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1% Cashback returns on HDFC Platinum Debit Card

Is it possible to have a upper limit for all the card combined?
Don't wany to pay more than 75000 using this account, any issue if i just keep 75k in this account and payment bounces due to lack of fund
Smartpay SI reversals charge you Rs.500+GST and Rs.750+GST depending on different factors. Better not to have it instead of not keeping balance.
 
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