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💳 Share & brag your cards portfolio here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
Last edited:
Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh
How did you get ICICI emeralde ltf?
 
How did you get ICICI emeralde ltf?
There is a separate thread

 
My relatively small collection

HDFC Diners Black - 6 lakhs
ICICI Accelero - 6.9 lakhs
Axis Magnus - 6.9 Lakhs
SC Ultimate - 5.8 lakhs
IDFC wealth - 6.7 lakhs

I think maybe will add an Amex to this collection soon. Other than that not much plans to add any other cards unless they add value !

Amex added too - Amex platinum charge.

I think the above are more than enough for me, so not looking for any more cards !

Primary is and always will be Magnus, ultimate/wealth - wallet loads, DCB - don't know where to use ! Amex plat - specific travel spends.

Do you think adding a Rupay card makes sense or any other - maybe one more card to add value/differentiate ?

Suggestions welcome plz.
 
Updated Portfolio
ICICI Emirates Emeralde LTF - Limit 36 lakhs
ICICI Sapphiro Dual Variant LTF- Limit 23.7 lakhs
ICICI MMT Signature LTF- Limit 9 lakhs
ICICI Apay LTF - Limit 14.7 lakhs
ICICI Rubyx LTF - Limit 14.7 lakhs
HDFC DCB LTF - Limit 19 lakhs
Axis Magnus Paid - LIMit 15 lakhs
Kotak Zen Signature LTF- Limit 15 lakhs
IndusInd InDuLGe LTF - Limit 9 lakh
Stanc EMT Paid - Limit 9 lakh
PNB Rupay Select LTF - Limit 8 lakh
YFE LTF - Limit 7 lakh
RBL World Safari LTF - Limit 7 lakh
Federal Celesta LTF - Limit 7 lakh
BOB Eterna LTF - Limit 5 lakh
IDBI Euphoria LTF - Limit 5 lakh
Bank of Maharashtra - Limit 4 lakh
Union Bank Rupay - 2.8 lakhs
IDFC Selct LTF - 2.14 lakh
Axis Select Paid - 2 lakh( have requested for LTF)
Axis FK LTF - 2 lakh
Sbi prime Paid - 1.89 lakh
@anirban.choudhury - what a collection!! And on top of that WoW - quite high limits!!!

How you got RBL World Safari LTF? Also Federal Celesta is for account holders only?
 
@anirban.choudhury - what a collection!! And on top of that WoW - quite high limits!!!

How you got RBL World Safari LTF? Also Federal Celesta is for account holders only?
World safari LTF was provided as a retention benefit.
Celesta was offered from branch when it was launched last year , nowadays I think you can even apply online too
 
Amex added too - Amex platinum charge.

I think the above are more than enough for me, so not looking for any more cards !

Primary is and always will be Magnus, ultimate/wealth - wallet loads, DCB - don't know where to use ! Amex plat - specific travel spends.

Do you think adding a Rupay card makes sense or any other - maybe one more card to add value/differentiate ?

Suggestions welcome plz.
Nice folio
You can add one Rupay card too
Either HDFC Tata neu Rupay , limit shared with your DCB
Or
PNB Rupay select ( paid )
Or
BOI Rupay ( free )
Also for plat charge did you get MR as joining benefit or settled with 40k Taj vouchers?
 
Nice folio
You can add one Rupay card too
Either HDFC Tata neu Rupay , limit shared with your DCB
Or
PNB Rupay select ( paid )
Or
BOI Rupay ( free )
Also for plat charge did you get MR as joining benefit or settled with 40k Taj vouchers?

Thanks a lot for your suggestions.
Will look at these and see what works for me.

Platinum charge i got an offer of 1 lakh MR points as joining benefit. That was the reason I went ahead with it.
 
my icici platinum also got rejected. i have the amazon icici cc though
Use the trick mentioned in this thread.

 
Thanks a lot for your suggestions.
Will look at these and see what works for me.

Platinum charge i got an offer of 1 lakh MR points as joining benefit. That was the reason I went ahead with it.
Great
That’s a good offer
But you could have negotiated for 1.25 MR
Still 1 lakh MR is far better than those 40k taj vouchers
 
HDFC Inginia
HDFC TATA Neu,
Axis Magnus,
Kotak White Reserve
Axis Privilege,
Axis My Zone,
ICICI Sapphiro MC,
ICICI Sapphiro Amex,
ICICI Amazon,
Yes First Exclusive
Citi Premier Miles,
BOB Energie
RBL VCard,
IDFC Select,
IDFC Select,
IDFC Wow,
Amex MRCC
Amex Smart Earn
Niyo Global
 
HDFC Inginia
HDFC TATA Neu,
Axis Magnus,
Kotak White Reserve
Axis Privilege,
Axis My Zone,
ICICI Sapphiro MC,
ICICI Sapphiro Amex,
ICICI Amazon,
Yes First Exclusive
Citi Premier Miles,
BOB Energie
RBL VCard,
IDFC Select,
IDFC Select,
IDFC Wow,
Amex MRCC
Amex Smart Earn
Niyo Global
How u got 2 select cards
 
Use the trick mentioned in this thread.

i will try this. once the cooldown period is over
 
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