💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[drakesri]

HDFC Inginia
HDFC TATA Neu,
Axis Magnus,
Kotak White Reserve
Axis Privilege,
Axis My Zone,
ICICI Sapphiro MC,
ICICI Sapphiro Amex,
ICICI Amazon,
Yes First Exclusive
Citi Premier Miles,
BOB Energie
RBL VCard,
IDFC Select,
IDFC Select,
IDFC Wow,
Amex MRCC
Amex Smart Earn
Niyo Global

Great collection.

 

[drakesri]

ICICI Saphhiro - 40L
HDFC infinia pvc - 15L
IDFC wealth - 10L
Yes first exclusive - 9.5L
Citi rewards - 6L

40L CL is great for any card. Salaried or business?

 

[anirban.choudhuryanirban.choudhury is verified member.]

How u got 2 select cards

May be one is customised/pictured card

 

[poorna.chandra.akp]

40L CL is great for any card. Salaried or business?

Salaried

 

[Dr-green69]

ICICI AMAZON PAY 420K LTF
ICICI EXPRESSION 80K (SHARED)
ICICI MMT SIGNATURE 80K(SHARED)

SBI CASHBACK 50K
SBI BPCL OCTANE 83K

BOB EASY 25K LTF
BOB ENERGIE (SHARED) LTF

KOTAK ZEN SIGNATURE 80K LTF

PNB RUPAY SELECT 75K

AXIS MAGNUS 420K
AXIS FLIPKART 129K
AXIS PRIVILEGE (SHARED) LTF

HDFC BUSINESS MONEYBACK 23K LTF

 

[jack333]

ICICI AMAZON PAY 420K LTF
ICICI EXPRESSION 80K (SHARED)
ICICI MMT SIGNATURE 80K(SHARED)

SBI CASHBACK 50K
SBI BPCL OCTANE 83K

BOB EASY 25K LTF
BOB ENERGIE (SHARED) LTF

KOTAK ZEN SIGNATURE 80K LTF

PNB RUPAY SELECT 75K

AXIS MAGNUS 420K
AXIS FLIPKART 129K
AXIS PRIVILEGE (SHARED) LTF

HDFC BUSINESS MONEYBACK 23K LTF

How you got zen signature as LTF?

 

[Dr-green69]

How you got zen signature as LTF?

By calling customer support

 

[jack333]

Was it upgrade over older card or a retention offer?

 

[Dr-green69]

Was it upgrade over older card or a retention offer?

New card. After approval i called them regarding limit increase as i got very low limit and ask them if i can get it LTF

 

[anirban.choudhuryanirban.choudhury is verified member.]

New card. After approval i called them regarding limit increase as i got very low limit and ask them if i can get it LTF

They gave LE without any Cibil enquiry ?

 

[Dr-green69]

They gave LE without any Cibil enquiry ?

Yes i just upload my income documents and the increase my limit from 28k to 80k without any enquiry

 

[Dr-green69]

They gave LE without any Cibil enquiry ?

Same thing happened with axis i chat to customer support he asked for income documents and i upload my documents on chat and after 2 days my limit was increased from 15k to 129k

 

[anirban.choudhuryanirban.choudhury is verified member.]

Same thing happened with axis i chat to customer support he asked for income documents and i upload my documents on chat and after 2 days my limit was increased from 15k to 129k

Any information if they did Cibil hit or not ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Yes i just upload my income documents and the increase my limit from 28k to 80k without any enquiry

That’s great
Mostly manual LE request are processed after a enquiry from Cibil

 

[Dr-green69]

Any information if they did Cibil hit or not ?

I checked cibil there was no hit

 

[drshenoy]

How u got 2 select cards

there was an offer to have a CC with custom photo on it. i thought its an add on. but i got a cc with a diff number

 

[BlueFlash]

I gave a request for closure of my shoprite card , as a retention they offered FYF world safari with 5000 RP, I escalated couple of times finally offered LTF with 5000 travel points, they also gave an LE of 3x

If you don't mind answering: How were you able to get them offer you a FYF/LTF Safari ? was it based on your existing high spends on that card ? or was it based on your high nrv with them ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

If you don't mind answering: How were you able to get them offer you a FYF/LTF Safari ? was it based on your existing high spends on that card ? or was it based on your high nrv with them ?

May be based on spend , also it was offered as a retention benefit , as I raised a closure request for my shoprite card

 

[Theron]

Axis Flipkart (133K limit) Rs. 500
Axis My Zone (Shared Limit) LTF
SBI Simply Click (80K limit) Rs. 500
Yes Prosperity Rewards (141K limit) Rs. 299
ICICI MMT Platinum (80K) LTF
ICICI Amazon Pay (Shared Limit) LTF
HDFC Moneyback (72K limit) LTF
Kotak League (166K limit) LTF
IDFC First Millennia (107K limit) LTF
Indusind Legend (110K limit) LTF
CITI Rewards (80K limit) LTF
SC Ease My Trip (63.4K) Rs. 350
PNB Rupey Platinum (75K) Rs. 500

All these cards i got at CIBIL below 750 Recently tried for HSBC but its got rejected.

 

[V360V360 is verified member.]

Any information if they did Cibil hit or not ?

Yes they do a CIBIL incase of manual LE - can confirm that.