A card to trump them all?

[007]

Hi folks,

I would like to know about a card that gives max benefits on all your spends. So that I can get that card and don't have to bother about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

 

[007]

You can Get started with any HDFC Card and spend consistently on it .

I recently got Millenia (after applying for it, receiving Moneyback, then complaining to Grievance). Should I spend some particular percentage of my credit limit for LE/upgrades?

 

[StanRoute66]

I recently got Millenia (after applying for it, receiving Moneyback, then complaining to Grievance). Should I spend some particular percentage of my credit limit for LE/upgrades?

in HDFC , use more than 30% ... they favor you more . They want to give higher variant card to high spenders

 

[Extrovert🌃]

in HDFC , use more than 30% ... they favor you more . They want to give higher variant card to high spenders

Any idea about Axis?

 

[TechnoFinoTechnoFino is verified member.]

Hi folks,

I would like to know about a card that gives max benefits on all your spends. So that I can get that card and don't have to bother about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

HDFC Infinia or SC Ultimate can be a good option.

 

[sameerdes]

As many have said, the whole point of banks having different card products is that most of them are designed to maximise returns on specific category/type of spend. If one wants a single, best all-purpose card it'll have to be one of the premium / super premium ones like Infinia / Stan C Ultimate or maybe even Amex. That apart, best to mix & match to maximise 🙂

 

[sameerdes]

Even for Amex CCs etc. we have to mix and match

Yes but that's for really maximising benefits all across.. even that apart MRCC / Plat are pretty decent standalone too i feel

 

[SubhankarSubhankar is verified member.]

Hi folks,

I would like to know about a card that gives max benefits on all your spends. So that I can get that card and don't have to bother about others anymore. In your suggestions please take into consideration the fees and milestone benefits. Also, give a spend range to maximize benefits on that particular card.

Thanks 🙂

Only card I can think of is AMEX Centurion 🙂 Still it's not something that'll give you the "best" return in everything. No one card can cover all the needs, some wise man said once.

Still you can look into SC Ultimate, a great card with 3.3% back on EVERYTHING

 

[007]

Only card I can think of is AMEX Centurion 🙂 Still it's not something that'll give you the "best" return in everything. No one card can cover all the needs, some wise man said once.

Still you can look into SC Ultimate, a great card with 3.3% back on EVERYTHING

I agree that one card can't cover all scenarios, but at some point we will all try to reduce the clutter and make things simple! 🙂

 

[007]

You need to spend 50K-1L per month to get that

Ohh okay. Long way to go! 😅

 

[srinath4ever]

which one would be LTF all rounder card?