Amazon Gift Card - 5% Cashback SBI Cashback Credit Card

[harsh42s]

From where to buy Amazon Pay GC to get 5% SBI Cashback? I have an upcoming payment of INR 103,000 - planning to accumulate vouchers to make this payment. Thank you in advance.

 

[BhaiyaJi]

I have an upcoming payment of INR 103,000

Single payment fo more than a lakh? Afaik pay balance is allowed up to 1L.

 

[tops3y]

If you have Amex MRCC, Maximize is probably the best place to buy Amazon vouchers - No Denomination issue or surcharge. I don't see any benefit of using MRCC on Rewards Multiplier anymore.

I just completed my 4 transactions right now, only 4 vouchers and 4 loads in Amazon. No more INR 250 hassles

For Amex Platinum, I was buying Myntra GVs from Maximize and I am getting 10k GV at 9450. However in Magicpin, I am getting at 9393.
So wanted to know if we earn points and the Milestone reward gets counted if we do transactions in Magicpin.
Merchant name was CASHFREEPROF .
TIA

 

[ritziveer]

Single payment fo more than a lakh? Afaik pay balance is allowed up to 1L.

Nothing like that. I have paid 2.5L

 

[Sobirvs]

Nothing like that. I have paid 2.5L

so our apay bal can be above 1L?

Amazon has dedicated FAQ page where they say 2 things.
1. Insurance payment above 1L won't be processed. In this case, problem is our Apay GV will be stuck in case if they don't process.
2. If they indeed do allow above 1L, is there any processing fees for let's say above 1L trxn for hdfc life insurance payment or LIC??

 

[ritziveer]

so our apay bal can be above 1L?

Amazon has dedicated FAQ page where they say 2 things.
1. Insurance payment above 1L won't be processed. In this case, problem is our Apay GV will be stuck in case if they don't process.
2. If they indeed do allow above 1L, is there any processing fees for let's say above 1L trxn for hdfc life insurance payment or LIC??

I made the payment last year in March. Maybe I need to see the updated thing. I'll try this year also to get more vouchers. Last year it was easy.

 

[ritziveer]

so our apay bal can be above 1L?

Amazon has dedicated FAQ page where they say 2 things.
1. Insurance payment above 1L won't be processed. In this case, problem is our Apay GV will be stuck in case if they don't process.
2. If they indeed do allow above 1L, is there any processing fees for let's say above 1L trxn for hdfc life insurance payment or LIC??

If possible share the link. The wallet can have more balance as gift vouchers. the limit is adding money to the wallet. Not GV. Last year I paid for HDFC Life insurance only. 2.5L

 

[ritziveer]

so our apay bal can be above 1L?

Amazon has dedicated FAQ page where they say 2 things.
1. Insurance payment above 1L won't be processed. In this case, problem is our Apay GV will be stuck in case if they don't process.
2. If they indeed do allow above 1L, is there any processing fees for let's say above 1L trxn for hdfc life insurance payment or LIC??

I have checked in Amazon just now. For 2.5L HDFC Life insurance, it's giving me the option to pay with an amazon wallet. But as of now, I don't have a sufficient balance. If I pay with Amazon ICICI credit card the convenience fee is 3K. So you can pay insurance >1Lakh

My Brother has paid his insurance with my Amazon ICICI and got 2% back.

 

[Sobirvs]

I have checked in Amazon just now. For 2.5L HDFC Life insurance, it's giving me the option to pay with an amazon wallet. But as of now, I don't have a sufficient balance. If I pay with Amazon ICICI credit card the convenience fee is 3K. So you can pay insurance >1Lakh

My Brother has paid his insurance with my Amazon ICICI and got 2% back.

I don't want to use apay card. I want to use hdfc card actually, and don't want the pain of convinience. I have few LIC payments coming soon.

Can u load more than 1L via GV's on amazon and then pay a bill (if u have to) and post proof? That way we all can get assurance that all will be fine if we do that too.

 

[BhaiyaJi]

My Brother has paid his insurance with my Amazon ICICI and got 2% back.

Now we have to pay 1% fees on more than 50k utility spends

 

[ritziveer]

Now we have to pay 1% fees on more than 50k utility spends

When will we be charged. I don’t see any extra charge for the insurance transaction other than the convenience fee at the time of payment.

 

[BhaiyaJi]

When will we be charged. I don’t see any extra charge for the insurance transaction other than the convenience fee at the time of payment.

Thats ICICI policy so mostly at the time of bill generation.

 

[ritziveer]

Thats ICICI policy so mostly at the time of bill generation.

Bill got generated. That’s what I am saying. There is no extra charge.

 

[BhaiyaJi]

Bill got generated. That’s what I am saying. There is no extra charge.

How much did you spent on utilities last month?

 

[ritziveer]

How much did you spent on utilities last month?

The insurance for 2.5L + Convenience is the only bill. I have uploaded the statement.

 

[Rahul Gulati]

Okay guys, today I transacted on Maximize and noticed that the merchant name is changed from
RAZ*Maximize to RAZ*Maximize Pay Solut Bengaluru.

Called up axis bank and they confirmed the MCC as 5399, then tried SBI Cashback it showed the same on the chat.

If any one can do one transaction on Swiggy HDFC and confirm if we are getting cashback now since the merchant name has changed?

 

[ritziveer]

I don't want to use apay card. I want to use hdfc card actually, and don't want the pain of convinience. I have few LIC payments coming soon.

Can u load more than 1L via GV's on amazon and then pay a bill (if u have to) and post proof? That way we all can get assurance that all will be fine if we do that too.

As you can see it is allowing me to add up to 98850. I thought of adding it for your sake. But now if I add through credit Apay it's asking for a convenience fee. That's why I didn't add.

 

[Sobirvs]

As you can see it is allowing me to add up to 98850. I thought of adding it for your sake. But now if I add through credit Apay it's asking for a convenience fee. That's why I didn't add.

Hmm, so it means they do allow you to add above 1L but if u do above 1L u will be charged conv fee + when u pay the insurance they might charge you fee there too, or may be not and there is still no guarantee that they will process the insurance after that..

not very convenient. Thanks though for adding this much. I hope you have bills to pay for that kind of amount and your GV's don't go to waste.

I appreciate you going through that trouble to show it to us, thanks again buddy.

 

[ritziveer]

Hmm, so it means they do allow you to add above 1L but if u do above 1L u will be charged conv fee + when u pay the insurance they might charge you fee there too, or may be not and there is still no guarantee that they will process the insurance after that..

not very convenient. Thanks though for adding this much. I hope you have bills to pay for that kind of amount and your GV's don't go to waste.

I appreciate you going through that trouble to show it to us, thanks again buddy.

I’ll try to make it 2.5L and pay my insurance and send screenshot in march. I think convenience fee will be there from now for wallet load by credit cards. Only net banking is free I think. If possible please confirm this.

 

[Sobirvs]

I’ll try to make it 2.5L and pay my insurance and send screenshot in march. I think convenience fee will be there from now for wallet load by credit cards. Only net banking is free I think. If possible please confirm this.

afaik, the only thing free is gift card addition.

Adding money directly via cc always had convenience fee and this has nothing to do with 1L limit.