2024 Review: Best card you managed to get LTF in 2024

[S9100]

None


All LTF already from 2023🤣

Any interesting story from 23?

 

[S9100]

2500rs. eterna is in premium category only, super premium cards are usually above 10k range, but we can adjust to >5000.

(well actual definition of them based on features, but thats a different topic and depends on person to person).

as per that price, regalia gold, dcp all are under same price and worth the effort, so whoever got regalia gold ltf should be valid answer to this post.

best one and proper (or somewhat with adjusrment) is the one who got atlas as ltf for the initial requirement of this post.

//sapphiro since 2021 its easy to get ltf based on income and little effort.

That's True. Can't call eterna super premium

 

[S9100]

2500rs. eterna is in premium category only, super premium cards are usually above 10k range, but we can adjust to >5000.

(well actual definition of them based on features, but thats a different topic and depends on person to person).

as per that price, regalia gold, dcp all are under same price and worth the effort, so whoever got regalia gold ltf should be valid answer to this post.

best one and proper (or somewhat with adjusrment) is the one who got atlas as ltf for the initial requirement of this post.

//sapphiro since 2021 its easy to get ltf based on income and little effort.

Just edited to say premium / super premium.
Looking for interesting experiences more than anything.

 

[knight]

Regalia Gold, they were having that message in my cards upgrade screen where it was saying that if your existing card is LTF then upgrade will also be LTF. I took a screenshot of that, escalated step by step from priority redressal to PNO and finally got the card LTF after threatening the PNO with RBI ombudsman action.

where is this shown?

 

[helloworld]

where is this shown?

Regalia Gold Thread 'Regalia LTF to Regalia Gold LTF - Bank's mistake of words in MyCards app.'

Oct 23, 2024

I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is LTF" and my current card is LTF. Anybody with similar experience? Pls share your story and final outcome.

UPDATE : 12th NOV 2024:
They issued FYF card after appying for this upgrade. but escalation to PNO resulted in to LTF conversion. 3-4 other TFinas were also able to convert their FYF in...

• DeadFella
• gold ltf offer regalia regalia gold regalia gold ltf upgrade
• Replies: 102
• Forum: HDFC Bank Credit Card

• 
• 

: )

 

[SSV]

Just edited to say premium / super premium.
Looking for interesting experiences more than anything.

I got my Infinia Metal LTF in Jan 2024..

1) Got my first ever HDFC CC , in the form of Infina FYF in Nov/ Dec 2023 (Subscribed to their ULIP before this event)..
2)Made my Infinia Metal as LTF thru purely my Charm..

I think this qualifies for one of those interseting experiences , you are after !! 😉

 

[S9100]

I got my Infinia Metal LTF in Jan 2024..

1) Got my first ever HDFC CC , in the form of Infina FYF in Nov/ Dec 2023 (Subscribed to their ULIP before this event)..
2)Made my Infinia Metal LTF thru purely my Charm..

I think this qualifies for your one of those interseting experiences , you are after !! 😉

Surely. This is very interesting. Infinia ltf is something special. Even though you had to sacrifice some funds as commissions/charges.

 

[SSV]

Infinia ltf is something special.

It is Infinia Metal LTF , not Infinia LTF

Even though you had to sacrifice some funds as commissions/charges.

I get much much more than what I sacrificed (in your view) as part of the returns in that product only( not as part of Infinia).
This topic I wont discuss it here...

 

[S9100]

It is Infinia Metal LTF , not Infinia LTF


I get much much more than what I sacrificed (in your view) as part of the returns in that product only( not as part of Infinia).
This topic I wont discuss it here...

Yes. Too much discussion on that topic already.
And I agree that benefits far outweigh the costs

 

[RajdeepMaity]

where is this shown?

It has been patched now, a few people exploited this loophole

 

[S9100]

It has been patched now, a few people exploited this loophole

Used i think is the right word. 😉

 

[SSV]

Used i think is the right word. 😉

Why?? You also used / exploited this ?? 😉
😀

 

[S9100]

Why?? You also used / exploited this ?? 😉
😀

Haha. No. I wish this was working on 23.
I only check for LE offers now. And those I don't get.

 

[V360]

I got Yes Bank Marquee Card as LTF - without even pushing for it.

It was an effortless upgrade to LTF.

 

[S9100]

I got Yes Bank Marquee Card as LTF - without even pushing for it.

It was an effortless upgrade to LTF.

Some details plz

 

[S9100]

No one managed to get magnus or m4b ltf?

 

[naviworks]

When did you open Salary account?

Feb 2024. Anything?

 

[abhiaj98]

Feb 2024. Anything?

They stopped issuing Atlas ltf around Sept or Nov 2024.

 

[naviworks]

They stopped issuing Atlas ltf around Sept or Nov 2024.

As far as I know anything is possible by BM. He just have to take preapproval to make any card ltf. Try your luck with some sweet talks. FYI my salary is not 3 lakh net pm which is required for burgundy but still got burgundy variant…

 

[RAMESH BABU N]

Indusind's Pinnacle.
LTF, 5L limit, with Priority Pass Card n
a RuPay Platinum card LTF.

Very happy. Used PP at London LHR Airport for great food n good rest.