raghu.rokda
TF Legend
Can I upgrade kotak 811 to Everyday savings account ?
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- Thread starter Abhishek012
- Start date
you can have both the accounts or close 811 & open everyday
Service charge is not mandatory. You can always ask the restaurant to remove it if you find it in the bill.
Last edited:
VISHESH_BANSAL
TF Pioneer
Check the Revised SOC on Website🤣
It is now no more an Effective Zero Balance Account
Not anymore. Delhi HC have passed interim relief and allowed the restaurants to charge it .
Now you will find the word "Staff Contribution " in place of service charge in the bill, as per court orders
pshah1995
TF Buzz
Even my assumption was that. However, it seems they have revised the terms and currently they have again started providing the MAB 0 benefits.
Please find attached the screenshot from Kotak's website.
Attachments
it's back now
Vishal4u2
TF Select
Spoke to Customer care, they say have to open a new everyday account and link the CRN. We cant open the account online as RBI has "Honeymoon-ed" kotak currently. So have to open account offline.
one of the usp of this card is 30% off on ED. but many of the members have informed in this thread that it does not work on ED app. is it the same now or still it is not working? anyone tried recently?
anonymuos
TF Ace
Txn often fails with Kotak DC on EazyDiner on first attempt. EazyDiner app will say txn failed so pay again, but actually your money is debited from account and NOT REVERSED after T+5 days. It is silently credited to EazyDiner/restaurant. When you try 2nd/3rd time, the txn shows success in EazyDiner but of course amount is debited again. Happened with me. Since amount was not reversed/refunded automatically, raised dispute/chargeback with Kotak who denied it saying both txns were successful therefore it means you paid twice, not our fault. After a month of sitting on it, Kotak told me txn was successful (after 30 days, we can't raise chargeback in Kotak DC/netbanking). Now I am in talks with EazyDiner to refund the amount paid twice. So overall it's a terrible experience. Kotak is a shit bank and they deserve all the penalties RBI imposes on them.
That's a great news for high f&b spends, however for small spends, au cc offer is also there ,100 off on spends above 300 at Inox, currently using that
sahil1033
TF Premier
Earlier for Kotak Mahindra Bank Everyday Savings A/C, AMB/MAB requirement was Rs. 20k or 30 transactions in a calendar month.
Then they changed it to Rs. 15k MAB/AMB.
Now, I'm seeing that MAB/AMB is Rs. 10k but there's been no communication about this change from the bank yet. I'm maintaining Rs. 15k as of now but scared to keep Rs. 10k only because there's no written proof (email) sent by Kotak Mahindra Bank.
Then they changed it to Rs. 15k MAB/AMB.
Now, I'm seeing that MAB/AMB is Rs. 10k but there's been no communication about this change from the bank yet. I'm maintaining Rs. 15k as of now but scared to keep Rs. 10k only because there's no written proof (email) sent by Kotak Mahindra Bank.
the.avhishek
TF Premier
i confirmed with kotak customer care on call, it's 10k MAB Account.
gpkumaran
TF Buzz
can someone confirm this in recent times. went to local kotak bank. he was doing account opening process in front of me in his mobile but it didnt let him pass through the app. it said 811 account active in past 30 days.
Abhishek012
TF Pioneer
Maybe you account still not closed yet. Mail to higher level.
gpkumaran
TF Buzz
I do have an open 811 account. as per comments i thought i could have both
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