Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFinoTechnoFino is verified member.]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[SSV]

Same here, applied on 11th, VKYC done samjeday after email.

i applied on aug 9...did vkyc next day and docs upload ..no response 🙁

Same.

No intimation after that.

Guys, Good News ,early Monday morning..

My MRCC application is approved ...

 

[SSV]

Guys, Good News ,early Monday morning..

My MRCC application is approved ...

View attachment 26450

Actually this is , My First AMEX card...

 

[harsh1387]

Application for Smartearn has been approved.😀 MRCC Vkyc was done yesterday so let's see about that in couple of days.

 

[SSV]

I think you missed the main part of my post
I clearly said “If you love points” , only then you should take plat travel paid and not the FYF one .

The sole purpose of getting a Amex plat travel is to hit the 1.9 lakhs and 4 lakhs milestone to get 15k and 25k points , so eventually you are going to spend and the 15k that you are spending now would also get counted towards milestone .

If you just want to take the card as FYF , and don’t intent to spend on it , then you are not someone who is into miles and points , and you should definitely get the card as FYF and just enjoy the 8 free airport lounge access that comes with the card.

Got the the approval email for the MRCC card from your referral link of @anirban.choudhury ....

Thank you sir.....

🫡 🫡

 

[harsh1387]

Actually this is , My First AMEX card...

congrats 🥳
Mine too.

 

[SSV]

congrats 🥳
Mine too.

your also approved?? if so congrats...

 

[harsh1387]

your also approved?? if so congrats...

Yup. See below your post 😎

 

[SSV]

Yup. See below your post 😎

Excellent...

🥂 🥂 🕺🕺🕺

 

[SSV]

Go the the approval email for the MRCC card from your referral link sir, @anirban.choudhury ....

Thank you sir.....

🫡 🫡

Guys, received my APAY GIFT Vouchers (Rs. 2,500) also from the gentleman who honoured his promise... @anirban.choudhury ...

 

[SSV]

Application for Smartearn has been approved.😀 MRCC Vkyc was done yesterday so let's see about that in couple of days.

@harsh1387 , please update your MRCC approval here...

 

[harsh1387]

MRCC approved as well 🥳

 

[darkmatter]

Hey @BestBanker , need your help with my Amex Plat travel application. I applied for Gold charge in July which was approved after vkyc and received the card as well, applied for MRCC using referral last week which was again approved without any vkyc.
Now, applied for Plat travel to complete the trifecta but the application could not be processed for some reason even though it was conditionally approved initially. Could you please help with the same?

Ref#- 20232236901681INR

 

[SSV]

As I am a new kid on the block as far as AMEX is concerned, I have some questions about AMEX cards.. I will ask them later one by one in different posts...

First,

For the aspirants..:

Card Applied : MRCC Application:

Timelines:

Friday Evening : Applied and Provisionally apporved, immediate CIBIL Hit in the first step itself..
Friday Evening : Got VKYC email after an hour or so.. Vkyc succesfully done.. Aadhar number to verify thru digilocker and Original PAN to show.
Saturday Morning : Got a confirmation* call.. ( *call background and contents discussed in my next post )..
Monday Morning : Approval email

Documents needed:

No Income documents were asked / provided.. Asked for additional Identification document(Voter ID) in the VKYC email.
Uploaded Aadhar document instead...


Delivery:

AMEX CC confirmed that I would receive physical card within 3- 5 working days via our lovely "BlueDart" and tracking number will be provided as soon as
the card is dispatched...


--Updated on 16/08 ( Wednesday):

Wednesday Evening: Received the Physical Card and Welcome Kit.

 

[harsh1387]

As I am a new kid on the block as far as AMEX is concerned, I have some questions about AMEX cards.. I will ask them later one by one in different posts...

First,

For the aspirants..:

Card Applied : MRCC Application:

Timelines:

Friday Evening : Applied and Provisionally apporved, immediate CIBIL Hit in the first step itself..
Friday Evening : Got VKYC email after an hour or so.. Vkyc succesfully done.. Aadhar number to verify thru digilocker and Original PAN to show.
Saturday Morning : Got a verification call
Monday Morning : Approval email

Documents needed:

No Income documents were asked / provided.. Asked for additional Identification document(Voter ID) in the VKYC email.
Uploaded Aadhar document instead...


Delivery:

AMEX CC confirmed that I would receive physical card within 3- 5 working days via our lovely "BlueDart" and tracking number will be provided as soon as the card is dispatched...

We had similar steps for both Smartearn and MRCC. Only exception is we didn't get any verification call. After VKYC it was direct approval mail.

 

[SSV]

We had similar steps for both Smartearn and MRCC. Only exception is we didn't get any verification call. After VKYC it was direct approval mail.

Good , I got this call because of this reason , I think:

Mistakenly I applied for Plat travel thru referral link, ( it seems I haven't changed the card variant to MRCC , the referral link was originally for Plat Travel).
After the first step I got provisional approval for Plat travel... Then I realised my mistake and immediately stopped the application process and contacted CC. They advised me to start a fresh new application for MRCC...

So on Saturday,I got a call asking me to complete my incomeplete Plat travel card application, then I told him the story.. Then he said he would call me back after 2 minutes after checking my MRCC application.. Then he called me back after 2 minutes and told me everything is perfect with regard to my MRCC application... and told me that if approved card will be sent in 3 - 5 days.. and welcomed me to Amex world... ( Here , I thought he gave me a hint, that my application was already approved , I guess.. that was how the welcome message sounded, speaking from experience.. )..

So I don't know how to descibe this whole episode, hence mentioned this as a Verification call ( Now I will chnage it as a confirmation call))..

 

[BestBankerBestBanker is verified member.]

Please contact me before applying. Cant process the same product again after it gets declined

 

[0xfallup]

Please contact me before applying. Cant process the same product again after it gets declined

Bro you don’t reply unfortunately

 

[150rupiyadega]

Is there a way to bypass location criteria for MRCC?

 

[harsh1387]

How do we get to know the Credit limit we will be getting. Does it comes with Physical card itself or any other method?

 

[karanbir]

How do we get to know the Credit limit we will be getting. Does it comes with Physical card itself or any other method?

Two options
one is chat with them if you have an existing card! easy option. I got to know based on this
2nd one is try to call them..
And yes in the documentation along with physical card it is clearly mentioned
For few applicants - tentative limit is shown while applying the card, I did not see that, people had been reporting that they were able to see in advance.