Hemang
TF Legend
automatic deduction pay me aa rahe hain points bhai, i got the same 2 days back.
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- Thread starter Dobbiee
- Start date
msd07
TF Premier
received 8.31 rs cb today for the below payment via smartpay..
Thank you AU Bank Credit Cardholder! Payment of INR 831.49 was credited to your Card xx on 12/03/2025. -AU Bank
immediate bill payment settlement hota hai?
msd07
TF Premier
Is this your full bill amount for au cc or remaining bill amount after some adjustments? (Adjustments means considering cashback, other payment etc.)
ontherocks
TF Premier
Doesn't the auto pay happen on T-4 th day? Card due date is on 18th and auto pay didn't happen even today 14th.
Looking for a verified answer on this.
Didn't found enough information on this in HDFC webpage. I think we can set a limit to pay that much only. I may be wrong here. But tell us only if anyone verified this and not his guess work.
Ref: https://v.hdfcbank.com/htdocs/common/Autopay/smartpay.html
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MrJJ
TF Ace
Ha pehle koi apna ek mahine ka cashback ka risk le tumhare liye...
Yaha pehle hi cashback nahi mil raha...
msd07
TF Premier
is it in scheduled state?
T-4 actually T-3rd day 6 AM for HDFC ... lol
msd07
TF Premier
it is full amount pulled by smartpay... didnt tweak the amt....
settle to instnt hoga..lekin bill manually nhi bhar dakte
mera schedule me nhi ja raha bada amnt😐
I said if anyone has verified info on this (i.e., already know about it), to let us/(me) know. I am not asking anyone to verify now, that I can do myself.
By the way, if you didn't verify the info, then how are you so confident (clear) in your response? I also feel your answers, as given below, seem to be correct.
But in many occasions you prefer mocking or joking like this...
Hence, it is difficult to ascertain when you are giving information and when you are joking. Kindly avoid playing such a game with me. It's a request.
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manually krdo.bhagwan bharose🤣
He is right..LiMit se jyada bill ho toh autopay trigger nhi hoga
Thanks. It seems they only take the entire bill amount for autopay and not the minimum pay amount or limit amount. Regarding adjustments it is still not clear though.
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Dobbiee
TF Premier
One thing can be tried to check this:
Pre-condition: Bill should be showing in scheduled in autopay and also should be SmartPay enabled.
Trial: Make manual payment just 3-4 days before due date. It should not ask for OTP/PIN. If its going without OTP/PIN then there are chances to get cashback rewards.
Pre-condition: Bill should be showing in scheduled in autopay and also should be SmartPay enabled.
Trial: Make manual payment just 3-4 days before due date. It should not ask for OTP/PIN. If its going without OTP/PIN then there are chances to get cashback rewards.
Dobbiee
TF Premier
Update:
I just did a trail for part payment and looks like I spoiled my autopay. 🤔
An ICICI cc bill of 26k was already scheduled for payment in Bill Pay. Payment to happen on 22nd March.
I tried to make a manual part payment of 3k.
It asked for OTP. So I stopped there.
But also got an sms saying - AutoPay Stopped!........... on HDFC Bank SmartPay as requested. Debit card XXXX wont be debited.
I just did a trail for part payment and looks like I spoiled my autopay. 🤔
An ICICI cc bill of 26k was already scheduled for payment in Bill Pay. Payment to happen on 22nd March.
I tried to make a manual part payment of 3k.
It asked for OTP. So I stopped there.
But also got an sms saying - AutoPay Stopped!........... on HDFC Bank SmartPay as requested. Debit card XXXX wont be debited.
Last edited:
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