have, when you applied for Kotak

All over 14 cards.

 

[AsB]

All over 14 cards.

Just before applying for Kotak, right?

 

[rayhan12]

No need to close , ask them for upgrade might be you will get FYF . I got Zen signature as FYF

thats's great. should I call customer care or is there any email to contact ?

 

[rayhan12]

Just before applying for Kotak, right?

Yes, with kotak 15.

 

[anirban.choudhuryanirban.choudhury is verified member.]

thats's great. should I call customer care or is there any email to contact ?

both way is fine . I called customer care for upgrade

 

[Tosh]

Updated Portfolio - As of Dec 31st.

SBI Cashback - 10k - Paid
ICICI Amazon Pay - 50k - LTF
IDFC First Select - 340k - LTF
HDFC Diners Black - 500k - LTF
AU Zenith - 505k - LTF

Credit card journey started in August 22,
Such pathetic limit on Cashback card is making me want to close the card. Will wait for 6 months and try for LE else will forfeit.

 

[AsB]

both way is fine . I called customer care for upgrade

Actually, calling customer care may be benefitial. They can inform you, if you have any LtF based cards

 

[Vineeth043]

Just followed a simple trick , which is only applicable on SBI 😂 , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

Can you share the trick with me aswell??

 

[faraaz303]

Here's mine:
1) HDFC DCB
2) Amex Platinum
3) Amex Plat Reserve
4) Amex MRCC
5) Axis Vistara
6) Axis Flipkart
7) ICICI APay
8) SBI Elite
9) IndusInd Intermiles Odyssey
10) Yes First Premier
11) RBL Moneytap
12) Uni card

On the way:
1) SC Ultimate
2) Axis Magnus

Trying For:
1) SBI Cashback
2) HDFC Infinia
3) BoB Eternia

 

[AsB]

Here's mine:
1) HDFC DCB
2) Amex Platinum
3) Amex Plat Reserve
4) Amex MRCC
5) Axis Vistara
6) Axis Flipkart
7) ICICI APay
8) SBI Elite
9) IndusInd Intermiles Odyssey
10) Yes First Premier
11) RBL Moneytap
12) Uni card

On the way:
1) SC Ultimate
2) Axis Magnus

Trying For:
1) SBI Cashback
2) HDFC Infinia
3) BoB Eternia

Bhai, Uni card ko Credit card section mein add kar diya?

 

[reo_sam]

My cards:
1. HDFC Diners Club Black (LTF - Institutional) (Limit 15L) - recently upgraded from Regalia (paid)
2. Yes First Exclusive (LTF) (Limit 10L)
3. ICICI Amazon (LTF) (Limit 10L)
4. SBI Cashback (FYF) (Limit 0.5L)

 

[rayhan12]

My cards:
1. HDFC Diners Club Black (LTF - Institutional) (Limit 15L) - recently upgraded from Regalia (paid)
2. Yes First Exclusive (LTF) (Limit 10L)
3. ICICI Amazon (LTF) (Limit 10L)
4. SBI Cashback (FYF) (Limit 0.5L)

and here I am with 1.3L limit thinking paisa hi paisa hoga.

 

[SiddharthR]

My cards:
1. HDFC Diners Club Black (LTF - Institutional) (Limit 15L) - recently upgraded from Regalia (paid)
2. Yes First Exclusive (LTF) (Limit 10L)
3. ICICI Amazon (LTF) (Limit 10L)
4. SBI Cashback (FYF) (Limit 0.5L)

SBI's IRONY🤣

 

[Patil007]

SBI's IRONY🤣

SBI gave me 1.97 Lakh limit without document, just CIBIL basis as my CIBIL was 801 that time.

 

[SiddharthR]

SBI gave me 1.97 Lakh limit without document, just CIBIL basis as my CIBIL was 801 that time.

I was given 77k with 749 CIBIL without docs in Cashback SBI last month
Already had 2 SBI Cards with 85k combined(Both pre-approved)