Amazon pay ICICI card limit

[s1t2y3a3m6]

Yes, My APay got 4.4L and Coral got stuck at 1.1L.

You can make both cards limit same by asking ICICI

 

[Riya]

Yes, My APay got 4.4L and Coral got stuck at 1.1L.

but it won't increase your overall limit... your total limit on ICICI cards would remain same, i.e, 4.4L ....
moreover, what's the use of coral card btw... most of us carry it just bcoz it's the oldest card....

 

[SSV]

but it won't increase your overall limit... your total limit on ICICI cards would remain same, i.e, 4.4L ....
moreover, what's the use of coral card btw... most of us carry it just bcoz it's the oldest card....

Apay cc limit is separately reported than other gem cards
All gem cards are one account..
Each cobranded card has each different account and reported individually..

 

[Riya]

Apay cc limit is separately reported than other gem cards
All gem cards are one account..
Each cobranded card has each different account and reported individually..

yeah its reported separately but I think the limit is still shared on whatever is the highest....
ICICI also reports the Rupay card's limit separately then gem cards and APay cards...
So according to ICICI, my limit is 5L but according to credit report my limit is 15L just from ICICI cards 😁

 

[SSV]

yeah its reported separately but I think the limit is still shared on whatever is the highest....
ICICI also reports the Rupay card's limit separately then gem cards and APay cards...
So according to ICICI, my limit is 5L but according to credit report my limit is 15L just from ICICI cards 😁

Which Rupay card you have?

 

[LimaT]

but it won't increase your overall limit... your total limit on ICICI cards would remain same, i.e, 4.4L ....
moreover, what's the use of coral card btw... most of us carry it just bcoz it's the oldest card....

Yeah, But I was kept it for ICICI Bank offers, But Recently got Rubyx Dual Variant, So will close it. I got APay first, so that is my oldest card.

 

[Riya]

Which Rupay card you have?

Coral Rupay card....

 

[SSV]

Coral Rupay card....

Coral Rupay card is a gemstone card and won’t be reported as a separate card in CIBIL..
It is combined with your normal coral card if you have any

 

[Riya]

Coral Rupay card is a gemstone card and won’t be reported as a separate card in CIBIL..
It is combined with your normal coral card if you have any

Nope... In my view your card section, the gemstone cards, i.e., sapphire, coral visa are shown together... APay in another section and Coral Rupay differently...

 

[SSV]

Nope... In my view your card section, the gemstone cards, i.e., sapphire, coral visa are shown together... APay in another section and Coral Rupay differently...

Have you checked your cibil?

 

[Riya]

Have you checked your cibil?

cibil shows card variant too?? 😉

 

[0xfallup]

Yes, My APay got 4.4L and Coral got stuck at 1.1L.

match it via X

 

[SSV]

cibil shows card variant too?? 😉

Are we side tracking here???

Is your coral rupay shown as a separate account than your coral, sapphiro account??

Amazon pay will have its own account in cibil report..

Now just answer to the question pls..

Have you checked your cibil?

 

[Riya]

Are we side tracking here???

Is your coral rupay shown as a separate account than your coral, sapphiro account??

Amazon pay will have its own account in cibil report..

Now just answer to the question pls..

Have you checked your cibil?

yeah... It's showing 3 ICICI cards in cibil (Coral, APay & Coral Rupay).... just checked in recent cibil report.... rechecked with their date of issuance...

 

[lalaram]

ICICI usually doesn't offer LE to Amazon Pay ICICI Credit Card holders, so this is normal.

Since you already have a higher limit on other ICICI Cards, you can try requesting ICICI to match those limits on your Amazon Pay ICICI Credit Card because it's a shared limit.

Thank you for suggestion, I will contact the customer support.

 

[lalaram]

It's pretty surprising... ICICI is very liberal in limit enhancements... I also got my APay card around april 2021 with limit of 30k only... But it was gradually increased to 5L till last year and I'm expecting another LE this year too...
Just check your imobile app and in that see the manage limits section.... May be you have been provided enhancement but hasn't availed it

I have checked it, this card never had an option to increase the limit.

 

[SSV]

yeah... It's showing 3 ICICI cards in cibil (Coral, APay & Coral Rupay).... just checked in recent cibil report.... rechecked with their date of issuance...

Okay , this is very strange ..talk to icici..
How did you get your coral rupay???

I have got these ICICi cards opened in this order
1) Coral visa
2) Apay
3) Coral Rupay from.imbile app pre approved
4) Coral amex

I got only two accounts reported in cibil..

One for all coral family
And
One for Apay.

And as far I know ,for most of the people they got same scenario.
Yours seemed different.
All the best

 

[yusuf646]

yeah... It's showing 3 ICICI cards in cibil (Coral, APay & Coral Rupay).... just checked in recent cibil report.... rechecked with their date of issuance...

It's strange.... What about monthly statements?? You get 3 or 2?

 

[imdjay]

Okay , this is very strange ..talk to icici..
How did you get your coral rupay???

I have got these ICICi cards opened in this order
1) Coral visa
2) Apay
3) Coral Rupay from.imbile app pre approved
4) Coral amex

I got only two accounts reported in cibil..

One for all coral family
And
One for Apay.

And as far I know ,for most of the people they got same scenario.
Yours seemed different.
All the best

I believe I will have 4 entries in my CIBIL. last month I got Rubyx Dual variant and this month Emeralde which are yet to be reported. both will have separate accounts from my earlier Platinum and APay card accounts.
Had confirmed this yesterday with ICICI team, they said I have now total 4 Credit card accounts. Receiving 3 card statements. EPM statement yet to be generated.

 

[Riya]

Okay , this is very strange ..talk to icici..
How did you get your coral rupay???

I have got these ICICi cards opened in this order
1) Coral visa
2) Apay
3) Coral Rupay from.imbile app pre approved
4) Coral amex

I got only two accounts reported in cibil..

One for all coral family
And
One for Apay.

And as far I know ,for most of the people they got same scenario.
Yours seemed different.
All the best

coral rupay was pre-approved... got it this year itself....
and the other coral visa was also pre-approved but in 2020...
well talking to ICICI might mess up the case here... since I'm contended with the cards, don't see any use talking about this issue