All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

[Abhishek012]

All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card:

NPCI is planning to launch RuPay credit cards with all credit card issuing banks in the next few years. NPCI currently focusing to get the banks ready, enabled and certified.

You should know RuPay has 3 variants of credit cards -

1) RuPay Classic (Standard/Basic card) - equivalent to Visa/mastercard classic.

2) RuPay Platinum (Premium card) - equivalent to Visa/mastercard Platinum

3) RuPay Select (Super Premium card) - equivalent to Visa Signature and mastercard World.

Edited - RuPay also have 2 types of RuPay Select card -

1) RuPay 'Select' card
2) RuPay 'Select Wellness' card

RuPay 'Select Wellness' card offer free Gym access, Spa services, Golf program, Health Check Up etc, register here - https://www.rupay.co.in/select-booking

All RuPay Credit Cards are International card, RuPay partner with Discover Financial Services, Diners club International, Pulse and Japan's JCB card network to accept worldwide.

Updated on 11th November, 2023 - Recently, some PSU banks launched RuPay's own Domestic credit cards, these cards are accepted only on RuPay card network in India and outside India.

Some RuPay Platinum Credit cards now also offer free Health Check Up, SwiggyOne membership, Urban club membership, Spa services, Gift cards of Bigbasket, Flipkart, Myntra, Nykaa, Bookmyshow movie ticket offers etc, register here - https://rupayplat.golftripz.com/#/offers

If you have RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/

Or If you have RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/

RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

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Now Before start one last and important thing, you guys should know. Banks never discrimination between Visa/mastercard vs RuPay. What does it mean ?

This means that if your Visa credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa card to RuPay then your new RuPay variant card comes by default life time free.

2nd thing, Any offers given by banks are also applicable on your RuPay credit cards too like Axis, HDFC, ICICI, SBI CARD, BOB etc 10% discount offers on Amazon and Flipkart or other e-commerce websites (Ofcourse sometimes newly launch RuPay card is not eligible for e-commerce discount offers but that doesn't mean banks discrimination between Visa/mastercard vs RuPay. It simply meaning your card is new, bank systems are not updated, wait for few months or complaint to banks they will soon fix it. In fact, newly launch Yes bank Visa & RuPay both credit cards and few months back one person told Axis Magnus Visa Credit card is not working on e-com discount offers). So i hope it's clear. All bank offers are eligible on RuPay credit cards too.

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RuPay Credit Card issuing banks and card variant list (Update till 22th May, 2022) -

1) HDFC Bank - RuPay Bharat Cashback, RuPay IndianOil, RuPay Moneyback+, RuPay Freedom New Credit card is available and already customers are getting this cards on RuPay.

Updated on 24th June, 2022 - RuPay Regalia credit card is now available, already got one user, check RuPay Regalia card image on page 21 comment section.

Updated on 17th August, 2022 - TataNeu launch 2 new RuPay Co-Branded Credit Cards from HDFC bank - TATA NEU INFINITY Card and TATA NEU PLUS Card.

Updated on 17th December, 2022 - HDFC IRCTC co-branded RuPay Credit Card launched

Updated on 3rd April, 2023 - CSC Small Business MoneyBack RuPay Credit card launched (Already one person got this card).

Updated on 22th April, 2023 - HDFC Bank Shoppers Stop Credit Card and HDFC Bank Shoppers Stop Black Credit Card launched.

Updated on 5th May, 2023 - HDFC Business MoneyBack RuPay Credit card launched (Already one person got this card).

Updated on 5th May, 2023 - HDFC Virtual only UPI RuPay credit card and Virtual only UPI RuPay Biz credit card coming soon (I think 2 variant will available, one for non-business and another one for business variant).

Updated on 22th May, 2023 - HDFC Business Regalia RuPay credit card launched (Already one person got this card).

Upcoming HDFC RuPay Credit cards - HDFC Bank Regalia First credit Card, HDFC Bank Shoppers Stop Credit Card, HDFC Bank Shoppers Stop Black Credit Card, HDFC Bank Business MoneyBack, HDFC Bank Business Regalia Credit Card (if anyone got these cards let me know in comment section and also shared the card masked pic).

Updated on 29th, March, 2024 - HDFC FirstBiz RuPay Credit Card Launched

Updated on 29th, March, 2024 - Both HDFC Indigo Credit Cards are coming soon on RuPay variant.

Apart from this cards, RuPay Millennia and RuPay Regalia credit card also available, last year HDFC bank leak this cards on RuPay but currently no customers verified got this cards on RuPay.

Some customers are also receive life time free RuPay Moneyback+ Credit card.

How to change your existing Visa/mastercard IndianOil or Moneyback+ Credit card on RuPay ?

Just send a mail to - customerservices.cards@hdfcbank.com
priorityredressal.creditcards@hdfcbank.com
grievance.redressalcc@hdfcbank.com

Already some customers verified and successfully change HDFC Visa IndianOil and Visa Moneyback+ to RuPay IndianOil and RuPay Moneyback+.

2) BOB CARD - BOB RuPay Easy, RuPay Premier, RuPay IRCTC, RuPay ICAI EXCLUSIVE, RuPay ICSI DIAMOND, RuPay CMA ONE, RuPay Varunah, RuPay Varunah Plus, RuPay Varunah Premium Credit card available.

Updated on 23th May, 2022 - 'HPCL BOB RuPay ENERGIE' Credit Card launched today.

Updated on 23th July, 2022 - BOB launch "The SENTINEL" RuPay Credit card for Assam Rifles

Updated on 24th August, 2022 - BOB launch RuPay 'Yoddha' Credit card for Indian Army

Updated on 1st September, 2022 - Snapdeal Bank of Baroda RuPay Credit card launched

Updated on 25th November, 2022 - BoB Launches RuPay ‘Rakshamah’ Credit Card Exclusively for Indian Coast Guards Personnel

Updated on 24th January, 2023 - BOB launch RuPay Vikram Credit Card

Updated on 3rd April, 2023 - BoB launch BoB BUPB "RuPay PRAGATI" Credit Card tieup with Baroda UP Gramin Bank.

Note - All BOB RuPay Credit cards are also JCB card outside India.

Currently, BOB bank offer life time free RuPay Easy and RuPay Premier credit card, Free card offer valid till 30th September, 2022, If not extended.

How to change your existing BOB Easy and Premier Credit card on RuPay ?

Just send a mail to - conversions@bobfinancial.com you will get reply within 3 working days, fill the form and submit, you will receive your BOB RuPay credit card.

Already many customers are successfully convert BOB Visa Easy and Visa Premier Credit card to RuPay.

One more thing, BOB RuPay Premier Credit card holders also get 4 free international airport lounge visits in a year (for comparison, BOB Visa Premier credit card variant only gives you access to airport lounges in India). LoungeKey link register here - https://www.loungekey.com/en/jcb11/

3) SBI CARD - SBI RuPay BPCL Platinum, RuPay SimplySAVE, RuPay JCB 'Yatra' Card, RuPay IRCTC Platinum, RuPay JCB 'Apollo' card, RuPay FBB StyleUp, RuPay Shaurya Platinum and RuPay Shaurya Select credit cards available.

Updated on 18th May, 2023 - 2 new Paytm SBI Credit card launched on RuPay JCB - Paytm SBI Credit Card and Paytm SBI Select Credit Card.

Updated on 4th Nov, 2023 - 2 new Reliance SBI Credit card launched on RuPay JCB - Reliance SBI Credit Card and Reliance SBI Prime Credit Card.

Updated on 29th, March, 2024 - SBI Titan RuPay Select credit card launched

SBI Octane BPCL RuPay JCB Select credit card launched

Apart from this cards, 2 more SBI RuPay credit cards coming soon, maybe more.

How to change your existing SBI Visa credit card to SBI RuPay credit card ?

Call SBI Card and ask for card network conversion.

4) Axis bank - Axis bank silently launch RuPay IndianOil Credit card (no official announcement yet)

Update on 7th June, 2022 - Today, Axis bank officially announced IndianOil RuPay credit card.

Updated on 5th May, 2023 - "Kiwi" launch lifetime free RuPay credit card.

Updated on 15th October, 2023 - Axis bank launched Numberless Fibe RuPay Credit Card (Fibe card number showing only on Fibe app not physical card)

Updated on 10th Jan, 2024 - Axis Myzone RuPay Credit Card launched

Updated on 10th Jan, 2024 - Axis Neo RuPay Credit Card launched

Axis Airtel RuPay Co-branded Credit Card launched

5) ICICI bank - ICICI bank officially launched ICICI RuPay Coral Credit card.

Updated on 1st August, 2022 - One person got Coral RuPay, check how to apply and RuPay Coral credit card image on page 39 comment section.

Updated on 24th July, 2023 - ICICI bank launch HPCL SuperSaver RuPay Credit Card.

Updated on 15th October, 2023 - ICICI bank launch RuPay Rubyx Credit Card

6) Yes bank - Yes bank RuPay JCB ACE Credit Card available (formerly Prosperity Rewards Plus Card).

Yes bank RuPay JCB Reserv Credit Card launched

Yes bank RuPay JCB Virtual Credit Card launched for all existing card holders

Other Yes bank Co-branded credit cards -

POP-CLUB RuPay Credit Card,
Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
Anq Pi RuPay Credit Card,
RIO RuPay Credit Card,
FREO RuPay Credit Card,
FinBooster RuPay Credit Card,
Paisabazaar Paisasave RuPay Credit Card

Updated on 24th July, 2023 - Yes bank launch Virtual only RuPay credit card

7) Federal bank - Federal bank RuPay JCB 'Signet' Credit Card available.

Apart from this card, one more Federal bank RuPay JCB Credit Card coming soon.

8) Kotak bank - Kotak bank RuPay JCB 'Veer Platinum' and RuPay JCB 'Veer Select' credit card available for defence personal.

Updated on 25th November, 2022 - Kotak launch Urbane Gold RuPay Credit Card

Updated on 17th December, 2022 - Kotak, METRO Wholesale launch Lifetime Free RuPay Credit card

Updated on 5th January, 2023 - Kotak bank launch IndianOil RuPay Credit Card

Updated on 11th June, 2023 - Kotak bank launch Myntra RuPay credit card

Updated on 15th June, 2023 - Kotak bank launch League RuPay credit card

Updated on 6th July, 2023 - Kotak bank launch Mojo RuPay credit card

Updated on 15th October, 2023 - Kotak bank virtual only RuPay Credit Card launched

Updated on 29th, March, 2024 - Kiwi Kotak RuPay Credit Card coming soon

Apart from this cards, I heard 2 more Kotak bank RuPay credit card will launch in future.

9) PNB bank - PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select Credit card available.

PNB RuPay Easemytrip RuPay Credit Card launched

Apart from this cards, 2 more PNB RuPay credit cards coming soon.

Mostly all PNB RuPay Credit cards are life time free, if you apply through PNB branch or if you use one time quarterly all PNB RuPay Platinum credit cards joining and annual fees wavier and RuPay Select credit cards annual fees wavier.

10) IDBI Bank (LIC Co-branded RuPay credit card) - IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit card available.

LIC RuPay Credit cards are currently available only for LIC policy holders and apply through LIC branch or LIC agents.

11) SBM bank (RuPay co-branded cards) - Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card available.

12) Union bank (HPCL Co-branded RuPay credit card) - Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, RuPay JCB Platinum and RuPay JCB Select credit card available.

Union bank RuPay Platinum credit cards are life time free, if you apply through Union bank branch.

Updated on 11th November, 2023 - Union bank of India Women RuPay Platinum credit card launched.

13) City Union bank - City union bank life time free RuPay credit card launched.

14) Saraswat bank - Saraswat Co-operative Bank RuPay Platinum credit card available.

Saraswat bank also offer every month 20% on utility bill amount, upto Rs. 250/- on RuPay credit card. Card apply through Saraswat bank branch only.

15) Bank of Maharastra - RuPay Platinum credit card launched.

16) Indian Oversea Bank - RuPay classic, RuPay Platinum and RuPay Select Credit card launched.

17) India Post bank - India Post bank and PNB bank launch Co-branded RuPay Platinum credit card.

18) Indian bank - RuPay Platinum, RuPay Select and RuPay Business Credit card launched.

19) Central bank of India - RuPay Platinum and RuPay Select credit card available both RuPay card now discontinued.

Updated on 10th Jan, 2024 - Central bank of India launch two new "Cent Merchant RuPay Credit Card"

20) Bank of India - SwaDhan RuPay Platinum and RuPay Platinum credit card available.

21) Canara bank - RuPay Platinum and RuPay Select credit card available.

Canara bank RuPay Platinum credit card is life time free, if you apply through branch.

Updated on 18th June, 2022 -

22) Nainital Bank - Nainital bank launch RuPay Contactless Credit card, partner with BOB bank.

This is co-branded RuPay Contactless credit card with BOB bank. You will get same benefit, you get on BOB Easy credit card.

Card holders of Nainital Bank, apply for this card.

Updated on 23th June, 2022 -

23) AU Small Finance Bank - AU Small Finance Bank RuPay Credit Cards coming soon within next 2 Quarters.

Updated on 22th April, 2023 - AU bank RuPay Business cashback credit card launched.

Updated on 1st Feb, 2024 - AU bank Instapay virtual only RuPay Credit Card launched

AU SPONT RuPay Credit Card launched

AU bank IXIGO RuPay co-branded credit card launched.

Updated on 5th January, 2023 -

24) Punjab & Sind Bank (PSB) - Launch RuPay SimplySAVE Credit card partnership with SBI Card

25) IDFC First bank - 2 new RuPay HPCL Cobranded Credit Card launched.

FIRST Power Credit Card and FIRST Power+ Credit Card.

IDFC First Earn RuPay Credit Card launched (FD based Credit Card)

Updated on 15th October, 2023 - IDFC bank virtual only RuPay Credit Card launched

26) TMB bank (Tamilnad Mercantile Bank) - TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards.

27) OneCard - OneCard launched RuPay credit cards tieup with South Indian bank and SBM bank.

28) Jupiter - Jupiter launched RuPay credit card tieup with CSB Bank

29) Freo - Freo launch Freo Yes bank RuPay credit card.

30) IndusInd Bank - RuPay Platinum Credit Card launched

Updated on 10th Jan, 2024 - Indusind bank launch ‘eSvarna’, first RuPay corporate credit card

Updated on 10th Jan, 2024 - IndusInd Bank launch ‘Samman RuPay Credit Card’

31) RBL Bank - Shoprite RuPay Credit Card launched.

32) DBS Bank -

Updated on 29th, March, 2024 - DBS Spark RuPay JCB Credit card coming soon.

 

[skvignesh]

ICICI Coral? Idk they refuse to change network... HDFC MoneyBack+ or IOCL... Axis IOCL... SBI cards u have a LOT

Icici i have mmt plat & amz pay, axis I have FK axis & select, sbi simplyclick.

Expect amaz pay others i got in recent months.

What is the charges for icici coral?

 

[Sreerag]

Icici i have mmt plat & amz pay, axis I have FK axis & select, sbi simplyclick.

Expect amaz pay others i got in recent months.

What is the charges for icici coral?

Same 499

 

[ashwinkashwink is verified member.]

Same 499

599+GST

What is the charges for icici coral?

 

[Sreerag]

599+GST

Yeah 499... I entered for coral debit card..

Surprisingly it gives u 2 lounge access that too for no spends only catch is it's 599 and can never be made ltf as it's a debit

 

[Abhishek012]

Yeah 499... I entered for coral debit card..

Surprisingly it gives u 2 lounge access that too for no spends only catch is it's 599 and can never be made ltf as it's a debit

Apply ICICI Coral debit card on RuPay variant, This card is also RuPay Platinum debit card, you will get 100 off on 500 amazon add money offer per month.

 

[Sreerag]

Apply ICICI Coral debit card on RuPay variant, This card is also RuPay Platinum debit card, you will get 100 off on 500 amazon add money offer per month.

View attachment 4684

Yes... But I prefer Visa/MC over RuPay for ICICI. their RuPay service is just horrible

 

[Abhishek012]

Yes... But I prefer Visa/MC over RuPay for ICICI. their RuPay service is just horrible

ICICI RuPay card service is best on domestic payment. No idea about foreign transaction.

Almost all private banks offered best service on RuPay card payment (ICICI, HDFC. Axis, AU bank, NSDL, Paytm, Yes bank and Few other small finance bank).

Public sector banks and other govt banks RuPay card service is horrible.

 

[Sreerag]

ICICI RuPay card service is best on domestic payment. No idea about foreign transaction.

Almost all private banks offered best service on RuPay card payment (ICICI, HDFC. Axis, AU bank, NSDL, Paytm, Yes bank and Few other small finance bank).

Public sector banks and other govt banks RuPay card service is horrible.

Idk about that. All banks of privates sector prefer Visa/MC/(DCB/AMEX) so many features we don't get
Like:
GPay linking, support for websites, no Samsung Pay and stuff like that. But for PSBs like Canara and Indian Bank and etc the fees for RuPay is low or nil and they offer various services (except SBI- for SBI choose MC)

 

[ashwinkashwink is verified member.]

Idk about that. All banks of privates sector prefer Visa/MC/(DCB/AMEX) so many features we don't get
Like:
GPay linking, support for websites, no Samsung Pay and stuff like that. But for PSBs like Canara and Indian Bank and etc the fees for RuPay is low or nil and they offer various services (except SBI- for SBI choose MC)

Which is your sbi debit card variant?

 

[Sreerag]

Which is your sbi debit card variant?

I dont have an SBI account, but from my experience and usage from friends and family I'm telling.. but i like IOCL titanium mc debit

 

[ashwinkashwink is verified member.]

but i like IOCL titanium mc debit

Which is this 🤔 😳

 

[Abhishek012]

Idk about that. All banks of privates sector prefer Visa/MC/(DCB/AMEX) so many features we don't get
Like:
GPay linking, support for websites, no Samsung Pay and stuff like that. But for PSBs like Canara and Indian Bank and etc the fees for RuPay is low or nil and they offer various services (except SBI- for SBI choose MC)

Private banks invest huge money on their servers, payment gateways, also use their own technical service provider companies etc.

That's why private bank cards give best service. Doesn't matter you have Private banks Visa/MC/(DCB/AMEX) or RuPay.

Some features like gpay, samsungpay, international transactions, EMI, Recurring payment etc currently not available on RuPay that's why Private banks prefer Visa/MC/(DCB/AMEX).

Another side, mostly all PSU banks use 3rd party servers, payment gateways, also use 3rd party technical service provider etc.

This 3rd party servers and technical service provider also charges based on their low, premium, ultra premium tiers.

Some PSU banks like Indian bank, Canara bank, PNB bank and other small govt banks choose low tier plans for all digital transactions.

Since, PSU banks mostly issue RuPay cards that's why customers even bank employees assume RuPay card service is horrible.

All Card/UPI transactions are proceed by banks. 99.99% times bank's fault for any transaction failure or refund problem etc.

You can also easily understand, why some PSU banks UPI service is horrible but some Private banks UPI service is Best of the best.

Its all depend on how much money banks invest on their digital payment products.

RuPay card have partnership with all technical service provider companies across the world.

Now the banks have to choose how much money they want to spend.

Another fact is that Visa/mastercard dnt interested to partnership with any small technical service provider companies and Visa/mastercard also dnt interested to issue cards on small banks. Visa/mastercard also charge huge money to join their network.

RuPay card is for everyone, every banks/fintech companies etc. If you have money you will get RuPay's world class service, if you dnt have money then can also join and issue RuPay cards but your bank/fintech companies service will be horrible.

 

[yolofino]

No but you can conversion to Moneyback+ RuPay credit card.

last week, one person told me, he got pre-approved Business MoneyBack Visa credit card.

Since, Business MoneyBack is not available on RuPay. So, he ask for Moneyback+ RuPay.

HDFC bank agree but he got Moneyback+ Visa then again he request for Moneyback+ RuPay and got the card.

Same thing you should also try.

View attachment 4457

I asked (escalation.cc email) and they replied this -

We would like to inform to inform you that we will be able to review your request for Rupay Moneyback plus credit card as first year free only i.e. Joining Fee : Nil, Renewal Fee: Rs.500.00 + GST. Further , renewal fee will be waived off upon spends of 50,000 in previous membership year.



We request you to revert us with your confirmation for the membership fees along with the scanned copy of duly filled and signed upgrade form which is available in below link to assist you.



https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Customer-Version-Nov2021-Diner.pdf

Should I go for this offer? Will the new card be somehow made LTF on the basis of spends or will it be annual reversal only?

@Abhishek012 which email id your contact send his request for upgrade?

 

[Abhishek012]

I asked (escalation.cc email) and they replied this -

We would like to inform to inform you that we will be able to review your request for Rupay Moneyback plus credit card as first year free only i.e. Joining Fee : Nil, Renewal Fee: Rs.500.00 + GST. Further , renewal fee will be waived off upon spends of 50,000 in previous membership year.



We request you to revert us with your confirmation for the membership fees along with the scanned copy of duly filled and signed upgrade form which is available in below link to assist you.



https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Customer-Version-Nov2021-Diner.pdf

Should I go for this offer? Will the new card be somehow made LTF on the basis of spends or will it be annual reversal only?

@Abhishek012 which email id your contact send his request for upgrade?

Here full copy paste -

As you know from my previous post that I was offered pre-approved Business MoneyBack credit card from HDFC in the month of June.

Got the card within one week I did a onetime transaction of +₹500 so that I can get the vouchers worth ₹1500. I didn't bother to chase, spend 30k in 90 days for another set of ₹1500 worth vouchers as I was given CC with no conditions LTF.

On 10th August I wrote to priorityredressal.creditcards@hdfcbank.com requesting them to change variant to Rupay or Diners. On 18th got mail offering Moneyback+ LTF Rupay, I accepted the offer and sent back scan copy of upgrade form via an email on 19th. On 21st got SMS regarding upgraded CC, on checking netbanking found that it is Moneyback+ VISA. I immediately wrote back. On 22nd Moneyback+ VISA got dispatched from Chennai. On 23rd Moneyback+ Rupay got issued, dispatched on the same day from Noida. Received both CC's one day after the other.

Last thing he told on 1st, sept, 2022, "Just awhile ago received ₹1500 worth voucher, which I redeemed for Amazon GV."

 

[yolofino]

Here full copy paste -

As you know from my previous post that I was offered pre-approved Business MoneyBack credit card from HDFC in the month of June.

Got the card within one week I did a onetime transaction of +₹500 so that I can get the vouchers worth ₹1500. I didn't bother to chase, spend 30k in 90 days for another set of ₹1500 worth vouchers as I was given CC with no conditions LTF.

On 10th August I wrote to priorityredressal.creditcards@hdfcbank.com requesting them to change variant to Rupay or Diners. On 18th got mail offering Moneyback+ LTF Rupay, I accepted the offer and sent back scan copy of upgrade form via an email on 19th. On 21st got SMS regarding upgraded CC, on checking netbanking found that it is Moneyback+ VISA. I immediately wrote back. On 22nd Moneyback+ VISA got dispatched from Chennai. On 23rd Moneyback+ Rupay got issued, dispatched on the same day from Noida. Received both CC's one day after the other.

Last thing he told on 1st, sept, 2022, "Just awhile ago received ₹1500 worth voucher, which I redeemed for Amazon GV."

Got it. Thanks.

Have emailed them again for spend-based LTF (not just annual reversal). If they don't agree, will try again after few months of usage.

 

[Abhishek012]

Spoon launch RuPay Platinum Credit card partnership with Bank of Maharashtra:​

Official app:

Spoon - Apps on Google Play

Spoon brings easy access to credit to millennials & GenZ.

play.google.com

Official Website:

Spoon | Spoon brings financial innovation and opportunity to Gen Z.

Spoon presents the path to building credit history like no other - Exclusively for Young Millennials & GenZ. We use modern tech to enable you to build secure credit, stay away from unnecessary debt, and help with responsible spends.

www.spoon.money

 

[ashwinkashwink is verified member.]

Spoon launch RuPay Platinum Credit card partnership with Bank of Maharashtra:​

Official app:

Spoon - Apps on Google Play

Spoon brings easy access to credit to millennials & GenZ.

play.google.com

Official Website:

Spoon | Spoon brings financial innovation and opportunity to Gen Z.

Spoon presents the path to building credit history like no other - Exclusively for Young Millennials & GenZ. We use modern tech to enable you to build secure credit, stay away from unnecessary debt, and help with responsible spends.

www.spoon.money

View attachment 4795

Hi @Abhishek012 Bhai also Visa Card available including Rupay 😀

 

[Abhishek012]

Hi @Abhishek012 Bhai also Visa Card available including Rupay 😀
View attachment 4798

Launching k time toh sirf RuPay Credit Card he bataya. Visa k pics tha nahi.

 

[Sreerag]

Spoon launch RuPay Platinum Credit card partnership with Bank of Maharashtra:​

Official app:

Spoon - Apps on Google Play

Spoon brings easy access to credit to millennials & GenZ.

play.google.com

Official Website:

Spoon | Spoon brings financial innovation and opportunity to Gen Z.

Spoon presents the path to building credit history like no other - Exclusively for Young Millennials & GenZ. We use modern tech to enable you to build secure credit, stay away from unnecessary debt, and help with responsible spends.

www.spoon.money

View attachment 4795

Atleast bom did something to keep up... Their bank is the worst I'm telling u. Full FBI security with 2 passwords and 6 otps for a transaction of 1000rs lol

 

[SoggypastA]

BOB RuPay Premier is RuPay Select variant card.

You will also see here, when you registered on loungeKey, here clearly mentioned (RuPay/JCB Select Credit Card) - https://www.loungekey.com/en/jcb11/

Bob answered finally 😅