You have other axis card ?
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Any credit cards without income proof & Physical verification
- Thread starter czar
- Start date
Why you could not be made available for physical verification?
Imagine will you lend your hard earned money (say 10k) to someone with out even seeing him?
No. (3 words)
This is what exactly I wanted clarification from other members with regard to axis sb account pre approved offers
As an existing cc holder I got pre approved offers after opening axis liberty account ..
In your case , you have only sb account without any CC..
Let’s see how long it will take..
I have 18 credit cards and all of them were issued without any documentation or verification. Whenever a bank has asked for documents or tried verification, they have rejected me! I was rejected for Amex despite providing a good ITR (self employed), for AU Zenith (they always claim verification failed) and BOB Energie. All others like SBI Cashback, SBI BPCL, Axis Flipkart and Airtel, ICICI MMT and Apay, Union Bank Rupay Select, Indusind Pinnacle, One Card, Kotak, HDFC etc were issued without any documents or verification.
Kumar93196
TF Ace
Au offers mainly cc to salaried personal only most of the customer who are self employed will not be able to get the card easily.
In my personal opinion or experience
Only 1 self employed customer got Au cc rest 40-50 application were rejected even if they full fill all the requirements.
Nice to let us know..
Unfortunately we are talking about two opposite spectrums of the cases here..
One young buddy getting his act together and trying to start his CC journey and another a bonafide HNI../
Still good to see your point of view…
Panda bhai is back.
varun__goel_
TF Prestige
What I have observed is they do not ask for income proof in most cases. They just take photos of your residence and biometric, until and unless income declared is seemed not to be true by them according to credit profile
RishiKiDev
TF Legend
Not everyone is lucky like you Varun!
and he is a student !! ( icing on the cake) ..Not everyone is lucky like you Varun!
RishiKiDev
TF Legend
I know! And he holds an AmEx that too without income proof and verification.and he is a student !! ( icing on the cake) ..
Varun has some hand of God above him regarding credit cards
varun__goel_
TF Prestige
Arrey to try krne me kya jaata hai, maange to bas kya hoga zyada se zyada reject. Mne bhi to amex apply kra, mil gaya na. Vo alag baat hai ki limit kam haiNot everyone is lucky like you Varun!
Just have to be honest in cc application
RishiKiDev
TF Legend
Probability kam hai usko milne ke, isliye @czar ko high probability wale cards suggest kiye maine.Arrey to try krne me kya jaata hai, maange to bas kya hoga zyada se zyada reject. Mne bhi to amex apply kra, mil gaya na. Vo alag baat hai ki limit kam hai
Abhi toh start kiye ho tum tension mat lo, limit badh jayega.
czar
TF Buzz
I can be available physically for home verification, but as I said my pincode is same in aadhar but house number is different. Also office verification is the issue.
varun__goel_
TF Prestige
Mne bhi easy vaale hi bole hai except amex
Hnn limit ki to tnsn leta hi nhi
, kyuki abhi zrurt hi nhi, total 50k is more than enough for me
varun__goel_
TF Prestige
Just go ahead buddy, don't think and grab and run
Btw whats your relationship and mab with au
varun__goel_
TF Prestige
Whats your employment status? And income bracket?
czar
TF Buzz
I have a Au digital savings account 0 MAB which I opened back in 2021 and been using it since like personal bank and with regular txns.
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