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1% to 0.25% cc bills using Union bank

VijayflyRaven

TF Ace
VIP Lounge
There are no threads on Union bank providing 1% (possibly without limits). People who are getting 1% on signature visa and 0.25% on other cards, please write review on which payment platform you use and how to redeem to bank.

Icing on the cake is zero annual charges if 40 transactions done in previous year.

 
DON'T USE. ACC FROZEN!!

Union bank has put my account on debit freeze for using Savings account for paytm.
As this account also requires Rs 1 lakh to maintain, now entire money also got stuck.

It has been more than 1.5 months now. And I have visited branch many times but it's not happening.
Bank is telling they will unfreeze only if I close the account.

Didn't even earn Rs 5k and Rs 1 lakh is stuck.😭 :mad:
 

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coolanshu1000

TF Premier
DON'T USE. ACC FROZEN!!

Union bank has put my account on debit freeze for using Savings account for paytm.
As this account also requires Rs 1 lakh to maintain, now entire money also got stuck.

It has been more than 1.5 months now. And I have visited branch many times but it's not happening.
Bank is telling they will unfreeze only if I close the account.

Didn't even earn Rs 5k and Rs 1 lakh is stuck.😭 :mad:
That's not a reason for debit freeze. Ask for exact reason.. most probably it should be rekyc
 

Shubham Yadav

TF Legend
DON'T USE. ACC FROZEN!!

Union bank has put my account on debit freeze for using Savings account for paytm.
As this account also requires Rs 1 lakh to maintain, now entire money also got stuck.

It has been more than 1.5 months now. And I have visited branch many times but it's not happening.
Bank is telling they will unfreeze only if I close the account.

Didn't even earn Rs 5k and Rs 1 lakh is stuck.😭 :mad:
Close that account open another best accounts
 
That's not a reason for debit freeze. Ask for exact reason.. most probably it should be rekyc
I thought the same and I submitted KYC documents first time I visited.
Then they told to explain why I am using it on paytm, what is the purpose of transaction etc.
I had to explain it and give it in writing.

And after several follow ups they told me they will unfreeze the acc and acc will be closed.
 
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