Hi
I am planning to apply for Amex CC (Mrcc) variant in the referral program which provides FYF with joining rewards and discounted annual fee.
On the website referral landing page, it is showing that the festive offer is valid till 16th oct 6pm.
But when I checked the terms and conditions of the referral program, at one place it is also mentioned that the referral campaign is valid till starting next year.
Is the 16th oct validity only for the playing cards offer, or is it for overall like for the FYF offer also? Can anyone please confirm
Also, need help with a referral link and tactics for high chances of approval. My cibil score is good (790) with no late payments. However having 4 hard enquiries in CIBIL in last 3 months with 1 under process for removal. No relationship with Amex till now.
If I need to finish approval by 16th oct, how soon should I apply for the card? I am waiting for some invalid hard enquiries to get removed from cibil first.