💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Iamgora]

Apply AU Bank CC on their Swipe Up Program Using Your Amazon ICICI Card. You might get a higher limit on AU CC.

let me check. Does au bank provide good offers?

 

[Vaastav]

let me check. Does au bank provide good offers?

Judging On Your Apay CC Limit, You'll get XCITE Ultra Card. From What I Heard the limit would be Higher than your Current Apay CC Limit. If you got a good higher Limit than it Would Lower Your Overall Credit Utilisation in Cibil Which Further Would help in getting Limit Enhancement on your Other Cards.

The Features Look good on this card.

https://www.aubank.in/personal-banking/credit-cards/swipeup-program/xcite-ultra-credit-card

Moreover being a LTF Card Certainly is a big Plus.

 

[pranavcool]

best collection i found here is of @CardWale_Baba , and the name is apt one 🤣

 

[Mogambo]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• HDFC Tata Neu Infinity (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• ICICI Sapphiro (LTF)
• IDFC Wealth (LTF)
• IDFC WOW (Secured / LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF)
• RBL Zomato Classic Edition (LTF)
• Axis MyZone (LTF)
• Onecard (BOB) (LTF)
• PNB Rupay Select (500/yr)
• Union Bank Rupay JCB Select Wellness (999/yr)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)
• StanC Ultimate (5000/yr)

Happy to help.

@CardWale_Baba babaji how did you get Amex MRCC and HDFC Tata Neu Infinity LTF, I am being offered HDFC Tata Neu Infinity as FYF only Please guide me.

 

[iamabhisekagar]

Here is my collection:
FK Axis 69K paid(limit enhanced recently from 29K)
Kotak 811 70K paid (limit enhanced recently from 14K)
SBI Simply Click 20K paid
PNB Rupay Platinum 50K (received last week)

Applied Recently:
SBI Cashback (Rejected Most Probably)
BOB Easy CC LTF(not yet approved)
HDFC Business Moneyback LTF (approved right now while writing this!! 😀 )

Rejected Recently:
Amazon Pay ICICI
Axis Indian Oil LTF
Axis Myzone LTF
Indusind Aura Edge LTF

Which card should I Target next (IDFC and AU not in serviceable area)

 

[Chaitanya-a]

Here is my collection:
FK Axis 69K paid(limit enhanced recently from 29K)
Kotak 811 70K paid (limit enhanced recently from 14K)
SBI Simply Click 20K paid
PNB Rupay Platinum 50K (received last week)

Applied Recently:
SBI Cashback (Rejected Most Probably)
BOB Easy CC LTF(not yet approved)
HDFC Business Moneyback LTF (approved right now while writing this!! 😀 )

Rejected Recently:
Amazon Pay ICICI
Axis Indian Oil LTF
Axis Myzone LTF
Indusind Aura Edge LTF

Which card should I Target next (IDFC and AU not in serviceable area)

Apply for ICICI Platinum LTF card via Salary slip method. Higher chances of approval.

 

[iamabhisekagar]

Apply for ICICI Platinum LTF card via Salary slip method. Higher chances of approval.

ICICI rejected thrice....ICICI CC not available in my pincode (confirmed by an agent)

 

[anirban.choudhuryanirban.choudhury is verified member.]

Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh

 

[srichaitanya]

Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh

how much avg monthly spends do you have and how often do you use each card?

 

[anirban.choudhuryanirban.choudhury is verified member.]

how much avg monthly spends do you have and how often do you use each card?

I use Magnus , Safari , Eterna more , rest all cards are used in some offers.
Currently most spends are on magnus

 

[imjk]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• HDFC Tata Neu Infinity (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• ICICI Sapphiro (LTF)
• IDFC Wealth (LTF)
• IDFC WOW (Secured / LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF)
• RBL Zomato Classic Edition (LTF)
• Axis MyZone (LTF)
• Onecard (BOB) (LTF)
• PNB Rupay Select (500/yr)
• Union Bank Rupay JCB Select Wellness (999/yr)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)
• StanC Ultimate (5000/yr)

Happy to help.

So many cards as LTF. Thats really cool. But how come you got HDFC infinia/DCB, BoB ETERNA, AMEX MRCC as LTF?? Pls share the secret😃

 

[jack333]

Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh

Now only private credit cards left for you to take 🤣

 

[Iamgora]

ICICI rejected thrice....ICICI CC not available in my pincode (confirmed by an agent)

my icici platinum also got rejected. i have the amazon icici cc though

 

[Iamgora]

Judging On Your Apay CC Limit, You'll get XCITE Ultra Card. From What I Heard the limit would be Higher than your Current Apay CC Limit. If you got a good higher Limit than it Would Lower Your Overall Credit Utilisation in Cibil Which Further Would help in getting Limit Enhancement on your Other Cards.

The Features Look good on this card.

https://www.aubank.in/personal-banking/credit-cards/swipeup-program/xcite-ultra-credit-card

Moreover being a LTF Card Certainly is a big Plus.

I was getting the Xcite ace card but is not available on my pin code and I don't have any other address as of now. And currently, I have WFH so I can't take the card from my office address. So will take it later. It was my problem as I live in a tire 2 city.

 

[insider_pants]

Small portfolio but more than enough for my needs.
Axis Ace - 500 - 3.2L
Axis Magnus - 10000 - 5.5L
Kotak Royale - LTF - 5.5L
SBI Vistara Prime - 3000 - 1.4L

 

[Bodhi]

Small portfolio but more than enough for my needs.

Which is what matters!

 

[Card_Crafter]

Interesting to see the card portfolios here. Mera train to abhi station se nikla hai bas speed pakadne me time lagega.

 

[Bodhi]

Interesting to see the card portfolios here. Mera train to abhi station se nikla hai bas speed pakadne me time lagega.

Patri aur sahi disha pe rakhna Bhai - baaki sab karmo ka khel hai 😊

 

[kochiro]

Axis Flipkart Credit Card Paid [ 90k Limit ]
Axis Privilege Credit Card Paid [ Shared Limit ]
Axis MyZone Credit Card LTF [ Shared Limit ]
Citi Premier Miles Credit Card Paid [ 56k Limit ]
Hdfc Money Back + Credit Card LTF [ 50k Limit ]
IDFC First Classic Credit Card LTF [ 40k Limit ]
BOB Select Credit Card LTF [ 30k Limit ]
BOB Snapdeal Credit Card Paid [ Shared Limit ]
Indusind Aura edge Credit Card LTF [ 30k Limit ]
RBL Shoprite Credit Card LTF [ 25k Limit ]
RBL Zomato Credit Card LTF [ Shared Limit ]
SBI BPCL Credit Card Paid [ 20k Limit ]

 

[kochiro]

BOB and RBL.. how many CIBIL entries?

Rbl 2 for 2 CC and bob 1