A Luxurious Leap: My First Super-Premium Credit Card Experience 🌟"

[kuchbhi]

THe first two file are too big like 34 MB like that..
others are okay like ~ 1 MB ..

1) Reduce the first two files size.
2) what I do: I just copy and past the files in the body of the post only (or attach the file and insert as thumbnail or full image)..

for example , see my thread below.. it has many pics attached to it in the post itself..

Thread 'INDIE , the IndusInd's SUPER APP - for existing SB A/C holders'

May 23, 2024

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free...

• SSV
• indie
• Replies: 631
• Forum: Bank Account

• 
• 
• 

is he using DSLR or what

 

[NikTravelEnthusiast]

Congratulations for your super premium credit card..

 

[drsel]

Congratulations on your Times Black card
Although I don't think it's worth paying 23600 for it

 

[Dr.Anand456]

THe first two file are too big like 34 MB like that..
others are okay like ~ 1 MB ..

1) Reduce the first two files size.
2) what I do: I just copy and past the files in the body of the post only (or attach the file and insert as thumbnail or full image)..

for example , see my thread below.. it has many pics attached to it in the post itself..

Thread 'INDIE , the IndusInd's SUPER APP - for existing SB A/C holders'

May 23, 2024

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free...

• SSV
• indie
• Replies: 631
• Forum: Bank Account

• 
• 
• 

Thank you so much, Now i understand.

 

[kuchbhi]

Thank you so much, Now i understand.

IDK why the review looks to me
chat-gpt-ish!! 😉

 

[Shinnok]

Great that you are enjoying the card!

Got it too - the procedure for applying was super fast (already had ICICI account), generated a card number in ~ 1 min without a single document.

I'm in split mind whether to actually keep it though - costs 23k, but has ~14k in tangible benefits (hotel voucher + some misc vouchers; excluding visa service (just is for the agency fee?) and Zomato gold (already have it from other cards)), rest of benefits are just meh or plain not applicable (eg Quorum Club, as I don't live in Mumbai)

Only saving grace seems to be private banking status (otherwise requires 5CR NRV/15 CR for demat), which is pretty great for the few times net banking doesn't work and actual interaction with CC/bank staff is required.
It's not clear if private banking actually is a card benefit though, not mentioned anywhere in MITC/T&C - my guess is that ICICI will downgrade in a month or so.

Personally, planning to keep inactive for a 1-2 weeks at least until the private banking thing is confirmed/revoked - no point in shelling out 10k for benefits already available from other cards

 

[LiamHouse]

are the pictures removed again? ssv posted a screenshot with multiple pictures attached but i can only access one that too just the box. i’m interested in seeing how this card looks in person, please tag me if the pictures are back

 

[BVCBVC is verified member.]

are the pictures removed again? ssv posted a screenshot with multiple pictures attached but i can only access one that too just the box. i’m interested in seeing how this card looks in person, please tag me if the pictures are back

Post in thread 'ICICI Bank Times Black Credit Card Launched - Full Details & Review'

Dec 28, 2024

Received priority pass + Times black credit card. Here are the pics. Looks are better than metal onecard but onecard feels better than this, onecard's also a bit heavier compared to this.

• Sobirvs

• 
• 

Another user has shared the images. You can view them from the above link.

 

[Dr.Anand456]

is he using DSLR or what

I'm using S23 Ultra

 

[SSV]

I'm using S23 Ultra

Do you use desktop / laptop for TF website?
Or use only mobile ?

 

[Dr.Anand456]

Congratulations on your Times Black card
Although I don't think it's worth paying 23600 for it

Let’s see if it’s worth it or not. I’ll try it for a year, and then evaluate the experience. For now, I’m happy because this is my first super-premium credit card. Moreover, getting this card has also led to an upgrade in my ICICI bank accounts, which gives me high hopes. As a private account holder in the near future, I expect to receive even better offers.

If I eventually receive an invitation for the Emeralde Metal Credit Card or get a premium card as a lifetime free benefit—which now seems more likely—this card will prove to be a fully worthwhile investment for me .

 

[BVCBVC is verified member.]

Let’s see if it’s worth it or not. I’ll try it for a year, and then evaluate the experience. For now, I’m happy because this is my first super-premium credit card. Moreover, getting this card has also led to an upgrade in my ICICI bank accounts, which gives me high hopes. As a private account holder in the near future, I expect to receive even better offers.

If I eventually receive an invitation for the Emeralde Metal Credit Card or get a premium card as a lifetime free benefit—which now seems more likely—this card will prove to be a fully worthwhile investment for me .

Good choice and good hope. Decent card to hold for a year atleast as we are getting Private banking privilege, which we can leverage for other offers.

 

[SSV]

I'm using S23 Ultra

Do you use desktop / laptop for TF website?
Or use only mobile ?

you can do one of these two for reducing the pic file size.

1) if you use mobile:
open the picture you have taken of the CC and take a screenshot in the mobile and attache the screenshot file.. not the original file..
ss file will generally have a very small file size.
2) if you use laptop . desktop..

send your original file via whatsapp to yourself.. open the whatapp file on your laptop./ desktop and take a screenshot of that file using "snipping tool' on your laptop and upload that snipping tool image to TF website.. this file size will be very very small.. you can hide the sensitive data as well using snipping tool..

 

[Dr.Anand456]

IDK why the review looks to me
chat-gpt-ish!! 😉

Yes, I use it to gain a better understanding and create a more refined version.

 

[Dr.Anand456]

Do you use desktop / laptop for TF website?
Or use only mobile ?

Only on mobile. I recently re-uploaded the images from my laptop after resizing them, and now they look better than before. I’m not sure why this issue occurred today, as I didn’t face any such problem when I made a post two days ago.

 

[Dr.Anand456]

you can do one of these two for reducing the pic file size.

1) if you use mobile:
open the picture you have taken of the CC and take a screenshot in the mobile and attache the screenshot file.. not the original file..
ss file will generally have a very small file size.
2) if you use laptop . desktop..

send your original file via whatsapp to yourself.. open the whatapp file on your laptop./ desktop and take a screenshot of that file using "snipping tool' on your laptop and upload that snipping tool image to TF website.. this file size will be very very small.. you can hide the sensitive data as well using snipping tool..

Next time mai zarur try kerke dekhunga.

 

[Dr.Anand456]

are the pictures removed again? ssv posted a screenshot with multiple pictures attached but i can only access one that too just the box. i’m interested in seeing how this card looks in person, please tag me if the pictures are back

I attached pictures again, you can see how it looks like.

 

[kuchbhi]

Yes, I use it to gain a better understanding and create a more refined version.

I catch chat gpt red handed every where hehe
😉

 

[drsel]

Let’s see if it’s worth it or not. I’ll try it for a year, and then evaluate the experience. For now, I’m happy because this is my first super-premium credit card. Moreover, getting this card has also led to an upgrade in my ICICI bank accounts, which gives me high hopes. As a private account holder in the near future, I expect to receive even better offers.

If I eventually receive an invitation for the Emeralde Metal Credit Card or get a premium card as a lifetime free benefit—which now seems more likely—this card will prove to be a fully worthwhile investment for me .

I got Magnus Burgundy lifetime free.
But I would not pay even 23600 for the world's highest return card, which officially gives upto 14% return (spends over 1.5 lakh/month) and 24% return on flights and hotels.

And not a pathetic 2.0 or 2.5%

 

[Dr.Anand456]

I got Magnus Burgundy lifetime free.
But I would not pay even 23600 for the world's highest return card, which officially gives upto 14% return (spends over 1.5 lakh/month) and 24% return on flights and hotels.

And not a pathetic 2.0 or 2.5%

Eeryone's situation is different, brother. Right now, I cannot get the Magnus or Burgundy credit card as a lifetime free option, nor can I opt for Infinia or any other super-premium credit card. That's why I chose this card instead.

As for the Burgundy card, I am being offered it in a paid version, but I didn't take it because I don’t travel much, so this card isn’t very suitable for me. The day I can get it as a lifetime free card, I’ll take it too.

Until then, I’m using three co-branded Axis Bank credit cards that are more useful for me at the moment. It all depends on your needs and spending patterns to determine which card would be the best fit for y ou.