5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges

[Abhishek012]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

---

Update - Just contact Snapay support. Here got this reply -

choose "T+1" and then payemnt method choose > "Debit card"

now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.

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1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

 

[Sahilhenzy]

@Abhishek012 PHONEPE PVT LTD mein cashback aa raha hai na?

 

[Abhishek012]

@Abhishek012 PHONEPE PVT LTD mein cashback aa raha hai na?

Daily daily transaction thorai karta hu.

 

[Sahilhenzy]

Daily daily transaction thorai karta hu.

confirm kardo atleast. Jo offer bataya hai usse hi ke rha. It's your responsibility.

 

[Abhishek012]

confirm kardo atleast. Jo offer bataya hai usse hi ke rha. It's your responsibility.

LOL, Rs100 ka try karo aur 3-4 days wait karo.

 

[Sahilhenzy]

LOL, Rs100 ka try karo aur 3-4 days wait karo.

30K ka tnx karke baitha hu. 100 karne ka time nhi hai abhi. Transaction process hote hote 5 April nikal jayega.

 

[Itsankurdas]

30K ka tnx karke baitha hu. 100 karne ka time nhi hai abhi. Transaction process hote hote 5 April nikal jayega.

bhai cashback aa rha h is merchant p?

 

[Sahilhenzy]

bhai cashback aa rha h is merchant p?

wahi dekhna hai mere dost. kuch dino bad update karta hu

 

[Sahilhenzy]

Cashback reflected dosto.

 

[NShah]

Cashback reflected dosto.

Charges high hai n 2.5% ?

 

[Sahilhenzy]

Charges high hai n 2.5% ?

Yes dost charges is pretty High compared to Giverly almost zero charge lag rha tha. But 5K limit complete karna tha toh kar liya baaki toh giverly se mil hi Gaya.

 

[Itsankurdas]

LOL

LOL, Rs100 ka try karo aur 3-4 days wait karo.

Ek bank credit card me 10 lakh k limit rehta h per year. Is limit tk bank IT department ko report ni krta h. My query is Agar mere bill 1st of every month generate hota h. And maine apne card ko 31st march pehle use krke fir payment krdiya. Tb fir ye payment mera purane financial year m count hoga ya fir new financial year m, bill generate new financial year m ho rha h

Charges high hai n 2.5% ?

Ek bank credit card me 10 lakh k limit rehta h per year. Is limit tk bank IT department ko report ni krta h. My query is : Agar mere bill 1st of every month generate hota h. And maine apne card ko 31st march pehle use krke fir payment krdiya. Tb fir ye payment mera purane financial year m count hoga ya fir new financial year m. ( bill generate new financial year m ho rha h).

 

[s1t2y3a3m6]

Ek bank credit card me 10 lakh k limit rehta h per year. Is limit tk bank IT department ko report ni krta h. My query is : Agar mere bill 1st of every month generate hota h. And maine apne card ko 31st march pehle use krke fir payment krdiya. Tb fir ye payment mera purane financial year m count hoga ya fir new financial year m. ( bill generate new financial year m ho rha h).

Count in previous fy

 

[kumars_001]

I don't think Giverly is working now right?

 

[Rdspam]

I don't think Giverly is working now right?

Correct. 3 words

 

[Dexter]

Cashback reflected dosto.

how are you getting phonpe pvt ltd as merchant. I am not getting that since many days.

 

[Vasuki]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -

View attachment 45050

Here you see Snapay will charge you 2.5% and proceed to pay

View attachment 45051

Choose "Wallets" option here -

View attachment 45052

Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.

View attachment 45053

Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

View attachment 45054

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -

View attachment 45056

How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

 

[Abhishek012]

how are you getting phonpe pvt ltd as merchant. I am not getting that since many days.

Try karte raho bhai, 10-15 bar.. agar na aaye toh kuch hours baad phir se.. ho sakte toh otp page par cancel option pe click karna taki phonepe k system ko lage gateway me issue hai and dusri bar phonpe pvt ltd gateway open kar de.

Kosish karne walo ki kabhi haar nahi hoti aur haar k jitne wale ko baazigar kahete hai.

 

[DaDarkkNight]

@DocFixIt u tried this tricks?

 

[Abhishek012]

View attachment 48625

Aage ka line kon bolega ??

 

[Vasuki]

@DocFixIt u tried this tricks?

No rotation 🙈 .. using these method.

Rupay can be justified not these in case of scrutiny