0 AMB ICICI Account (Privilege Banking program)

[cardio_guycardio_guy is verified member.]

So today I went to another ICICI Bank branch to open 0MAB account without initial funding. I starightaway showed my credit card and also the icici website eligibility page. So they couldn't tell much. I thought I won the game this time.

But this time they threw another googly at me. I can open the account without any initial funding, but I cannot open bank account alone. It's a 3-in-1 account and I need to pay 999 for demat charges + keep some balance in the account after it is opened.

It will be savings, demat, and trading account. Plain savings account is not there it seems.

I have already quit the efforts to open private and WM accounts. Now the only option left is salary account. Or hunt for some other branch which will open savings account alone without initial funding.

 

[hender]

So today I went to another ICICI Bank branch to open 0MAB account without initial funding. I starightaway showed my credit card and also the icici website eligibility page. So they couldn't tell much. I thought I won the game this time.

But this time they threw another googly at me. I can open the account without any initial funding, but I cannot open bank account alone. It's a 3-in-1 account and I need to pay 999 for demat charges + keep some balance in the account after it is opened.

It will be savings, demat, and trading account. Plain savings account is not there it seems.

I have already quit the efforts to open private and WM accounts. Now the only option left is salary account. Or hunt for some other branch which will open savings account alone without initial funding.

Holi - Branch opened !! Am I reading correct?

 

[hender]

So today I went to another ICICI Bank branch to open 0MAB account without initial funding. I starightaway showed my credit card and also the icici website eligibility page. So they couldn't tell much. I thought I won the game this time.

But this time they threw another googly at me. I can open the account without any initial funding, but I cannot open bank account alone. It's a 3-in-1 account and I need to pay 999 for demat charges + keep some balance in the account after it is opened.

It will be savings, demat, and trading account. Plain savings account is not there it seems.

I have already quit the efforts to open private and WM accounts. Now the only option left is salary account. Or hunt for some other branch which will open savings account alone without initial funding.

3 in 1 is a separate product line altogether.
Few years back it was worth, now not much.

 

[shu_sha]

Holi - Branch opened !! Am I reading correct?

Special branch for special people 🤣

He meant it to be yesterday might be the case

 

[hender]

Special branch for special people 🤣

He meant it to be yesterday might be the case

Make sense, "Truly appreciate "

 

[cardio_guycardio_guy is verified member.]

Holi - Branch opened !! Am I reading correct?

Kerala, no holi-day

 

[hender]

Kerala, no holi-day

शानदार जबरदस्त जिंदाबाद ✔️🙌

 

[hender]

Kerala, no holi-day

That's why I like TF, got to know, so many things First time in life.
Bank Schedule and Offs normally consider local festival and other things, but Holi thing is never heard.

Even during my interacting today, I appreciated few bank people for the work they are doing today on Off Day.
🎉 Thank you 👍

 

[cardio_guycardio_guy is verified member.]

That's why I like TF, got to know, so many things First time in life.
Bank Schedule and Offs normally consider local festival and other things, but Holi thing is never heard.

Even during my interacting today, I appreciated few bank people for the work they are doing today on Off Day.
🎉 Thank you 👍

Good. There are such hardworking and sincere people in every place. I've seen it in many banks. Only thing is today is a working day here.

 

[hender]

Good. There are such hardworking and sincere people in every place. I've seen it in many banks. Only thing is today is a working day here.

It's true.
That's what I told them, but all may not be the same place as your, or may be they too have working day...

 

[Chintu111]

What is the benefit of having this account?

 

[hender]

What is the benefit of having this account?

3 in 1 or 0mab?

 

[vijay.vj]

So today I went to another ICICI Bank branch to open 0MAB account without initial funding. I starightaway showed my credit card and also the icici website eligibility page. So they couldn't tell much. I thought I won the game this time.

But this time they threw another googly at me. I can open the account without any initial funding, but I cannot open bank account alone. It's a 3-in-1 account and I need to pay 999 for demat charges + keep some balance in the account after it is opened.

It will be savings, demat, and trading account. Plain savings account is not there it seems.

I have already quit the efforts to open private and WM accounts. Now the only option left is salary account. Or hunt for some other branch which will open savings account alone without initial funding.

Omg, thats too bad.

Why not write an email to Customer care and then to PNO desk. It may take a while but you will get what you want at the end of the day.
Worst case involve RBI and watch them running behind you to meet you at your home to open the account.

 

[Chintu111]

0mab. I'll try for this if there are any benefits.