0 AMB ICICI Account (Privilege Banking program)

[Ekavya]

Then any suggestions?

Don't do that ever again. When you give money to someone by taking loan from bank. You are liable to pay the loan but your friend has no responsibility to the bank. Human psychology is strange. Even the closest of persons becomes strangers when money is involved.

 

[sandeep6513]

My account is active and no Initial funding and its Privilege banking icon on top left. Put a request online and if you don't get a call, raise it through X and they will call you and arrange home visit.

 

[JustinCase]

Don't do that ever again. When you give money to someone by taking loan from bank. You are liable to pay the loan but your friend has no responsibility to the bank. Human psychology is strange. Even the closest of persons becomes strangers when money is involved.

I agree but I was looking for suggestions to consolidate all my loans as my CIBIL is terrible at the moment.

 

[cardio_guycardio_guy is verified member.]

Went through most posts in the thread. Do we really get 0MAB Privilege banking account variant with ICICI without initial funding?
(Other than Amazon Pay route) Has anyone got it with CC limit alone? [I mean with 0 initial funding, and 0 average balance]

 

[the_collector]

Went through most posts in the thread. Do we really get 0MAB Privilege banking account variant with ICICI without initial funding?
(Other than Amazon Pay route) Has anyone got it with CC limit alone? [I mean with 0 initial funding, and 0 average balance]

i was able to open the account without any initial funding ( i have 3 ICICI CCs with 4L limit )

The thing is that , the RM that was assigned to me and that helped opened the account said that they can open this for free however for their target and help they wanted me to transfer 1L and hold it for approx 5 days.

I agreed to help and removed the entire amount after 5 days.

No issues whatsoever.

The RM kept trying for investments and for me to put funds in the account and i flat out refused citing its a 0 balance account and not to ask me this again. Never heard from him regarding this again.

All in all, it is possible to open with absolute 0 investment but you will have to find the right person at the branch willing to do it.

 

[Ekavya]

Went through most posts in the thread. Do we really get 0MAB Privilege banking account variant with ICICI without initial funding?
(Other than Amazon Pay route) Has anyone got it with CC limit alone? [I mean with 0 initial funding, and 0 average balance]

Yes! I Opened it online with zero initial funding and 0 mab confirmed by Customer Support

 

[Abhigyan kumar]

Yes! I Opened it online with zero initial funding and 0 mab confirmed by Customer Support

Hey I have amazon pay card with 3.7 limit. I get privelege banking banner. Is it 0mab. Can I open it without kyc?

 

[Fini7777]

Hey I have amazon pay card with 3.7 limit. I get privelege banking banner. Is it 0mab. Can I open it without kyc?

Limit should be >4L

 

[me_sovon]

i was able to open the account without any initial funding ( i have 3 ICICI CCs with 4L limit )

The thing is that , the RM that was assigned to me and that helped opened the account said that they can open this for free however for their target and help they wanted me to transfer 1L and hold it for approx 5 days.

I agreed to help and removed the entire amount after 5 days.

No issues whatsoever.

The RM kept trying for investments and for me to put funds in the account and i flat out refused citing its a 0 balance account and not to ask me this again. Never heard from him regarding this again.

All in all, it is possible to open with absolute 0 investment but you will have to find the right person at the branch willing to do it.

Online or offline?
Kindly share the process

 

[TheTrickySid]

i was able to open the account without any initial funding ( i have 3 ICICI CCs with 4L limit )

The thing is that , the RM that was assigned to me and that helped opened the account said that they can open this for free however for their target and help they wanted me to transfer 1L and hold it for approx 5 days.

I agreed to help and removed the entire amount after 5 days.

No issues whatsoever.

The RM kept trying for investments and for me to put funds in the account and i flat out refused citing its a 0 balance account and not to ask me this again. Never heard from him regarding this again.

All in all, it is possible to open with absolute 0 investment but you will have to find the right person at the branch willing to do it.

What does it show in the mab details in the iMobile app?

 

[the_collector]

What does it show in the mab details in the iMobile app?

Keeps showing " unable to retrieve MAB requirement details" since inception

 

[aniketkr.sharma]

Keeps showing " unable to retrieve MAB requirement details" since inception

Mine is showing 0

 

[the_collector]

Online or offline?
Kindly share the process

Offline!

Went to the nearest branch and told them I want 360 family banking 0 mad privilege account.

Not once did he initially mention it'll take money to open the account.

Infact, he upfront said you need a CC with limit of 4L.

The process is done through a tab and while opening the account itself , the variant on the tab will show 360 family 0 mab account. ( You can verify while they're asking for details).

 

[Ekavya]

Online or offline?
Kindly share the process

I opened it online.

 

[Shaurya]

I have 3 ICICI credit cards having Limit of 3.98 Lakh and don't realy use except bank offers on Sales and movie BOGO offers. I am not getting any Limit upgrade offers by ICICI. Any suggestions, how to increase limit beyond 4 Lakh?

 

[aniketkr.sharma]

I have 3 ICICI credit cards having Limit of 3.98 Lakh and don't realy use except bank offers on Sales and movie BOGO offers. I am not getting any Limit upgrade offers by ICICI. Any suggestions, how to increase limit beyond 4 Lakh?

Yeah stucked on 6 lacs, no LE from 2 years

 

[Garry]

I am having 5L limit on my ICICI Apay card and in imobile app, my icici savings account detail is showing as privilege banking. How can I confirm if it is zero mab ?

 

[aniketkr.sharma]

I am having 5L limit on my ICICI Apay card and in imobile app, my icici savings account detail is showing as privilege banking. How can I confirm if it is zero mab ?

On imobile click on account and average account balance that will give you the stats

 

[Garry]

On imobile click on account and average account balance that will give you the stats

in MAB details, it says, unable to retrieve details of the required MAB.

 

[aniketkr.sharma]

in MAB details, it says, unable to retrieve details of the required MAB.

Then contact customer care, in mine it shows as 0