A card to trump them all?

[007]

Hi folks,

I would like to know about a card that gives max benefits on all your spends. So that I can get that card and don't have to bother about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

 

[souvikdey2002]

Hi folks,

I would like to know is there a card that gives max benefits on all your spends. So, that I can get that card and don't have to think about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

@TechnoFino

 

[007]

If this was the case, no one would have multiple CCs.
Also, you should mention your spending pattern so people can suggest accordingly.

No spending pattern as such. That's why I mentioned max benefits on all spends. You can also suggest multiple cards but should be minimum, so that don't have to bother with multiple CCs. The purpose of my question was to target one or two cards and make my life easier. 😂

 

[souvikdey2002]

No spending pattern as such. That's why I mentioned max benefits on all spends. You can also suggest multiple cards but should be minimum, so that don't have to bother with multiple CCs. The purpose of my question was to target one or two cards and make my life easier. 😂

What do you think why so many different card exists even for one bank.
Every card is designed to give you benefits in one segment.
If there is something called "Baap of all Cards" then I don't think so many cards & banks would have existed in reality. !!!! 🙂

 

[Extrovert🌃]

Hi folks,

I would like to know about a card that gives max benefits on all your spends. So that I can get that card and don't have to bother about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

I've a suggestion for "all generic online & offline spends "
Axis Ace provides the max 2% CB on all spends

Obviously there are some exceptions of fuel , wallet top-up and gold purchases etc

 

[007]

I've a suggestion for "all generic online & offline spends "
Axis Ace provides the max 2% CB on all spends

Obviously there are some exceptions of fuel , wallet top-up and gold purchases etc

But Ace isn't being offered at the moment afaik!

 

[Extrovert🌃]

But Ace isn't being offered at the moment afaik!

This is debatable because Axis is issuing this but to very select customers. Insted of axis rejecting, they are saying ki it's not being issued.

 

[TheTrickySid]

But Ace isn't being offered at the moment afaik!

It's discontinued as told by axis cc employee yesterday 😢

 

[Extrovert🌃]

It's discontinued as told by axis cc employee yesterday 😢

It's not

 

[souvikdey2002]

Guys Axis & SBI being one of the toughest bank to convert any of the Credit Cards to Life Time Free.
So unless you have some internal/corporate/higher level contacts within them it is almost impossible to convert any existing Credit Card to LTF or even increase the limit.

 

[TheTrickySid]

Axis and other bank employees tell many things
One told me that Axis doesn't have LTF CCs

Same was told to me by the axis employee yesterday when I asked him about LTF axis cc
As soon as he said that there are no cc's that are issued LTF
I was like:

 

[Extrovert🌃]

But Ace isn't being offered at the moment afaik!

Second best is Axis FK, 1.5% on all spends what say @Anirban

 

[StanRoute66]

Hi folks,

I would like to know about a card that gives max benefits on all your spends. So that I can get that card and don't have to bother about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

You looking for an all rounder Card , so HDFC Infinia is the best pick .

 

[Extrovert🌃]

Guys Axis & SBI being one of the toughest bank to convert any of the Credit Cards to Life Time Free.
So unless you have some internal/corporate/higher level contacts within them it is almost impossible to convert any existing Credit Card to LTF or even increase the limit.

even LE isnt easy?

 

[souvikdey2002]

even LE isnt easy?

Yes, I don't have SBI but I do have Axis.
Take suggestions from everybody.

 

[Batmanbaba]

Bank of baroda Eterna........ Has 3.5% reward rate.....

 

[Extrovert🌃]

Bank of baroda Eterna........ Has 3.5% reward rate....

on all spends?

 

[Batmanbaba]

on all spends?

 

[007]

You looking for an all rounder Card , so HDFC Infinia is the best pick .

Have heard about Infinia a lot. I hope someday I can get one or anything better! 😁

 

[StanRoute66]

Have heard about Infinia a lot. I hope someday I can get one or anything better! 😁

You can Get started with any HDFC Card and spend consistently on it .