💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[AsB]

and here I am with 1.3L limit thinking paisa hi paisa hoga.

My first card had limit of 2 lakh. So, I had that exact sentiment. But, then I got approved for Axis Card with limit 15k. Sab khatam

 

[rayhan12]

My first card had limit of 2 lakh. So, I had that exact sentiment. But, then I got approved for Axis Card with limit 15k. Sab khatam

bhai bhai bhai

 

[rayhan12]

My first card had limit of 2 lakh. So, I had that exact sentiment. But, then I got approved for Axis Card with limit 15k. Sab khatam

It seems no CC company wants to give me LE.

 

[AsB]

It seems no CC company wants to give me LE.

No. Axis was kind enough to give me two LEs for one single card. So was HDFC.

 

[reo_sam]

SBI's IRONY🤣

Even Apay gave me 4.7L limit on first go (then two more LE). But SBI takes the cake. I was like 😵

 

[rayhan12]

No. Axis was kind enough to give me two LEs for one single card. So was HDFC.

that's great.

 

[AsB]

that's great.

Pay the bill a few days before the bill generation. Axis doubled the limit with pre-approved limit enhancement offer, and then I requested for LE manually via payslips , within a few hours of receiving pre-approved LE, and that was approved again too.

 

[rayhan12]

Pay the bill a few days before the bill generation. Axis doubled the limit with pre-approved limit enhancement offer, and then I requested for LE manually via payslips , within a few hours of receiving pre-approved LE, and that was approved again too.

thanks, I will try doing that. maybe some day I will get the LE lol.

 

[SiddharthR]

Pay the bill a few days before the bill generation. Axis doubled the limit with pre-approved limit enhancement offer, and then I requested for LE manually via payslips , within a few hours of receiving pre-approved LE, and that was approved again too.

Bhai SBI ke liye kuch bata do...😀

 

[AsB]

Bhai SBI ke liye kuch bata do...😀

Ek SBI Card ( co-branded better, due to higher approval chance) apply karo, approve karwa lo, aur baad mein close kar do. Call ayega. Bolna ki Limit transfer karne ke liye.
Sumanta da has a video on this. Surprisingly, even SBI card customer care also advice for this method.

 

[SiddharthR]

Ek SBI Card ( co-branded better, due to higher approval chance) apply karo, approve karwa lo, aur baad mein close kar do. Call ayega. Bolna ki Limit transfer karne ke liye.
Sumanta da has a video on this. Surprisingly, even SBI card customer care also advice for this method.

Won't it affect the CIBIL?

 

[AsB]

Won't it affect the CIBIL?

Affect - Not much. There will be a hard enquiry and a new account (to be closed later), but kuchh jaldi pane ke liye, kuchh khona bhi padega

 

[Paritosh]

Updated with 2 more cards:-

AU Vetta VISA Card (LTF) : Rs 2,00,000 /-
HSBC VISA Platinum Card (LTF) : Rs 50,000 /- (People from HSBC and StanC were like "distributing" cards in our office in Bangalore. I was shocked that only 4-5 applied for Credit Cards. I wanted to go for StanC as well, but there was no LTF card for me.

What is the process for Vetta LTF?

 

[AsB]

What is the process for Vetta LTF?

Your company should belong in their LTF category list.

 

[sriharshameduri]

my cards:
1.Amazon icici


only one...

 

[shashifed]

My card portfolio as of now
1.Diners Club Privilege (3.5L)
2.Axis Flipkart (50k)
3.SBI cashback (1.93L)
4.OneCard (50k)

Trying to get
1.MRCC
2.IDFC at least select variant

Upgrade
Diners Club Privilegee to DIners Black Under Institution program

 

[maulik]

My cards so far focused mostly on LTF

ICICI Amazon Pay (LTF) - Using for petrol
ICICI Coral (LTF)
Axis Flipkart (LTF) - Using this for all offline due to 1.5% cashback
Axis My Zone (LTF)
IDFC First Select (LTF)
RBL Zomato (LTF)
HSBC Cashback (LTF)
BoB Premier ( LTF)
Indusind Platinum (LTF)
SBI Cashback (Paid) - Using this for all online

Tried getting below but application was Rejected/Pending

AU LIT (LTF) - Likely bcoz VKYC was done from different location

Axis IOCL (LTF) likely due to back to back applied with My Zone without
cool off period.

Standard Chartered Ultimate (Paid) - Online Rejected just after clicking submit

PNB Rupay Select (Paid) - Application Pending

Onecard (LTF) - KYC Pending

 

[Rahul92]

My cards so far focused mostly on LTF

ICICI Amazon Pay (LTF) - Using for petrol
ICICI Coral (LTF)
Axis Flipkart (LTF) - Using this for all offline due to 1.5% cashback
Axis My Zone (LTF)
IDFC First Select (LTF)
RBL Zomato (LTF)
HSBC Cashback (LTF)
BoB Premier ( LTF)
Indusind Platinum (LTF)
SBI Cashback (Paid) - Using this for all online

Tried getting below but application was Rejected/Pending

AU LIT (LTF) - Likely bcoz VKYC was done from different location

Axis IOCL (LTF) likely due to back to back applied with My Zone without
cool off period.

Standard Chartered Ultimate (Paid) - Online Rejected just after clicking submit

PNB Rupay Select (Paid) - Application Pending

Onecard (LTF) - KYC Pending

Why Amazon pay for petrol ?

 

[AsB]

Why Amazon pay for petrol ?

They refund Surcharges and (perhaps) GST for fuel transactions upto 4000 rupees

 

[Rahul92]

They refund Surcharges and (perhaps) GST for fuel transactions upto 4000 rupees

It's better to use cashback card for petrol. Can get more than 5% via some hooks