Any trick for 0 MAB IDFC ACCOUNT

[0xfallup]

anyone who have some insights for 0 balance idfc account ..please share

 

[Wealth is my birth right!]

anyone who have some insights for 0 balance idfc account ..please share

We need to get invited by bank else not possible
I tried my friends link but showed 25k or 10k options

 

[gauravraj]

We need to get invited by bank else not possible
I tried my friends link but showed 25k or 10k options

Same here, I think the link is only valid with mobile number which received the invite?

 

[Wealth is my birth right!]

Same here, I think the link is only valid with mobile number which received the invite?

Exactly
I sent a hi to idfc wup chat haha lets see whether invite comes

 

[_amit_]

Exactly
I sent a hi to idfc wup chat haha lets see whether invite comes

Did they sent you the offer?

 

[Swastik]

A lot of people are going after IDFC Accounts ,may i know why ? ,is it just fir a 0 mab account

It's a relatively small bank compared to Giants like ICICI ,HDFC ,Axis etc

And after recent devaluation of their cards ,I've lost all intrest in them

 

[_amit_]

Everyone has personal opinion to things.

0 MAB account never hurts and keeps you away from any weird charges that you might have to figure out later. Also you do not have to worry about maintaining it.

IDFC maybe small in comparison but its not an SFB. Being relatively new and small, may give better service in comparison. Their customer support is already a bit more active than those big names you mentioned. Again, not comparing as one should make banks work for them, whicheve can fulfil their needs.
Banks are not limited to credit card products only.

Devaluation is also part of the product positioning and market variations. See how Infinia worked out, and it was launched it 2011 and recently became so noticeable that people are after it. An HDFC RM confirmed recently that HDFC will make Infinia even harder to get in this new FY.


Devaluation does not hit Axis much either, but trust did, Axis lost trust in the way it conducted itself lately.
But this again is not a general understanding as very few people are aware of details of how banks are conducting their business and most are unaware of their consumer rights.

 

[Swastik]

Everyone has personal opinion to things.

0 MAB account never hurts and keeps you away from any weird charges that you might have to figure out later. Also you do not have to worry about maintaining it.

IDFC maybe small in comparison but its not an SFB. Being relatively new and small, may give better service in comparison. Their customer support is already a bit more active than those big names you mentioned. Again, not comparing as one should make banks work for them, whicheve can fulfil their needs.
Banks are not limited to credit card products only.

Devaluation is also part of the product positioning and market variations. See how Infinia worked out, and it was launched it 2011 and recently became so noticeable that people are after it. An HDFC RM confirmed recently that HDFC will make Infinia even harder to get in this new FY.


Devaluation does not hit Axis much either, but trust did, Axis lost trust in the way it conducted itself lately.
But this again is not a general understanding as very few people are aware of details of how banks are conducting their business and most are unaware of their consumer rights.

Well put ,thanks

 

[Swastik]

I guess if you hold a credit card with them long enough, they might eventually offer you a 0 MAB account

Just take one of their LTF cards and wait for offer on WhatsApp

 

[_amit_]

I guess if you hold a credit card with them long enough, they might eventually offer you a 0 MAB account

Just take one of their LTF cards and wait for offer on WhatsApp

Yeah, it seems thats usually how its being offered.
Just thought of confirming this little experiment.

 

[raghu.rokda]

Yeah, it seems thats usually how its being offered.
Just thought of confirming this little experiment.

I am trying another experiment without taking any credit card and convert to 0 mab

Please Don’t ask how

When experiment is successful then i will create a fresh thread on it till

 

[varun__goel_]

I am trying another experiment without taking any credit card and convert to 0 mab

Please Don’t ask how

When experiment is successful then i will create a fresh thread on it till

Bhai aapka alag hi swag hai...

 

[Wealth is my birth right!]

Did they sent you the offer?

Yes got link and having zero balance account

 

[Swastik]

Yeah, it seems thats usually how its being offered.
Just thought of confirming this little experiment.

I got my 1st offer after few months of holding the card on WhatsApp,
Since then I've been getting it regularly

 

[_amit_]

Yes got link and having zero balance account

Without holding a credit card ?

 

[dileep]

i got zero balance account offer but my aadhar is linked to other number so not possibile to open account

 

[varun__goel_]

i got zero balance account offer but my aadhar is linked to other number so not possibile to open account

You can open account on the aadhar no, and later change registered number via mobile banking app

 

[dileep]

You can open account on the aadhar no, and later change registered number via mobile banking app

not possible to change number in app u have to go nearest branch

 

[varun__goel_]

not possible to change number in app u have to go nearest branch

It can be changed for savings account

Not for credit cards

 

[newinnov]

Everyone has personal opinion to things.

0 MAB account never hurts and keeps you away from any weird charges that you might have to figure out later. Also you do not have to worry about maintaining it.

IDFC maybe small in comparison but its not an SFB. Being relatively new and small, may give better service in comparison. Their customer support is already a bit more active than those big names you mentioned. Again, not comparing as one should make banks work for them, whicheve can fulfil their needs.
Banks are not limited to credit card products only.

Devaluation is also part of the product positioning and market variations. See how Infinia worked out, and it was launched it 2011 and recently became so noticeable that people are after it. An HDFC RM confirmed recently that HDFC will make Infinia even harder to get in this new FY.


Devaluation does not hit Axis much either, but trust did, Axis lost trust in the way it conducted itself lately.
But this again is not a general understanding as very few people are aware of details of how banks are conducting their business and most are unaware of their consumer rights.

In my experience their service / support is comaprable to SBI, while SBI will beat them with slight margin