2024 Review: Best card you managed to get LTF in 2024

[abhiaj98]

I missed the train of getting Atlas LTF with Burgundy..now they don't give...also missed the train of Magnus Burgundy LTF last year 🙁...damn I did not bother checking latest happenings that time...

Same with me :/

 

[fradela]

I think OP asked for super premium cards

Better ask him to change the title? It is not mentioned super premium.

 

[S9100]

Restructured my portfolio in 2024 from knowledge of TF community
So almost my all active cars are Procured in 2024.

LTF specifically
Icici sapphiro (For icici offers and BMS BOGO)
HDFC Tata Neu Infinity (For Tata Specific)
HDPF Pixel Play Rupay ( For upi)
HDFC Regalia Gold (For infinia Upgrade)
IDFC Power + (Fuel)
Amex Plat Travel ( 4L card)

So many LTF for long term I guess

Plat travel ltf.
That's the story I want to know about.

 

[S9100]

So, I was right then.. I was answering multiple questions at the same time and hence couldn't spend enough time on each post..
Anyway I got SS of your initial post...

View attachment 80344

And my response to your original first post was:

" No, you can never ever get any card whatsoever in 2024 as 2024 was already in the PAST"...

Yes you're right.
But I wonder why did you take ss?? 🤣

 

[Shubham330]

Employer category. Can Reimburse annual fees

 

[S9100]

I missed the train of getting Atlas LTF with Burgundy..now they don't give...also missed the train of Magnus Burgundy LTF last year 🙁...damn I did not bother checking latest happenings that time...

Hopefully this post in 2026 you will have something nice to share

 

[S9100]

Better ask him to change the title? It is not mentioned super premium.

Koi ni. Good to read your experience. Thanks for sharing

 

[S9100]

Employer category. Can Reimburse annual fees

Sorry platinum travel ltf on employer category? Did not understand. Care to elaborate?

 

[Shubham330]

Sorry platinum travel ltf on employer category? Did not understand. Care to elaborate?

Amex employee
.

 

[SSV]

Yes you're right.
But I wonder why did you take ss?? 🤣

Because for the same reason, as people tend to modify the original text as done by drsel in many cases..
in those cases my response would look silly…and hence I document the original post with a simple click of SS

 

[S9100]

Regalia Gold, they were having that message in my cards upgrade screen where it was saying that if your existing card is LTF then upgrade will also be LTF. I took a screenshot of that, escalated step by step from priority redressal to PNO and finally got the card LTF after threatening the PNO with RBI ombudsman action.

That's an interesting story.

 

[Sriim]

Restructured my portfolio in 2024 from knowledge of TF community
So almost my all active cars are Procured in 2024.

LTF specifically
Icici sapphiro (For icici offers and BMS BOGO)
HDFC Tata Neu Infinity (For Tata Specific)
HDPF Pixel Play Rupay ( For upi)
HDFC Regalia Gold (For infinia Upgrade)
IDFC Power + (Fuel)
Amex Plat Travel ( 4L card)

So many LTF for long term I guess

Do they offer IDFC power+ LTF?

 

[S9100]

Hdfc regalia gold LTF

Upgrade from ltf regalia? Or some other story?

 

[Shubham330]

Do they offer IDFC power+ LTF?

No. Got it through their blunder with cibil. So managed to get LTF using RBIO

 

[S9100]

Because for the same reason as people tend to modify the original text as done by drsel in many cases..
in those cases my response would look silly…and hence I document the original post with a simple click of SS

Haha. That's just amazing. You have too much experience.

 

[SSV]

Haha. That's just amazing. You have too much experience.

Life is made up of experiences… we need to learn from all those experiences..
and I am a quick learner !!
Have a nice Sunday!!

 

[S9100]

Amex employee
.

That's neat.
Do they give platinum or centurian to senior mgt?

 

[aniketkr.sharma]

Let's share knowledge and brag on which super premium credit card you received without any fees in 2024. Let's share our story. Story with most likes wins.
My story : I got BOB Eterna ltf as they did 2 hard enquires on my cibil. But they did not remove on time so I complained to RBI and then asked BOB to make my eterna LTF which they did.

None


All LTF already from 2023🤣

 

[helloworld]

Let's share knowledge and brag on which super premium credit card you received without any fees in 2024.

I think OP asked for super premium cards

Better ask him to change the title? It is not mentioned super premium.

2500rs. eterna is in premium category only, super premium cards are usually above 10k range, but we can adjust to >5000.

(well actual definition of them based on features, but thats a different topic and depends on person to person).

as per that price, regalia gold, dcp all are under same price and worth the effort, so whoever got regalia gold ltf should be valid answer to this post.

best one and proper (or somewhat with adjusrment) is the one who got atlas as ltf for the initial requirement of this post.

//sapphiro since 2021 its easy to get ltf based on income and little effort.

 

[krishg]

Hopefully this post in 2026 you will have something nice to share

aapke muh mein ghee shakkar