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Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

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TechnoFinoTechnoFino is verified member.

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Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.
 
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Bro
your original premise was 10k points if you pay the fees of 4k. I said that it also requires a spend of 15k in addition the fees for those points to post.

So if you want the 10k points on plat travel, you are forced to spend 19k effectively.

Compared to the referral, where the card is free and you may/may not spend 5k for the additional referral bonus.

so compare to referral, taking a fee-based platinum travel is not a rewarding ratio.
I think you missed the main part of my post
I clearly said “If you love points” , only then you should take plat travel paid and not the FYF one .

The sole purpose of getting a Amex plat travel is to hit the 1.9 lakhs and 4 lakhs milestone to get 15k and 25k points , so eventually you are going to spend and the 15k that you are spending now would also get counted towards milestone .

If you just want to take the card as FYF , and don’t intent to spend on it , then you are not someone who is into miles and points , and you should definitely get the card as FYF and just enjoy the 8 free airport lounge access that comes with the card.
 
Plat travel card may not be the better card to take using a referral, instead MRCC card is a better option.
 
I want to apply for Amex. Never used Amex till date. Currently using Infinia and Magnus. Where can I refer to features of Amex to understand if this card is beneficial for me as Magnus story is over.
 
I want to apply for Amex. Never used Amex till date. Currently using Infinia and Magnus. Where can I refer to features of Amex to understand if this card is beneficial for me as Magnus story is over.

This is a good starting point:

 
Best feature of Amex is points never expire and obvious drawback is low acceptance compared to Visa/Mastercard

Considering you have Infinia, my suggestion would be to start with MRCC/Gold to start with Amex. You have to spend 4x1500 with MRCC or 6x1000 with Gold every month to get 1000 MR points which should be easy. If you comfortable with using Amex later u can evaluate taking Plat Travel which gives good milestone benefits on spends on 4 lakhs.

With referral you will get MRCC first year free and second year fees of 1500rs (waived basis spends or can be negotiated easily). My referral links are below

All Amex Cards https://tinyurl.com/Amex-Referral
Amex MRCC https://tinyurl.com/Amex-MRCC
Amex Plat Travel https://tinyurl.com/Amex-PlatTravel
On MRCC Card the 4 Transactions of 1500 each can we do it for filling petrol?
Like I always fill up for 3000. I can ask the attendant to do 2 separate transactions of 1500 each for that. Will this qualify for 4*1500 scenario?
 
Best feature of Amex is points never expire and obvious drawback is low acceptance compared to Visa/Mastercard

Considering you have Infinia, my suggestion would be to start with MRCC/Gold to start with Amex. You have to spend 4x1500 with MRCC or 6x1000 with Gold every month to get 1000 MR points which should be easy. If you comfortable with using Amex later u can evaluate taking Plat Travel which gives good milestone benefits on spends on 4 lakhs.

With referral you will get MRCC first year free and second year fees of 1500rs (waived basis spends or can be negotiated easily). My referral links are below

All Amex Cards https://tinyurl.com/Amex-Referral
Amex MRCC https://tinyurl.com/Amex-MRCC
Amex Plat Travel https://tinyurl.com/Amex-PlatTravel
What is the ratio in which we get points? Is there any difference in points for MRCC Vs Platinum? 4L spends are required for a year?
 
What is the ratio in which we get points? Is there any difference in points for MRCC Vs Platinum? 4L spends are required for a year?
No difference in points. Normal earn rate for mrcc gold plat travel is 1 point for rs.50
Yes 4 lakh spends in a year for 48000 points + 10k taj voucher in plat travel
Note: we are discussing platinum travel and not platinum charge (which has 70k fees)
 
what are the hows and whys for amex to amex credit transfer? are there any catch? Is it easily available?
Actual use case is:-

I have smart earn with 5 lac limit
I have MRCC with 5 lac limit
If I can transfer some part of smart earn to MRCC?
 
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what are the hows and whys for amex to amex credit transfer? are there any catch? Is it easily available?
Actual use case is:-

I have smart earn with 5 lac limit
I have MRCC with 5 lac limit
If I can transfer some part of smart earn to MRCC?
better to call customer care and chk.. should be doable
 
I know I'm late to the party but if there is anyone similarly late in applying for Amex card, pls consider my referrals



Platinum Travel: FYF, 2nd year- 5000+Gst



Gold: 1st yr- 1000+Get, 2nd yr- 4500+Gst




Smartearn: 495+Gst




All cards:

 
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