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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

Apply For Lifetime Free IDFC First Credit Card
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Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • BOB TIARA RuPay Credit Card

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
  • SBI-Karnataka Bank partnership SimplySAVE RuPay
  • SBI-Karnataka Bank partnership Prime RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay) and ICICI Sapphiro RuPay Credit Card

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
    • Kredit.pe SBM Bank RuPay Credit Card, Mobikwik SBM Bank RuPay Credit Card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
  • Bank of India-
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
    • RuPay Platinum, RuPay Bharat Platinum and RuPay Select Credit Card
  • Canara Bank - RuPay Platinum and RuPay Select credit card
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo
  • Utkarsh Small Finance Bank - SmartGen RuPay Credit Card and SuperMoney app SuperCard RuPay Credit Card.

How to Switch from Visa/Mastercard to RuPay​

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
Last edited:
Apply For LTF AU LIT Credit Card
Abhishek012 said:
Mere baat ki koi value nhi yaha. Jab se technofino join kiya hu tab se chilla chilla k bol raha hu. 🤣🤣

RuPay Select is equivalent to Visa Signature.

Jo bhi Visa card signature me hoga woh RuPay Select me aayega.
Click to expand...
I know you told earlier but I just asked bob on twitter cause nowhere else it is documented except the lounge key.
 
Bank of Baroda RuPay Business Credit cards will launch tomorrow. I know no one will interested on RuPay Business credit cards, bas news the bol diya. 🤣🤣
 
Abhishek012 said:
Bank of Baroda RuPay Business Credit cards will launch tomorrow. I know no one will interested on RuPay Business credit cards, bas news the bol diya. 🤣🤣
Click to expand...
For business ofcourse MasterCard is the best... Settlement and stuff and acceptance also matters. RuPay me kya hai lol
 
Sreerag said:
For business ofcourse MasterCard is the best... Settlement and stuff and acceptance also matters. RuPay me kya hai lol
Click to expand...
This is just the beginning, all payments are settled by NPCI in India. That's why mastercard/Visa etc are going crazy to apply for NUE license from RBI.

Mastercard was available from last 30-40 decades, that's why mastercard acceptance is best but RuPay will also accept everywhere in India and Internationally within a decades.

Mastercard serve only big private/govt corporate businesses, RuPay will server all small and mid segment business + NPCI also give backend support for all small, mid and new fintech companies.

In short, Visa/Mastercard bas chote se talab (Pond) aur nadi (River) ko serve karta hai but RuPay card, India k pure bade se samundar (Ocean) ko sambhalta hai.
 
Abhishek012 said:
This card is for women's only right ? I think HDFC Solitaire is not available on RuPay.
Click to expand...
yes. Thanks for the info.

i don't want to close the card as it's the oldest one my wife have.

kindly suggest ways to be beneficial, as it's not a LTF card. need to meet annual fee waiver.
 
Mogul said:
yes. Thanks for the info.

i don't want to close the card as it's the oldest one my wife have.

kindly suggest ways to be beneficial, as it's not a LTF card. need to meet annual fee waiver.
Click to expand...
Send the Card upgrade form to Chennai with income docs, your card will get upgraded to higher variant and the long credit history will continue with upgraded card.
 
Mogul said:
yes. Thanks for the info.

i don't want to close the card as it's the oldest one my wife have.

kindly suggest ways to be beneficial, as it's not a LTF card. need to meet annual fee waiver.
Click to expand...
Apply 2nd HDFC credit card from TATA Neu app. choose RuPay variant.
 
Abhishek012 said:

Spoon launch RuPay Platinum Credit card partnership with Bank of Maharashtra:​

Official app:
play.google.com

Spoon - Apps on Google Play

Spoon brings easy access to credit to millennials & GenZ.
play.google.com play.google.com
Official Website:
www.spoon.money

Spoon | Spoon brings financial innovation and opportunity to Gen Z.

Spoon presents the path to building credit history like no other - Exclusively for Young Millennials & GenZ. We use modern tech to enable you to build secure credit, stay away from unnecessary debt, and help with responsible spends.
www.spoon.money www.spoon.money

View attachment 4795
Click to expand...
Officially launched pic, i think only RuPay variant available. Spoon is elated to announce the launch of India’s first RuPay powered credit card for GenZ & Millennials in partnership with Bank of Maharashtra at Global Fintech Fest. -

1663903406381.jpg
 
Abhishek012 said:
Mere baat ki koi value nhi yaha. Jab se technofino join kiya hu tab se chilla chilla k bol raha hu. 🤣🤣
Click to expand...
Aap ke baat ki bahut value hai bhai. Wohi sun Kar Maine BOB card apply kya tha our visa de Diya haha.

BTW on your suggestion, I am still emailing and sending tweets to them to change the variant but getting the same copy-paste reply that they cannot do it for a year. Let's see.
 
BMR said:
Aap ke baat ki bahut value hai bhai. Wohi sun Kar Maine BOB card apply kya tha our visa de Diya haha.

BTW on your suggestion, I am still emailing and sending tweets to them to change the variant but getting the same copy-paste reply that they cannot do it for a year. Let's see.
Click to expand...
Jab bataya tha tab hota tha, pure approx 1 year tak hua email kar k. lagta hai log misuse karne lage isiliye bank ne yeh timeline set kar diya.
 
is the problem sorted now or not @ashwink @TechnoFino @Batmanbaba
Abhishek012 said:
Yeh BOB RuPay JCB Credit Card and Croma k bich kya drama chal raha hai yehi log jane. 🤦‍♂️🤦‍♂️

BOB replied on BOB RuPay Croma discount offers - "We wish to inform you that the card BIN is integrated at Croma’s platform and other merchant site. The issue could be a technical glitch. We therefore request you to retry for the transactions".

"Everyone must retweet and tag "@ bobcreditcard" on twitter and told them to investigate on this matter because BOB RuPay CC discount is not working everytime on Croma website, whenever BOB CC give discount offers on Croma. Also told them everyone is facing this problem".
Click to expand...
 
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