Any trick to get Swiggy HDFC CC Life time free.

[STONE_MAN]

My swiggy account is blocked. ( please don't ask why)



When I tried to apply through HDFC portal, they are giving it with Annual fees.



Already contacted HDFC RM & credit card team. They are saying that they can't help if it's not being shown as ltf in their system. He suggested me to visit branch, but he did not guaranteed that branch people will be able to offer it as LTF.



My cibil and complete credit history is good, I also hold salary account with HDFC.



Is there any way I can get it for free?



Can I just apply it, and once it gets delivered then don't activate and then wait for the call from their end and then try to negotiate?



Do they even call if the card is not activated within 30 days? And if they do so then what are the chances that they will offer it as LTF to me?



Also, I hope if card will not be activated then I will not be charged annual fees



If they fail to offer it as LTF and the card gets blocked, then how it will shows in cibil reports.



Personally I don't spend a lot, that's why getting it without LTF will be of no use to me. To give you an idea, I will be hardly able to get 800-900 cashback from this card in a year. Also, I only use swiggy 4-5 times in a year ( When there is any loot).

 

[binno]

Just mail hdfc that "my card is paid but it was shown as ltf during application and attached ltf ss".

It took them a week to convert my paid card to ltf

Same for me

 

[CreditCardFino]

Finally LTF Swiggy

 

[Bakayaro]

I got the same email so now this basically means my card is lifetime free right or are there any more steps i need to do before i activate my card? Also thank you everyone here.

 

[H2O]

I got the same email so now this basically means my card is lifetime free right or are there any more steps i need to do before i activate my card? Also thank you everyone here.View attachment 63671

Its life time free, enjoy.

 

[maneesh]

I got the same email so now this basically means my card is lifetime free right or are there any more steps i need to do before i activate my card? Also thank you everyone here.View attachment 63671

Congratulations

 

[CreditCardFino]

Some are starting to get FYF offer now. Legends on this post made it LTF long back

 

[Huwave123]

Finally, my card got converted to ltf.

What you write in mail to HDFC credit card care

 

[maneesh]

What you write in mail to HDFC credit card care

Email - customerservices.cards@hdfcbank.com

Template -

Hello,

I have recently applied for swiggy HDFC Bank credit card through swiggy ltf offer and got approved (last 4 digits - ****). I just wanted to confirm it's ltf status as some were applied through ltf offer but got paid card. I have approached customer support through call and Facebook and got to know that my card is chargeable card.

I already hold hdfc millennia credit card and never faced any issue as of now. But my swiggy credit card approved as paid card instead of ltf.

I have attached screenshot for your reference, please resolve my issue as soon as possible.

Thanks & Regards,
Full Name
Mobile number

This is the mail I have sent to hdfc customer care.