Any credit cards without income proof & Physical verification

[SplendorSuperman]

I have an Axis Priority Account where I keep around 5 lakhs parked but those rats still haven’t even given me the ‘pre-approved’ Privilege Card.

You have other axis card ?

 

[SSV]

Nagpur, Maharashtra (rest are same too) as i said aadhar pincode is same as my current one, just changed houses.

Why you could not be made available for physical verification?
Imagine will you lend your hard earned money (say 10k) to someone with out even seeing him?

 

[Riya Sharma]

You have other axis card ?

No. (3 words)

 

[SSV]

No. (3 words)

This is what exactly I wanted clarification from other members with regard to axis sb account pre approved offers

As an existing cc holder I got pre approved offers after opening axis liberty account ..
In your case , you have only sb account without any CC..
Let’s see how long it will take..

 

[Lobogris]

I have 18 credit cards and all of them were issued without any documentation or verification. Whenever a bank has asked for documents or tried verification, they have rejected me! I was rejected for Amex despite providing a good ITR (self employed), for AU Zenith (they always claim verification failed) and BOB Energie. All others like SBI Cashback, SBI BPCL, Axis Flipkart and Airtel, ICICI MMT and Apay, Union Bank Rupay Select, Indusind Pinnacle, One Card, Kotak, HDFC etc were issued without any documents or verification.

 

[Kumar93196]

I have 18 credit cards and all of them were issued without any documentation or verification. Whenever a bank has asked for documents or tried verification, they have rejected me! I was rejected for Amex despite providing a good ITR (self employed), for AU Zenith (they always claim verification failed) and BOB Energie. All others like SBI Cashback, SBI BPCL, Axis Flipkart and Airtel, ICICI MMT and Apay, Union Bank Rupay Select, Indusind Pinnacle, One Card, Kotak, HDFC etc were issued without any documents or verification.

Au offers mainly cc to salaried personal only most of the customer who are self employed will not be able to get the card easily.
In my personal opinion or experience
Only 1 self employed customer got Au cc rest 40-50 application were rejected even if they full fill all the requirements.

 

[SSV]

I have 18 credit cards and all of them were issued without any documentation or verification. Whenever a bank has asked for documents or tried verification, they have rejected me! I was rejected for Amex despite providing a good ITR (self employed), for AU Zenith (they always claim verification failed) and BOB Energie. All others like SBI Cashback, SBI BPCL, Axis Flipkart and Airtel, ICICI MMT and Apay, Union Bank Rupay Select, Indusind Pinnacle, One Card, Kotak, HDFC etc were issued without any documents or verification.

Nice to let us know..
Unfortunately we are talking about two opposite spectrums of the cases here..
One young buddy getting his act together and trying to start his CC journey and another a bonafide HNI../
Still good to see your point of view…

 

[aayusharyan]

Nice to let us know..
Unfortunately we are talking about two opposite spectrums of the cases here..
One young buddy getting his act together and trying to start his CC journey and another a bonafide HNI../
Still good to see your point of view…

Panda bhai is back. 🤣

 

[varun__goel_]

He might not have income proof

What I have observed is they do not ask for income proof in most cases. They just take photos of your residence and biometric, until and unless income declared is seemed not to be true by them according to credit profile

 

[RishiKiDev]

What I have observed is they do not ask for income proof in most cases. They just take photos of your residence and biometric, until and unless income declared is seemed not to be true by them according to credit profile

Not everyone is lucky like you Varun! 😂

 

[SSV]

Not everyone is lucky like you Varun! 😂

and he is a student !! ( icing on the cake) .. 😉 😉

 

[RishiKiDev]

and he is a student !! ( icing on the cake) .. 😉 😉

I know! And he holds an AmEx that too without income proof and verification. 😂
Varun has some hand of God above him regarding credit cards

 

[varun__goel_]

Not everyone is lucky like you Varun! 😂

Arrey to try krne me kya jaata hai, maange to bas kya hoga zyada se zyada reject. Mne bhi to amex apply kra, mil gaya na. Vo alag baat hai ki limit kam hai🤣😭
Just have to be honest in cc application🤭

 

[RishiKiDev]

Arrey to try krne me kya jaata hai, maange to bas kya hoga zyada se zyada reject. Mne bhi to amex apply kra, mil gaya na. Vo alag baat hai ki limit kam hai🤣😭

Probability kam hai usko milne ke, isliye @czar ko high probability wale cards suggest kiye maine.

Abhi toh start kiye ho tum tension mat lo, limit badh jayega.

 

[czar]

Why you could not be made available for physical verification?
Imagine will you lend your hard earned money (say 10k) to someone with out even seeing him?

I can be available physically for home verification, but as I said my pincode is same in aadhar but house number is different. Also office verification is the issue.

 

[czar]

Update: I have a bank account in Au finance Bank which I use regularly. Got a call today from my relationship manager that "AU LIT card is pre-approved for you and let me know if you want it"
She also said that no documents and other things are required
Should I take it?

 

[varun__goel_]

Probability kam hai usko milne ke, isliye @czar ko high probability wale cards suggest kiye maine.

Abhi toh start kiye ho tum tension mat lo, limit badh jayega.

Mne bhi easy vaale hi bole hai except amex🤣

Hnn limit ki to tnsn leta hi nhi🤣, kyuki abhi zrurt hi nhi, total 50k is more than enough for me🤣🤫

 

[varun__goel_]

Update: I have a bank account in Au finance Bank which I use regularly. Got a call today from my relationship manager that "AU LIT card is pre-approved for you and let me know if you want it"
She also said that no documents and other things are required
Should I take it?

Just go ahead buddy, don't think and grab and run 🤣🤭
Btw whats your relationship and mab with au

 

[varun__goel_]

I can be available physically for home verification, but as I said my pincode is same in aadhar but house number is different. Also office verification is the issue.

Whats your employment status? And income bracket?

 

[czar]

Btw whats your relationship and mab with au

I have a Au digital savings account 0 MAB which I opened back in 2021 and been using it since like personal bank and with regular txns.