Amex Gyftr issue

[Shrinit Padwal]

I had done some txns on 23rd on amex reward multiplier for Gold card(6x1000). Till yesterday they were showing in pending, today everything is blank from morning. CC is saying merchant(amex Gyftr) hasn't claimed transaction hence isn't posted.
If merchant doesn't claim transaction(very less chance of this happening) - I got 6k AGV for free then.

 

[SSV]

Got it😃. BTW whats reward rate for amazon gv or shopping voucher? And how to redeem points into voucher, I am just getting option to pay directly.

First thing...

Are you looking into earn rewards or redeem rewards now?

 

[varun__goel_]

First thing...

Are you looking into earn rewards or redeem rewards now?

Earn rewards😅
I know I am confused, at gyftr its displaying a message that you can pay with membership points too, so was just wondering can we redeem points and pay the balance with card to earn as well

 

[SSV]

Earn rewards😅
I know I am confused, at gyftr its displaying a message that you can pay with membership points too, so was just wondering can we redeem points and pay the balance with card to earn as well

Okay lets concentrate on "EARN" aspect.. this is how they are earned.

Generally amex card earns 2 point per 100...
if you buy a GV using MRCC in Rewards Multiplier (RM) it is 2X normal as per below highlighted area...
that will be 2*2 = 4 per 100 for MRCC.
for Plat Travel 3* 2 = 6 per 100
for Gold 5*2 = 10 per 100 so forth...
Got it...
The above accelerated points are applicable only if you buy ther RM site...

 

[4uziaul]

Got it😃. BTW whats reward rate for amazon gv or shopping voucher? And how to redeem points into voucher, I am just getting option to pay directly.

Buzz wali harkat 🤭

 

[varun__goel_]

Okay lets concentrate on "EARN" aspect.. this is how they are earned.

Generally amex card earns 2 point per 100...
if you buy a GV using MRCC in Rewards Multiplier (RM) it is 2X normal as per below highlighted area...
that will be 2*2 = 4 per 100 for MRCC.
for Plat Travel 3* 2 = 6 per 100
for Gold 5*2 = 10 per 100 so forth...
Got it...
The above accelerated points are applicable only if you buy ther RM site...


View attachment 31405

I got it this point. Please check that ss in prev post. How to do that, it is straight taking me to make payment, wheres the option to pay with points?

 

[SSV]

so was just wondering can we redeem points and pay the balance with card to earn as well

yes, you can do that.. but that will give you an abysmal rate of return... So not recommended at all...

 

[varun__goel_]

yes, you can do that.. but that will give you an abysmal rate of return... Son not recommended at all...

Ohh okay, so I should just redeem from this page for what I want?

 

[4uziaul]

I got it this point. Please check that ss in prev post. How to do that, it is straight taking me to make payment, wheres the option to pay with points?

By the way, this is related to the card you are holding.

AMEX Smart Earn Devaluation!

Just received a mail of revised points for Smart Earn. One more card to dust.

www.technofino.in

 

[SSV]

Ohh okay, so I should just redeem from this page for what I want?

Yes, using "Pay with Points" feature basically defeats the purpose of holding an AMEX card..

 

[4uziaul]

Ohh okay, so I should just redeem from this page for what I want?

Y E S

 

[varun__goel_]

By the way, this is related to the card you are holding.

AMEX Smart Earn Devaluation!

Just received a mail of revised points for Smart Earn. One more card to dust.

www.technofino.in

Yeah just got it on the day of approval, though I shop from flipkart so I can earn a bit of rewards.

 

[varun__goel_]

Thanks guruji's @4uziaul @S S V 😃

 

[SSV]

Thanks guruji's @4uziaul @S S V 😃

Welcome शिष्य !!

 

[varun__goel_]

BTW I just got this card so I can apply others on c2c basis, as I only hold the gr8 hdfc freedom other than it and amex has some value in market. Might close it once I get few cards. I am not into miles and travels. In pay with points it showing 0.25 conversion rate, same for gv(almost). So it will give me around 5% value, as I can 10x rewards from flipkart purchase

Purchase of 2500 from flipkart - 500 mr points. Conversion 500x.25=125(5%).
Thats not bad for me🤷🤷. Better than 0.1% of hdfc freedom🤣🤣

 

[SSV]

BTW I just got this card so I can apply others on c2c basis, as I only hold the gr8 hdfc freedom other than it and amex has some value in market. Might close it once I get few cards

Slow down... mate.. atleast wait for 3 to 6 months.. before the renewal close the card...

मत घबराना 😉

 

[4uziaul]

BTW I just got this card so I can apply others on c2c basis, as I only hold the gr8 hdfc freedom other than it and amex has some value in market. Might close it once I get few cards

Depends how you take this news, but you can't redeem your MR points you earn from your SmartEarn card for Amex Gold Collection. For that you need to hold MRCC or Gold Charge, unless Amex have recently made any changes to their terms and conditions. 😄

 

[varun__goel_]

Slow down... mate.. atleast w3iat for 3 to 6 months.. before the renewal close the card...

मत घबराना 😉

Naah naah, not so soon. Don't worry🤣. It gonna be primary card as of now. Btw just updated prv post

 

[Deleted member 11974]

if you do transaction with primary cARD HOLDER
ON otp page you get option to pay with points
so basically the transaction is charged on the card and the points is used to pay it off

Earn rewards😅
I know I am confused, at gyftr its displaying a message that you can pay with membership points too, so was just wondering can we redeem points and pay the balance with card to earn as well

 

[bonheur]

I've had the exact experience on two of my Amex cards where the charges disappeared: for one card on Gyftr, and for the card on some offline transactions at the same merchant. The credit balance on both cards have also been restored, as if the transactions didn't happen at all. Both were within a couple of days of each other, so I was wondering if it wasn't a system issue at Amex end and was almost going to call them up.

My charges got posted yesterday as well on both cards and the MR also got credited. Too much coincidence, so I have a feeling it was an Amex backend issue and not a merchant issue.

 

[ALOAK]

I had done some txns on 23rd on amex reward multiplier for Gold card(6x1000). Till yesterday they were showing in pending, today everything is blank from morning. CC is saying merchant(amex Gyftr) hasn't claimed transaction hence isn't posted.
If merchant doesn't claim transaction(very less chance of this happening) - I got 6k AGV for free then.

Nope you will get charged gyftr will claim it. One of my transaction had same issue and I was following up with amex what happened. And after 15 days it gor posted. Merchants will definitely send for payments.