Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFinoTechnoFino is verified member.]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[husainbhab]

Amex Referral Program has now resumed and is applicable till September 30, 2023.

Benefits of applying via referral:

1) 2000 Bonus Points applicable to all cards

2) FYF for Reduced annual fee for membership rewards credit card (MRCC) from second year onwards

3) FYF for Platinum Travel Credit Card

Also, feel free to slide into my DMs for a better deal. IYKYK. 🤣

Please dm me details

 

[anirban.choudhuryanirban.choudhury is verified member.]

That also requires spends of 15k in 90 days.

Certainly, but isn't spending the sole purpose of having a credit card? The more you spend, the more rewarding it becomes.

 

[Crusader4Credit]

Wish AMEX had a tracker or webpage where one could see how many applied through the referral links (without divulging who applied etc confidential info)..

Yeah it was the referral dashboard. Gone now.

 

[harsh1387]

How do we track Amex application?

 

[Aditya12]

How do we track Amex application?

American Express Card | Application Tracker - lmsWeb

It does not give much information though. I applied for MRCC 2-3 days ago and not knowing that’s going around isn’t a great onboarding experience imo.

 

[Aditya12]

I am also from Gwalior. I changed my address to Bhopal by Online adhaar website and after that i got Amex cc.

I live in a rented apartment in Pune. I uploaded my adhaar with current Pune address. To my surprise they called to upload another document showing the same address. Fortunately my recently renewed passport also has the same address so I uploaded that otherwise it might have been an issue. Each time they call and request for an ID, it pushed my application further by 24 hours. I would have loved if they had adhaar based checking like most of the Indian CC companies do using otp to fetch data.

 

[yoloof]

Certainly, but isn't spending the sole purpose of having a credit card? The more you spend, the more rewarding it becomes.

But spending 15k + 4130 = 19130 for 10k points? Reward ratio of that would be 0.5% assuming marriott transfer? and if miles transfer then that is 0.25% or even less?

Sure it can be optimized to use reward multiplier + you'll get some base MRs for 15k spend too but I find that value proposition a bit too much.

 

[srinivasr]

I applied for Amex Plat Travel card via referral today and it got rejected due to internal reasons even though I meet all eligibility criteria mentioned in the website. Is there a work around for this issue that I can try to get it through ?

 

[harsh1387]

American Express Card | Application Tracker - lmsWeb

It does not give much information though. I applied for MRCC 2-3 days ago and not knowing that’s going around isn’t a great onboarding experience imo.

True.
As much praise I have heard about their customer service there updates about application status is lacking till now.

 

[anirban.choudhuryanirban.choudhury is verified member.]

But spending 15k + 4130 = 19130 for 10k points? Reward ratio of that would be 0.5% assuming marriott transfer? and if miles transfer then that is 0.25% or even less?

Sure it can be optimized to use reward multiplier + you'll get some base MRs for 15k spend too but I find that value proposition a bit too much.

Bro
Why are you counting 15k for points ??
you should never just spend only to get points .
Only take if you have some genuine spends worth 15k in next 90 days .

You will get 10k points for 4130 joining fees , and 15k should not just be for the welcome criteria .

 

[anirban.choudhuryanirban.choudhury is verified member.]

Bro
Why are you counting 15k for points ??
you should never just spend only to get points .
Only take if you have some genuine spends worth 15k in next 90 days .

You will get 10k points for 4130 joining fees , and 15k should not just be for the welcome criteria .

Manufacturing spends for points is not a good idea , but can always club it like as an example say my average electricity bill for a month is 5k , and I pay that using Amazon pay , so I can simply club that for next 3 months and buy a Apay voucher of 15k . Something like that you can try .

 

[karanbir]

received my mrcc via referral mode

 

[karanbir]

Only problem is I Do not know whose referral did I use 🤣

 

[anirban.choudhuryanirban.choudhury is verified member.]

Only problem is I Do not know whose referral did I use 🤣

Koi ni
Jiska bh use Kiya , bhala hojayega uska

 

[amit]

Only problem is I Do not know whose referral did I use 🤣

always DM before using anyone's referral, u missed some perks 😆

 

[yoloof]

Bro
Why are you counting 15k for points ??
you should never just spend only to get points .
Only take if you have some genuine spends worth 15k in next 90 days .

You will get 10k points for 4130 joining fees , and 15k should not just be for the welcome criteria .

Bro
your original premise was 10k points if you pay the fees of 4k. I said that it also requires a spend of 15k in addition the fees for those points to post.

So if you want the 10k points on plat travel, you are forced to spend 19k effectively.

Compared to the referral, where the card is free and you may/may not spend 5k for the additional referral bonus.

so compare to referral, taking a fee-based platinum travel is not a rewarding ratio.

 

[yoloof]

in other news, applied for gold card two days after plat travel and amex just made a second cibil hit. 😂

 

[ANewUser]

My Referral link: https://tinyurl.com/ReferAmex

DM for negotiation on what you need for successful referral.

Free session/help on career in Software Development also 🙂

 

[karanbir]

always DM before using anyone's referral, u missed some perks 😆

kitne 500/ 1000, never mind yaar, us bande ko meri taraf se return gift :-D

 

[Aditya12]

Unfortunately my application through referral was rejected despite fulfilling all criteria.