AMEX MRCC Approved without Income Documents.

[mukesh01]

I applied on Sunday 26th May and got an approval email on Monday, I filled in income less than real income, and they didn't ask for any documents.
Just PAN, Aadhaar for address proof, and nothing else.
I changed my address on Friday on my Aadhaar Card just for this.
So even if you don't belong to the serviceable area still you can get it approved but UIDAI will charge ₹50 for address change.

 

[coolguy1]

What about physical verification, did they come at the new address?

Thanks

Nope, in most cases, there's no physical verification.

 

[Hsmanik]

Any other tips so that they don't ask income docs? (I have but they don't accept lol)

(Can DM)

Hi
My Amex mrcc was approved without income documents. I maintained a good Cibil score around 770. Even though I was not eligible according to my income. All thanks to @SSV for helping in the application process.It went pretty well. Card was delivered in 4 days after submitting the application.

 

[S D S]

They asked you for Income docs after the official approval email... I am not talking about " Conditional Approval" ..
is this right..
THis is the first time I am hearing this.. You may be case of an excpetion .. Probably some data item might had triggered this..

I had personally hwlped a lot of people in getting their first amex card .. out of them around 60 to 70% pf them got without any income document proof at any stage of the application , pre or post approval ...

I had used your referral for my first AMEX card, within a month after that, had taken the plat charge. Was not asked for IT docs for any of the cards-plat travel, gold or platinum charge. Only vkyc and CIBIL hits, though I don't see why they needed to hit twice for plat charge within four days.

 

[SSV]

I had used your referral for my first AMEX card, within a month after that, had taken the plat charge. Was not asked for IT docs for any of the cards-plat travel, gold or platinum charge. Only vkyc and CIBIL hits, though I don't see why they needed to hit twice for plat charge within four days.

Thank you very much for using my referral. much appreciated..
However, I could not recollect guiding you...
anyway, there should not be any vkyc within 90 days of previous vkyc...

yeah sometimes amex does cibil enquiry even within a span of a few days

 

[S D S]

Thank you very much for using my referral. much appreciated..
However, I could not recollect guiding you...
anyway, there should not be any vkyc within 90 days of previous vkyc...

yeah sometimes amex does cibil enquiry even within a span of a few days

You did not guide me, I didn't contact you before applying, just used your referral link 😊. But I had to do the KYC thrice in the span of about six weeks and Cibil was accessed four times.

 

[SSV]

You did not guide me, I didn't contact you before applying, just used your referral link 😊. But I had to do the KYC thrice in the span of about six weeks and Cibil was accessed four times.

I can understand about cibil hit... but vkyc never happened repeatedly for those guys that I assisted before... never .. very strange

 

[mukesh01]

Congrats, what address did you provide to UIDAI?

Rent Agreement, but you can provide Aadhaar of another person as C/O and I tried that and that works.

 

[rajeshchhablani]

it is FYF to start with and then
if you spend 90K - 750 fee
if you spend 150K every year - LTF !!! 😉

How to DM here?

 

[mukesh01]

Use start conversation

 

[SSV]

How to DM here?

becuase yur new to TF, this option is not nebaled for you..
Keep posting in the forum , you will get to see this option..

meanwhile, I have DMed you.. reply to that if you want to talk to me

 

[350modena]

Okay... with this , we can rule out the case of amex asking for Income docs after approval...
Thanks for clarification.

A friend i referred was asked to upload income and identity docs after VKYC.. he uploaded his ITR and Id post which he was sent his platinum travel.

 

[SSV]

A friend i referred was asked to upload income and identity docs after VKYC.. he uploaded his ITR and Id post which he was sent his platinum travel.

They can still ask for any docs even after VKYC but before the decision..

 

[SSV]

Is it illegal to submit fake form 16?

1000 % ...
any document that is forged is criminal and can be punished .
Period ...

Lying is different to submitting forged documents..
Not at all worth irrepstictive of whatever the anticipated return is ….
Strongly not advisable...

 

[RAMESH BABU N]

Is it illegal to submit fake form 16?

Coming from a VIP LOUNGE and a TF PREMIER member ?

What nect ?

Is it OK to print currency ?

 

[BVCBVC is verified member.]

Is it illegal to submit fake form 16?

Please, Never do it with any banks, financial institutions or any where else. That will be a crime in all aspects.

 

[Sriim]

Coming from a VIP LOUNGE and a TF PREMIER member ?

What nect ?

Is it OK to print currency ?

An acquaintance wanted to know sir. I should've provided some disclaimer, my bad. I strongly recommended against it. Even he didn't want to try, But he wanted to know for sure. That's why.

Deleting the previous comment as it has been answered

 

[ccrnc]

@SSV Have sent you a DM, please check

 

[SSV]

@SSV Have sent you a DM, please check

Sure will reply you there.

 

[helloworld]

AMEX might ask you to provide income if it sees high spends. Do prepare to furnish them.

 

[phoenix1386]

Is it OK to print currency ?

It is. T&C apply.

T&C: You need to be working in a mint.