5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges

[Abhishek012]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

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Update - Just contact Snapay support. Here got this reply -

choose "T+1" and then payemnt method choose > "Debit card"

now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.

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1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

 

[Abhishek012]

Not able to transfer more than Rs100

Snapay full kyc account ? what's the error ?

 

[parmpreet01]

Full lyc at payment page after entering phonepay otp and adding credit card details than pay it refresh to same page instead of going to final sbi otp page of amount is more than 100

 

[Abhishek012]

Full lyc at payment page after entering phonepay otp and adding credit card details than pay it refresh to same page instead of going to final sbi otp page of amount is more than 100

Try any other phonepe account, phonepe kyc is not require, enter any mobile number and then enter card details and pay.

If transaction will failed or refunded then direct refund to your card account.

 

[parmpreet01]

Try any other phonepe account, phonepe kyc is not require, enter any mobile number and then enter card details and pay.

If transaction will failed or refunded then direct refund to your card account.

Tried with another no. Same problem, have shared the screenshot also, processing payment(screenshot )than refresh to payment page (screenshot)again

 

[AbeginerTOcards]

Tried and started to think the trick is not working anymore, but got Phone pe pvt ltd after 6 tries. KYC is still pending so waiting for the funds transfer to happen and confirm the cashback.

 

[Abhishek012]

Tried and started to think the trick is not working anymore, but got Phone pe pvt ltd after 6 tries. KYC is still pending so waiting for the funds transfer to happen and confirm the cashback.

First complete your snapay full kyc before use.

Tried with another no. Same problem, have shared the screenshot also, processing payment(screenshot )than refresh to payment page (screenshot)again

Use this trick bro, currently this is the best trick with lowest charges for 5% SBI cashback credit card -

Note - Sometimes your money will auto loaded within 24hrs, no need to worry or comment there, if you face any problem.

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick: Play Store: https://play.google.com/store/apps/details?id=com.giverly_app IOS Store: https://apps.apple.com/in/app/giverly/id6447155723 Download the app and complete mini kyc (full kyc also available). Generate...

www.technofino.in

 

[AbeginerTOcards]

@Abhishek012 wanted to ask 2 ques.
how many days does it usually take for the money to hit the bank account?
and does the money transferred also get counted towards yearly spend for the annual fee waiver?
card used SBI CASHBACK .

 

[Abhishek012]

@Abhishek012 wanted to ask 2 ques.
how many days does it usually take for the money to hit the bank account?
and does the money transferred also get counted towards yearly spend for the annual fee waiver?
card used SBI CASHBACK .

Snapay app - you need to choose T+1 day or same day and transfer to bank or credit card bill pay.

Yes, annual fee waiver also count.

By the way use this trick bro, currently this is the best trick with lowest charges for 5% SBI cashback credit card -

Note - Sometimes your money will auto loaded within 24hrs, no need to worry or comment there, if you face any problem.

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick: Play Store: https://play.google.com/store/apps/details?id=com.giverly_app IOS Store: https://apps.apple.com/in/app/giverly/id6447155723 Download the app and complete mini kyc (full kyc also available). Generate...

www.technofino.in

 

[AbeginerTOcards]

Tried with another no. Same problem, have shared the screenshot also, processing payment(screenshot )than refresh to payment page (screenshot)again

Getting the same issue. For rs 100 only its going to the OTP page anything higher than 100 rs the payment is not going to the top page and keep refreshing the PHone pe page . @Abhishek012 whats the issue, any fix?

 

[AbeginerTOcards]

The full KYC is completed. Tried with 100rs and received today 97.5 in my bank. but for anything higher than 100rs the transaction does not go to the OTP page.

 

[AbeginerTOcards]

Update : Spoke with the customer care. The wallet option with phonePe is temporarily not working they mentioned. However they told me you can still pay using Phone pe by initiating the transaction in "Corporate Card" option. For this additional, 1% convenience charge will be applicable. Minimum limit is Rs.500. In that, you can initiate payment in Phonepe option.

 

[Abhishek012]

Getting the same issue. For rs 100 only its going to the OTP page anything higher than 100 rs the payment is not going to the top page and keep refreshing the PHone pe page . @Abhishek012 whats the issue, any fix?

Ignore this trick na, use this trick -

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick: Play Store: https://play.google.com/store/apps/details?id=com.giverly_app IOS Store: https://apps.apple.com/in/app/giverly/id6447155723 Download the app and complete mini kyc (full kyc also available). Generate...

www.technofino.in

 

[AbeginerTOcards]

Ignore this trick na, use this trick -

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick: Play Store: https://play.google.com/store/apps/details?id=com.giverly_app IOS Store: https://apps.apple.com/in/app/giverly/id6447155723 Download the app and complete mini kyc (full kyc also available). Generate...

www.technofino.in

snapay is somewhat trustable but this giverly app is entirely new and I'm not sure whether my card details and KYC details are safe with the platform!!

 

[Abhishek012]

snapay is somewhat trustable but this giverly app is entirely new and I'm not sure whether my card details and KYC details are safe with the platform!!

LOL, giverly is more trustable than Snapay app.

Giverly is RBI license wallet tieup with Transcorp, If something goes wrong you will get your money back.

Every month many users used lakhs of rupees using giverly app. Only one disadvantage is that your money will added within 24hrs or if by chance not loaded then you need to call or sms to customer care number next day.

Read all comments there. There are many people who loaded 50k or 80k in Giverly wallet in a single transaction.

 

[AbeginerTOcards]

LOL, giverly is more trustable than Snapay app.

Giverly is RBI license wallet tieup with Transcorp, If something goes wrong you will get your money back.

Every month many users used lakhs of rupees using giverly app. Only one disadvantage is that your money will added within 24hrs or if by chance not loaded then you need to call or sms to customer care number next day.

Read all comments there. There are many people who loaded 50k or 80k in Giverly wallet in a single transaction.

Convincing enough. On my way to install the app right away.

 

[AbeginerTOcards]

Got PayU merchant on the first try but the money was not received in the wallet. There is no transaction history as well. Guess they will do it manually.

 

[Abhishek012]

Got PayU merchant on the first try but the money was not received in the wallet. There is no transaction history as well. Guess they will do it manually.

Yes, lets discuss there on Giverly post.

 

[parmpreet01]

Ignore this trick na, use this trick -

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick: Play Store: https://play.google.com/store/apps/details?id=com.giverly_app IOS Store: https://apps.apple.com/in/app/giverly/id6447155723 Download the app and complete mini kyc (full kyc also available). Generate...

www.technofino.in

This trick is also not working for me 😭😭😭. Full kyc completed getting this error on payment page

 

[parmpreet01]

Anyone getting phone pe merchent at payment page now?

 

[kumars_001]

Inhave a couple of questions.
Is this still working?

And second question is
Do we get 1% CB when we pay credit card bills via snappay using rbl signature plus debit card?

Can someone respond pls