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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.


RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • BOB TIARA RuPay Credit Card

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
  • SBI-Karnataka Bank partnership SimplySAVE RuPay
  • SBI-Karnataka Bank partnership Prime RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay) and ICICI Sapphiro RuPay Credit Card

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
    • Kredit.pe SBM Bank RuPay Credit Card, Mobikwik SBM Bank RuPay Credit Card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
  • Bank of India-
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
    • RuPay Platinum, RuPay Bharat Platinum and RuPay Select Credit Card
  • Canara Bank - RuPay Platinum and RuPay Select credit card
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo
  • Utkarsh Small Finance Bank - SmartGen RuPay Credit Card and SuperMoney app SuperCard RuPay Credit Card.


How to Switch from Visa/Mastercard to RuPay

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
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(Upcoming) Amazon - 10% off upto Rs500 on RuPay Credit card & upto Rs250 on RuPay Debit card:

17th -23rd Oct 2022.​


(Upcoming) EaseMyTrip - 14% off on Domestic Flights & 10% off on INTL flights using RuPay Credit Cards:

19th-23rd October 2022.



ITC Store - 20% off on min purchase value of Rs. 899 using RuPay cards:

Valid till 31st October 2022



More Festival RuPay card offers - https://www.rupay.co.in/rupay-festive-carnival

(Upcoming) Amazon - 10% off upto Rs250 on RuPay Debit card & 10% upto Rs500 on RuPay Credit card:

17th -23rd Oct 2022.​


(Upcoming) EaseMyTrip - 14% off on Domestic Flights & 10% off on INTL flights using RuPay Credit Cards:

19th-23rd October 2022.



ITC Store - 20% off on min purchase value of Rs. 899 using RuPay cards:

Valid till 31st October 2022



More Festival RuPay card offers - https://www.rupay.co.in/rupay-festive-carnival
 
Amazon - Kotak bank RuPay credit card - Double discount you will get 10% upto Rs1750 off and Kotak bank RuPay credit card EMI transactions 10% upto Rs2000 off -

Kotak bank RuPay credit card users get double discount offer - Kotak bank offer + RuPay card offer.

kotak cc.jpg
Use you Kotak bank Kotak bank Veer Platinum and Veer select credit cards.

sxdtrt.jpg
 
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Reactions: AsB
Hi all
I am trying to register my BOB JCB premier credit card for loungekey account , tried multiple times always throws an error "please enter a valid payment card number associated with Loungekey". I have just received the card the couple of days back. International transactions are enabled for my card but still I couldn't get my card validated. Is anyone else facing the same issue? Let me know what else should I try in order to get registered successfully for the loungekey.
Thanks
 

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BOB RuPay 'Rakshamah' Credit Card Exclusively for Indian Coast Guards Personnel -

ICG RakshamahCardFront.jpg
Apply link - https://www.bobfinancial.com/ICGRakshamah-card.jsp

  • Complimentary 6 Months FITPASS Pro Membership worth ₹15000. Know More.
  • 1000 Reward Points on Card Activation within 30 days
  • 12 Months Amazon Prime Membership on spends of at least ₹1 Lakh, within 90 days of issuance. Know More.
  • 5X i.e. 10 Reward Points for every ₹100 spent on Grocery & Departmental Stores.
  • 2 Reward Points for every ₹100 spent in Other Categories.
  • 8 Complimentary Airport Lounge access per calendar year (2 per quarter)#.
  • 4 Complimentary Golf Lessons/Games per calendar year (1 per quarter)#. Know More.
  • Pay safely with contactless card. Know More.
 
Kotak launch Urbane Gold RuPay Credit Card, 4 free PVR tickets & more:

Apply:

dxtdrtdr.jpg

Earn 3 Reward Points
Enjoy Reward Points on spends done against every Rs.100/- spent.

Urbane Shield
Insure your Credit Card and get cover upto Rs.50,000 incase of theft or loss.

Add-on Card
Get an add-on card and enjoy added benefits with it.

Free PVR tickets or Reward points
Avail Free PVR Tickets and many more rewards such as redemption on airmiles, air tickets, recharges etc.

Milestone Feature

Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • Redemption Option 1:
    • PVR tickets can be used for any day and any show and are transferrable
    • Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
    • You can claim your PVR tickets within 3 months after the program period gets over

  • Redemption Option 2:
    • Reward points will be credited in the next billing cycle
    • Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
    • You can claim your reward points within 3 months after the program period gets over
 
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Kotak launch Urbane Gold RuPay Credit Card, 4 free PVR tickets & more:

Apply:

View attachment 7187

Earn 3 Reward Points
Enjoy Reward Points on spends done against every Rs.100/- spent.

Urbane Shield
Insure your Credit Card and get cover upto Rs.50,000 incase of theft or loss.

Add-on Card
Get an add-on card and enjoy added benefits with it.

Free PVR tickets or Reward points
Avail Free PVR Tickets and many more rewards such as redemption on airmiles, air tickets, recharges etc.

Milestone Feature

Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • Redemption Option 1:
    • PVR tickets can be used for any day and any show and are transferrable
    • Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
    • You can claim your PVR tickets within 3 months after the program period gets over

  • Redemption Option 2:
    • Reward points will be credited in the next billing cycle
    • Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
    • You can claim your reward points within 3 months after the program period gets over
Checked website and found that 1000 points equal 100 rupees. So spend 33,333 for 100 rupees worth of points. Seems very less rewarding right? Or am I miscalculating.
 
Kotak launch Urbane Gold RuPay Credit Card, 4 free PVR tickets & more:

Apply:

View attachment 7187

Earn 3 Reward Points
Enjoy Reward Points on spends done against every Rs.100/- spent.

Urbane Shield
Insure your Credit Card and get cover upto Rs.50,000 incase of theft or loss.

Add-on Card
Get an add-on card and enjoy added benefits with it.

Free PVR tickets or Reward points
Avail Free PVR Tickets and many more rewards such as redemption on airmiles, air tickets, recharges etc.

Milestone Feature

Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • Redemption Option 1:
    • PVR tickets can be used for any day and any show and are transferrable
    • Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
    • You can claim your PVR tickets within 3 months after the program period gets over

  • Redemption Option 2:
    • Reward points will be credited in the next billing cycle
    • Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
    • You can claim your reward points within 3 months after the program period gets over
Any way to convert existing Visa one 😁
 
Hi all
I am trying to register my BOB JCB premier credit card for loungekey account , tried multiple times always throws an error "please enter a valid payment card number associated with Loungekey". I have just received the card the couple of days back. International transactions are enabled for my card but still I couldn't get my card validated. Is anyone else facing the same issue? Let me know what else should I try in order to get registered successfully for the loungekey.
Thanks
I am also getting same issue with SBI Rupay JCB platinum debit card.
 
If HDFC MoneyBack+ on RuPay starts supporting CC UPI, I will ask HDFC to convert my Business MoneyBack (MasterCard) to MoneyBack+ (RuPay).
 
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