AMEX MRCC Approved without Income Documents.

[mukesh01]

I applied on Sunday 26th May and got an approval email on Monday, I filled in income less than real income, and they didn't ask for any documents.
Just PAN, Aadhaar for address proof, and nothing else.
I changed my address on Friday on my Aadhaar Card just for this.
So even if you don't belong to the serviceable area still you can get it approved but UIDAI will charge ₹50 for address change.

 

[runzone]

it is FYF to start with and then
if you spend 90K - 750 fee
if you spend 150K every year - LTF !!! 😉

Zero condition LTF has different kick 😂

 

[varun__goel_]

Anyway to get this card as LTF offering?

Join Amex as country head😎

 

[runzone]

Join Amex as country head😎

Long bank AMEX had LTF offer based on income, I hope it comes back ASAP

 

[It_is_Naruto]

I have MRCC since 2017 and it's LTF. Initially 2 years the expenses were around 70-80k and there was no fee.
Though because of the bonus points for 20k monthly, I always exceed the 150k limit for the year now 🙂

 

[SSV]

Zero condition LTF has different kick 😂

Then you should watch Hindi dubbed movie for unlimited KICK... LTF

 

[Sanskar]

They asked you for Income docs after the official approval email... I am not talking about " Conditional Approval" ..
is this right..
THis is the first time I am hearing this.. You may be case of an excpetion .. Probably some data item might had triggered this..

I had personally hwlped a lot of people in getting their first amex card .. out of them around 60 to 70% pf them got without any income document proof at any stage of the application , pre or post approval ...

Can you help me to get AMEX Card without Income Documents? I would really appreciate it.

 

[SSV]

Can you help me to get AMEX Card without Income Documents? I would really appreciate it.

DM me and lets see what we can do ...

 

[danishali321]

DM me and lets see what we can do ...

Please dm me how to get amex without income documents they approved twice conditionally but asking for income documents.

 

[surjiani]

Thank you for your interest in applying for an American Express SmartEarn Credit Card.



After reviewing your application, we have determined that your income does not meet our internal evaluation criteria. As a result, we are not able to process your application.



If there are any changes to your financial information, which indicate a higher income, please feel free to contact us again and we will be happy to review your application.

 

[Sriim]

One of my friends is getting this email after application. Can he ignore and wait for the application to be approved? Did you get any such email?

I applied on Sunday 26th May and got an approval email on Monday, I filled in income less than real income, and they didn't ask for any documents.
Just PAN, Aadhaar for address proof, and nothing else.
I changed my address on Friday on my Aadhaar Card just for this.
So even if you don't belong to the serviceable area still you can get it approved but UIDAI will charge ₹50 for address change.

 

[moneyMaker]

One of my friends is getting this email after application. Can he ignore and wait for the application to be approved? Did you get any such email?

He may ignore it for a week and see. After that if he is getting that email again and again then he should upload docs.

 

[Raj88666]

DM me and lets see what we can do ...

I am not in servicable area
Any hack for this
Without changing adhar adress

 

[bimanpaul]

Long bank AMEX had LTF offer based on income, I hope it comes back ASAP

Yes.. I got MRCC in 2018 as LTF based on income criteria.

 

[SSV]

I am not in servicable area
Any hack for this
Without changing adhar adress

No . .

 

[viickviickviick]

I applied on Sunday 26th May and got an approval email on Monday, I filled in income less than real income, and they didn't ask for any documents.
Just PAN, Aadhaar for address proof, and nothing else.
I changed my address on Friday on my Aadhaar Card just for this.
So even if you don't belong to the serviceable area still you can get it approved but UIDAI will charge ₹50 for address change.

Brother I applied for 3 times and got rejected for the same reason that I'm not in the serviceable area. Could you please elaborate on how you changed the address(not the process). Because to what address should I change. Could you please explain it.

 

[rushil.donga]

I applied twice and they asked for income documents both the time. My company gave the printed hard copy of salary slips and when i uploaded them, they rejected the application.

 

[SSV]

I applied twice and they asked for income documents both the time. My company gave the printed hard copy of salary slips and when i uploaded them, they rejected the application.

How long you have been workig in this company for?
and income range?

 

[rushil.donga]

How long you have been workig in this company for?
and income range?

Over 6 months
over 1 lakh in hand per month

 

[Lobogris]

Brother I applied for 3 times and got rejected for the same reason that I'm not in the serviceable area. Could you please elaborate on how you changed the address(not the process). Because to what address should I change. Could you please explain it.

Changing Aadhar address is super easy. I have done it online quite often for various reasons. You can use any address like that of a relative or friend. You would need some documents obviously.

 

[Lobogris]

Yes, me twice in 2019 and in 2023, although I own a flat in the city centre of Mumbai where the property prices are 50000 per square foot.
So I am talking from personal experience

How big is the flat? Was Amex aware of the ownership?