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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

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Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • Upcoming: BOB TIARA RuPay

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay).

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
  • Canara Bank
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo

How to Switch from Visa/Mastercard to RuPay​

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
Last edited:
Apply For LTF AU LIT Credit Card
Today I went to SBI and submitted the debit card form for IOCl rupay platinum.
But while processing in system received invalid account error 😑
That mam told me you can leave I will try few more times but it seems you're not eligible for this card 😏
Now I will visit branch again when my segment will change to diamond.
 
Pdajmere said:
Today I went to SBI and submitted the debit card form for IOCl rupay platinum.
But while processing in system received invalid account error 😑
That mam told me you can leave I will try few more times but it seems you're not eligible for this card 😏
Now I will visit branch again when my segment will change to diamond.
Click to expand...
In your bank statement you can check currently which category you are in. Silver, gold, diamond etc. Even If you are Gold (AQB 25K) you may get platinum card, if you are lucky.
 
alanabraham said:
In your bank statement you can check currently which category you are in. Silver, gold, diamond etc. Even If you are Gold (AQB 25K) you may get platinum card, if you are lucky.
Click to expand...
Yeah I know I'm in silver but I'm holding 1lac for a month now so I thought to give a try though it should be 50k AQB.
I can understand I'm not eligible but what is invalid account error 😏
 
alanabraham said:
In your bank statement you can check currently which category you are in. Silver, gold, diamond etc. Even If you are Gold (AQB 25K) you may get platinum card, if you are lucky.
Click to expand...
Where to find this? Can you please share a screenshot?

I also submitted form today to issue Rupay Platinum (REP).

Post in thread 'All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card' https://www.technofino.in/community...ange-visa-to-rupay-credit-card.887/post-17585
 
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prc1990 said:
Submitted form to issue RP DC. Some of the highlights are listed below:

1. Bank Manager told he can't confirm if this card can be issued for my account unless checking in the system

2. He told he can't check right now and this can be checked only after closing the existing card

3. There are 42 different codes available. If RP can't be issued, another card of the existing card variant would be issued

4. As per him customer care doesn't even know the "B" of Banking (which I feel is somewhat true) but in my mind I was also thinking you guys also more and less are same.
Click to expand...
You can find your account category (Silver, Gold, Platinum etc.) in your monthly bank statement. Check top right box. You can find which segment your account belongs to.
Hope it helps.
 
prc1990 said:
Submitted form to issue RP DC. Some of the highlights are listed below:

1. Bank Manager told he can't confirm if this card can be issued for my account unless checking in the system

2. He told he can't check right now and this can be checked only after closing the existing card

3. There are 42 different codes available. If RP can't be issued, another card of the existing card variant would be issued

4. As per him customer care doesn't even know the "B" of Banking (which I feel is somewhat true) but in my mind I was also thinking you guys also more and less are same.
Click to expand...
They have option to search with SBI card code and then choose the exact card you want to apply.
 
Last edited:
StanRoute66 said:
Can you provide a list of RuPay/JCB Platinum Debit Card which can be registered on Loungekey /jcb12/ site ?
We know . UBI , SBI JCB Platinum is not registering .
Click to expand...
RuPay/JCB Platinum Debit Card issuing banks - TJSB bank, City union bank, Axis bank, PNB bank, Central Bank of India etc (i dnt know loungekey service supported or not)

I receive a reply from RuPay customer support about my loungekey service query.

First they told me to share this details -

"Hi Abhishek, please share the details in the below format.
Name:
Number:
Email ID:
Bank Name:
Card Name:
Branch:

Please share the details in the below format to resolve your query related to lounge key services. Thank you for your kind understanding."

I told them My loungekey service query is not about any specific banks, My question about all RuPay/JCB Platinum debit cards variant and all RuPay/JCB Platinum debit card issuing banks are eligible for loungekey services ?

Because not only SBI and Union bank but many other banks issuing RuPay/JCB Platinum debit card.

For example - TJSB bank, City union bank etc

I need a clear answer this RuPay/JCB Platinum debit card is provide Loungekey for International lounge services or not ?

Then i receive this reply -

"Hi Abhishek, please be informed that your respective bank has to enable the lounge key services from their end. Request you to get in touch with them for further assistance. Thank you."

You can also contact RuPay customer support on twitter - https://twitter.com/RuPay_npci
 
Last edited:
Pdajmere said:
Today I went to SBI and submitted the debit card form for IOCl rupay platinum.
But while processing in system received invalid account error 😑
That mam told me you can leave I will try few more times but it seems you're not eligible for this card 😏
Now I will visit branch again when my segment will change to diamond.
Click to expand...
Try another card.

SBI RuPay JCB Platinum debit card is eligible on all accounts.

Code: “RPJ”

Told them to search this card with code.
 
Abhishek012 said:
Try another card.

SBI RuPay JCB Platinum debit card is eligible on all accounts.

Code: “RPJ”

Told them to search this card with code.
Click to expand...
Problem is most of the branch people would find their own time to raise it, not immediately in the presence of us. Also showing their screen to the customer is against their SOPs I believe as it contains sensitive data. Very few people will probably show the screen to the customer.
 
prc1990 said:
Problem is most of the branch people would find their own time to raise it, not immediately in the presence of us. Also showing their screen to the customer is against their SOPs I believe as it contains sensitive data. Very few people will probably show the screen to the customer.
Click to expand...
@Pdajmere
Complaint on twitter -
sbi.jpg
 
Just sharing my thoughts on Rupay Cards.

Though I am happy overall by getting a Rupay Credit card from BoB, today I faced a big disappointment when I was trying to use my Rupay CC online. I was trying to book flight tickets on 'Cleartrip' today, to avail 20% discount on flights using BoB CC offer. To my shock, I found out that Cleartrip does NOT accept Rupay cards as payment method!! Because of this, I had pick another bank offer, settling with 12% discount. I also remember an incidence when I was trying to buy some Tea from GTAC's Tea Lounge in Guwahati, I saw its POS declining Rupay cards as payment method.

I am shocked to know that our own payment network does not work in the sites and POSs of our own country. A payment network can give attractive many offers. But in the end, it has to work on the basic things expected from it, one of which is acceptability. I am not expecting worldwide acceptance of Rupay Cards(though I have a great desire that it may be accepted worldwide), but I at least expect nationwide acceptance of them. I cannot roam with my pocket having only a Rupay card inside it. I have to carry a VISA card as a backup. Either Rupay should work with merchants and banks to enable near 100% acceptability, like VISA and Mastercard, or the Govt. should itself pass a mandate to force banks and merchants to accept Rupay cards, if they are accepting other payment networks. I don't think that there would be a loss to any stakeholder due to this mandate.
 
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