Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFinoTechnoFino is verified member.]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGCC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[harsh1387]

Very good..



Me too, I will probably go for Amex trifacta..
Will be applying for Plat travel in a day or two..and later gold charge..It seems this gives a big bang for the buck...

Sounds like a good idea.
I am thinking of using Amex for a bit and see how it gels with me. In next referral stage will see if Trifacta agrees with me.

 

[SSV]

Sounds like a good idea.
I am thinking of using Amex for a bit and see how it gels with me. In next referral stage will see if Trifacta agrees with me.

Sounds like a plan...

 

[Martius]

@S S V

Both of our cards were delivered right now by Bluedart. I believe yours will be delivered too today.
I am not at home so will only check in evening.

Regarding MRCC -
I believe Fuel spends don't give MR points. However, are they eligible for 1500*4 and 20k overall spend for month milestones?

Also I usually fill from IOCL. Is it necessary to fill up from HPCL for surcharge waiver?

Wrt fuel transactions I personally have Citi IOCL LTF, HDFC IOCL LTF, SBI BPCL Paid, Axis IOCL LTF. If you’re wondering why so many fuel card then it’s coz once in every quarter i do a trip of 3k Km so i spend 15-20k on fuel in that month.

Citi I would say is good because rewards are always credited and 1 rewards point is equivalent to 1 Rupee when redeemed for fuel transactions. The drawback is they have a list ot outlets and mostly they’re in Tier 1 & Tier 2 cities and that too very less outlets but i have mapped the outlets i get rewards at and only use it there.(Though I don’t think CITI is issuing new cards)

HDFC IOCL is a hit and miss because there is no list of pumps you can look for but since it is a xtrarewards based program I figured that every outlet of IOCL offering xtrarewards would support cashback on this card and so i looked up those outlets and surprisingly it has worked for me 9 out of 10 times. Also the rewards can be redeemed in form of xtrarewards at IOCL pump.

Axis IOCL again supports only COCO pumps and again there is no way to look for a list of the same but I’ve used it at the same pumps as HDFC IOCL and again this card has mostly worked but the reward is in form of edge points which i am not a fan of tbh.

SBI BPCL honestly is my last option if and when i need fuel refill above 15k and I’ve exhausted my rewards on the other 3 cards. Main purpose for the card is online instant discounts. I mostly completely 50k in an year with this so never paid for the card.

I will be applying for Amex MRCC and plan on utilising it’s 1500x4 spend for 1000 MR instead of using my Axis IOCL since I don’t like edge rewards.

There are Kotak IOCL, BOB Energia, IDFC Power and Power Plus and ICICI HPCL card out there too but from what I’ve got to know from others is that BOB is a waste since rewards are not credited until concern is raised (same as SBI). People say Kotak is good and I personally like IDFC Power plus but I don’t like the HP Pay feature.

Hope this helps!!

 

[amit]

here is dropping my amex referral link.

https://rb.gy/fq41r

2000MR points by Amex.
2000 rs GV from my side post card approval, only few left.
MRCC and Plat Travel are FYF through referral.

 

[karanbir]

What are the limitations of number of credit cards with amex?

 

[amit]

What are the limitations of number of credit cards with amex?

2 credit card, 1 charge card.

 

[amitr29]

Applied for Platinum Reserve Card and within 15 minutes applied for Gold charge card. Both cards got approved through referal link.

Only 1 Cibil hit. Will apply for third card now 😃

 

[Martius]

I have applied for the Amex Travel Platinum and i am wondering will gold purchase be counted for milestones based rewards?

 

[amitr29]

I have applied for the Amex Travel Platinum and i am wondering will gold purchase be counted for milestones based rewards?

Yes it will be counted

 

[Martius]

Applied for Platinum Reserve Card and within 15 minutes applied for Gold charge card. Both cards got approved through referal link.

Only 1 Cibil hit. Will apply for third card now 😃

Wait did you have to give two KYC or just one? Also were you an existing Amex customer or this is the first time you’ve applied?

 

[amitr29]

Did

Wait did you have to give two KYC?

No..Only once.. When I applied for Gold charge and clicked on KYC link, it said already completed

 

[karanbir]

Applied for Platinum Reserve Card and within 15 minutes applied for Gold charge card. Both cards got approved through referal link.

Only 1 Cibil hit. Will apply for third card now 😃

what are you upto next? mrcc?

 

[amitr29]

what are upto next? mrcc?

Platinum Travel but paid, as want joining points

 

[card_enthusiast]

what if I request for cancellation of my present Amex MRCC card which is due for renewal in next month with hefty renewal fee for rs4500+gst.. and applied for fresh Amex MRCC thru referral.. Do Amex allow this??

 

[AlgoTrader]

what if I request for cancellation of my present Amex MRCC card which is due for renewal in next month with hefty renewal fee for rs4500+gst.. and applied for fresh Amex MRCC thru referral.. Do Amex allow this??

they will be cool off period, better request them to waive the fee

 

[SSV]

@card_enthusiast ...

they will be cool off period, better request them to waive the fee

for this year and
execute the plan properly for the next referral program... i.e. Close the paid MRCC well before and then apply for it in the next referral program..

 

[karanbir]

I have smartearn + mrcc
should I also go for gold card? any benefits?

Considering my spending can easily reach around 3lac annually with these two cards together (60-70 thousand for smartearn + rest with mrcc)

Suggestions please

 

[ChurningNoob]

I have smartearn + mrcc
should I also go for gold card? any benefits?

Considering my spending can easily reach around 3lac annually with these two cards together (60-70 thousand for smartearn + rest with mrcc)

Suggestions please

Absolutely gold gives the best return when used for buying vocuhers though the fee is expensive its worth it with 5x and also you can ask for waiver or additonal MR during renewal

 

[amitr29]

Absolutely gold gives the best return when used for buying vocuhers though the fee is expensive its worth it with 5x and also you can ask for waiver or additonal MR during renewal

Fees is only Rs. 1000 + Taxes

 

[ChurningNoob]

sec

Fees is only Rs. 1000 + Taxes

second year onwards 4500+