Alternatives to CRED for auto fetching credit card bills

[raniphore]

I have been using CRED for quite some time and have accumulated 30lakh+ coins. Recently I have observed that I am not getting any cashback on credit card payments. Earlier out of 5 spins in any one spin used to get at least 2-3 rs cashback, but now consistently I am getting coins and no cashback. I am thinking of deleting my cred account. Only thing stopping me is that it used to seamlessly read the statements and remind me of the credit cards due date and bill amount. I have 19 cards and it is difficult for me to remember the due dates of every card and check the bill manually. Any suggestion of other apps(iOS) which would serve my purpose?

 

[Wealth is my birth right!]

It is like not deleting the original message ...just option is there to dismiss the message from useful card ...just long press the message card and then select dismiss...message removed from useful tab but it will remain in inbox...
▪︎For amex message or let it be other bank-Its not selecting the whole message.App is just selecting Bank name, card digit available in message,total Due amount and due date nothing other than this.

Got it
Is it s20 spl feature or android all do it
Being into iOS from last 6 yrs so got addicted to that

 

[RkrRkr is verified member.]

Got it
Is it s20 spl feature or android all do it
Being into iOS from last 6 yrs so got addicted to that

I think this of samsung message app feature not linked with phone model.This feature is available in most of the midrange to premium samsung phones...

 

[hardeep1singh]

Get rid of CRED and move to CHEQ. Similar service but you get 1% cashback points on every payment which you can redeem asap. I've been using it for 2 months now.

It tracks billing dates in the same way as cred but personally everytime I get a new card, i call the bank and move the billing date to 1st of the month. All my cards have the same billing date.

 

[NIKHILIRM]

I have been using CRED for quite some time and have accumulated 30lakh+ coins. Recently I have observed that I am not getting any cashback on credit card payments. Earlier out of 5 spins in any one spin used to get at least 2-3 rs cashback, but now consistently I am getting coins and no cashback. I am thinking of deleting my cred account. Only thing stopping me is that it used to seamlessly read the statements and remind me of the credit cards due date and bill amount. I have 19 cards and it is difficult for me to remember the due dates of every card and check the bill manually. Any suggestion of other apps(iOS) which would serve my purpose?

Hey,
Same happed with me. I too have 20lac + coins but are of no use.
So I started using "CHEQ" which is giving flat 1% cashback on paying credit card bills.
Here is the link if you want to use.

‎CheQ: Credit Bill Payments

‎Unleash the power of credit with India’s most rewarding credit management platform - CheQ. With CheQ, managing your credit life is as easy as ever, and guess what? You get rewarded for it too. For every bill you pay, we toss 1% back at you as CheQ Chips. Hop on to the new wave of credit...

app.cheq.one

 

[naviworks]

I use tick tick app (not tick tock👽) it reminds you and will be in your notification till you complete the job✅✅

 

[raniphore]

Get rid of CRED and move to CHEQ. Similar service but you get 1% cashback points on every payment which you can redeem asap. I've been using it for 2 months now.

It tracks billing dates in the same way as cred but personally everytime I get a new card, i call the bank and move the billing date to 1st of the month. All my cards have the same billing date.

I dont keep the billing dates of every card to 1st of month since it means I have to pay all of them in the same month. I keep some post month mid so that they can be paid with next month's salary.

 

[raniphore]

Hey,
Same happed with me. I too have 20lac + coins but are of no use.
So I started using "CHEQ" which is giving flat 1% cashback on paying credit card bills.
Here is the link if you want to use.

‎CheQ: Credit Bill Payments

‎Unleash the power of credit with India’s most rewarding credit management platform - CheQ. With CheQ, managing your credit life is as easy as ever, and guess what? You get rewarded for it too. For every bill you pay, we toss 1% back at you as CheQ Chips. Hop on to the new wave of credit...

app.cheq.one

Thanks brother. I am downloading cheq now. Is there any referral bonus or such ?

 

[kochiro]

Why not just change the billing date of all cards

 

[visvin]

It's Just one time set up of recurring calendar entry on the payment date with reminders starting 3 days prior. No need to share same details with any apps. Use the snooze button in Gmail or outlook when you get the email to show the statement email again

 

[CyberPsych]

I hav

Though its little bit weird but still sharing...

I use Message app of Samsung S20 device for this purpose..Whatever Billing message i have received for Card dues ....its automatically arrange it in useful cards ,in ascending order of payment ,,I just refer it to know the exact bill payment due date and if i am paying the card due mannualy then after paying i just delete the message from that section...(Never failed till now).It has offers and finances section too..

Though i have CRED app too, but only opening at time of making payment after refering my useful cards feauture of my Samasung Message App.


No data,no Ads,No internet,No unnecessary permissions...fully traditional😃😃😃😃😃😃😃😃😃.

Screenshot attached for reference.

I have S21FE and the message app is simple. Can you help me how to set it up like this?

 

[PraveenDeg]

Why people remember different statment dates , i have only one date for all my credit card. My all credit card bill generated on 1 day of every month. You can also change your statment date by calling customer care!

 

[John Since]

Once every credit card company onboards to BBPS, these apps are not needed and the bill we be automatically generated on the mobile number.
Right now only BOB and Kotak are on it. Hope everyone gets on it soon.

 

[CyberPsych]

E

BBPS

Expansion pls

 

[John Since]

E

Expansion pls

Bharat Bill Payment System

 

[Sandy Singh]

Twice a month, I visit every CC/Bank app to cross verify if I have paid or not !

I do it every 5 days just to be sure 😂

 

[netsec]

Allowing email account permission to any app isn’t recommended and a bad practice.

These apps do claims that they do not read and store any email data but in reality they pull and sell your info on the dark web. Better to stay away from these apps and make a schedule of your payment or set reminder like other group members suggested.

 

[Sonic Investor]

I use Microsoft's SMS Organiser app. It straight away puts in reminders based on the text message received.

 

[vaibhav111vaibhav111 is verified member.]

Got it
Is it s20 spl feature or android all do it
Being into iOS from last 6 yrs so got addicted to that

it there on my s22 too, messaging app, 3 dot on left side, edit category, now for me it won't work cause mys22 is my work phone and SMS arrive on iPhone. it a good feature though.

 

[vaibhav111vaibhav111 is verified member.]

i use ios default reminder app and pay in 1st week and 3rd week in bulk , even though i have 15cc and i use around 3-5 max. so it very easy to pay for all the cards i know i have used and i have excel with all the bills generation and due date and fees reversal date and more as a excel, and pay through HDFC bills and pay for 1% CB.

 

[CyberPsych]

it there on my s22 too, messaging app, 3 dot on left side, edit category, now for me it won't work cause mys22 is my work phone and SMS arrive on iPhone. it a good feature though.

Ah yes category, so its manual. Not automatic categorisation