AmEx MRCC Approved Without Income Proof With Trick

[BananaRepublic]

Hello Guys, Today My AmEx MRCC Approved😘 without Income Proof with 3 Lacs Limit in 2nd attempt inbetween last 4 days😂 and I'm from a Tier-3 city. Actually few days back won a Cred Voucher to apply for AmEx SmartEarn card and won ₹250 Amazon Voucher on approval. So Amex Is the only card missing in my Arsenal. So applied immediately and got complete VKYC Link in email with upload income documents💵. After completing VKYC Instead of uploading my ITR I uploaded my Millennia card statement 😂. Next day got Rejection mail 🤬. Then got to know that I can't apply for same varient card for next 90 days. On the same day seen an AmEx agent YT video to get Amex card without income proof with his trick then applied MRCC with his refferal link even before submitting my application They shows approx credit limit also mentioned no income proof required. After application this time only recieved mail to complete VKYC and no mention of income proof. After clicking on VKYC link it shows application complete. As i already done VKYC for Smart Earn few days ago. Yesterday got 2 calls from Amex. I thought now they will surely ask for income documents so didn't pick the call and today morning received approval mail after few hours got despatch mail.

 

[dealminer]

Member gets Member... Another term for referral program

IG every person in their sane mind applies amex through referral 🤔
What's new with that? Even that way income docs are common

 

[350modena]

Applied for Amex MRCC on 14th September & VKYC done on same day.. 18th September got call from customer service and uploaded/e-mailed additional documents.. Thereafter how many days required to approval or rejection for Amex... Please share ur experience..

Within 24 - 48 hours ...

 

[350modena]

For salaried do they accept ITR?

Yes of course they do. ITR or Form 16.

 

[Riya]

IG every person in their sane mind applies amex through referral 🤔
What's new with that? Even that way income docs are common

I replied in context of the reply where the @BananaRepublic first application was rejected where he uploaded ITR but second one got approved immediately within few days where he used a referral link...
Many people don't use referral link for first time directly from Amex

 

[dealminer]

I replied in context of the reply where the @BananaRepublic first application was rejected where he uploaded ITR but second one got approved immediately within few days where he used a referral link...
Many people don't use referral link for first time directly from Amex

So in first application he haven't used any referral? Sheesh! 😂

 

[Riya]

So in first application he haven't used any referral? Sheesh! 😂

It seems so from his quote

 

[dealminer]

It seems so from his quote

He uploaded millennia statement instead of itr 😂
Obvious reason of rejection

 

[talktoaloke]

Applied for Amex MRCC on 14th September & VKYC done on same day.. 18th September got call from customer service and uploaded/e-mailed additional documents.. Today called to customer service and he said present status showing 'Mannual verification' needed. Any idea of it? What is next?

 

[350modena]

Applied for Amex MRCC on 14th September & VKYC done on same day.. 18th September got call from customer service and uploaded/e-mailed additional documents.. Today called to customer service and he said present status showing 'Mannual verification' needed. Any idea of it? What is next?

Physical verification ?

 

[talktoaloke]

Physical verification ?

Don't know. Not clear to me also.

 

[Riya]

Applied for Amex MRCC on 14th September & VKYC done on same day.. 18th September got call from customer service and uploaded/e-mailed additional documents.. Today called to customer service and he said present status showing 'Mannual verification' needed. Any idea of it? What is next?

Strange!!! Manual verification required for MRCC..... I have 2 Amex but got approval without income docs and within 2 days

 

[dealminer]

Strange!!! Manual verification required for MRCC..... I have 2 Amex but got approval without income docs and within 2 days

Do you have any work email ?

 

[Riya]

Do you have any work email ?

Nope. . .

 

[Riya]

Do you have any work email ?

But why ???

 

[dealminer]

But why ???

It asks during the application

 

[KK001]

that I understood, but my question is 'do you have the required income to get that card or not?"

Bro most of people don't hv income to get a cc but still they are getting, that's INDIA

 

[ManojGowda]

Bro most of people don't hv income to get a cc but still they are getting, that's INDIA

Credit market in India is picking up and everyone wants to cash in on it.